Prince Frederick Auto Insurance Rates, Quotes, Agents & Reviews in MD

Prince Frederick, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Prince Frederick, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Prince Frederick, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Prince Frederick, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Prince Frederick, MD with that of other cities in and around Prince Frederick.

Prince Frederick Eagle Harbor Calvert County St. Leonard Benedict Golden Beach
Average Insurance Rates $1,387 $1,356 $1,271 $1,445 $1,387 $1,382

Prince Frederick, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Prince Frederick, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Prince Frederick $1,414 $1,195
Calvert County $1,914 $1,616
Huntingtown $1,812 $1,530
Benedict $1,284 $1,085
Eagle Harbor $1,409 $1,190
Aquasco $1,421 $1,201
Golden Beach $1,373 $1,160
St. Leonard $2,156 $1,821

Prince Frederick, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Prince Frederick, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,501
20 Years $1,782
30 Years $1,373
40 Years $1,321
50 Years $1,223
60 Years $1,240
70 Years $1,443

Prince Frederick, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Prince Frederick, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,358 $416
3 Vehicles $3,537 $624
4 Vehicles $4,716 $832

Savings on 2 Vehicles bundle:$416

Savings on 3 Vehicles bundle:$624

Savings on 4 Vehicles bundle:$832


Prince Frederick, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Prince Frederick, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Prince Frederick $1,387 $2,211
Calvert County $1,271 $2,026
Huntingtown $1,449 $2,310
Benedict $1,387 $2,211
Eagle Harbor $1,356 $2,162
Aquasco $1,392 $2,219
Golden Beach $1,382 $2,203
St. Leonard $1,445 $2,304

Prince Frederick, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,190
Excellent (740-799) $1,358
Good (670-739) $1,445
Average (580-669) $1,886
Poor (300-579) $2,262

Prince Frederick, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bill Waugh & Associates Allstate 3141 Old Washington Rd, Waldorf, 20602 (301) 870-4861
Wayne Shoemaker State Farm 205 Steeple Chase Dr., Prince Frederick, 20678 410-535-0434
John G Rogers And Associates Inc Nationwide 15 Church St, Prince Frederick, 20678-6122 (410) 535-2626
Kim Musser State Farm 10724 Little Patuxent Pkwy, Columbia, 21044-3342 410-730-4334
Michael A. Weaver Allstate 2205 Crain Hwy Ste 102, Waldorf, 20601 (301) 870-4666
John G Rogers And Associates Inc Nationwide 11510 Georgia Ave STE 111, Wheaton, 20902-1952 (240) 283-9969
Statland & Katz Ltd. Erie 8811 Colesville Rd, Ste 2 , Silver Spring, 20910 None
National Insurance Agency Inc Travelers 7120 Minstrel Way, Ste 205, Columbia, 21045 None

Prince Frederick, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,448
Driver's Failure In Showing Documents +$135 $1,522
Driving With An Expired Registration +$143 $1,530
Driving At A Considerably Slow Pace +$301 $1,688
Using A Cellphone While Driving +$318 $1,705
Running A Red Light +$323 $1,710
Speeding +$340 $1,727
Driving A Vehicle Without The Required Permission +$431 $1,818
Driving With An Expired/Suspended License +$935 $2,322

Prince Frederick, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,332
Active Disabling Device $1,332
Tracking Device $1,304
Passive Disabling Device $1,290