Princeton Auto Insurance Rates, Quotes, Agents & Reviews in NJ

Princeton, NJ Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Princeton, NJ, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Princeton, NJ are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Princeton, NJ Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Princeton, NJ with that of other cities in and around Princeton.

Princeton Plainsboro East Rocky Hill Kingston Princeton Junction Blawenburg
Average Insurance Rates $1,285 $1,780 $1,742 $1,693 $1,806 $2,079

Princeton, NJ Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Princeton, NJ based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Princeton $1,321 $1,116
Rocky Hill $1,927 $1,628
Princeton Junction $1,156 $976
Blawenburg $2,217 $1,872
Kingston $1,656 $1,399
Plainsboro Center $1,927 $1,628
Plainsboro $1,833 $1,549
East Rocky Hill $1,935 $1,635

Princeton, NJ Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Princeton, NJ usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,170
20 Years $1,651
30 Years $1,272
40 Years $1,224
50 Years $1,133
60 Years $1,149
70 Years $1,337

Princeton, NJ Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Princeton, NJ can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,262 $308
3 Vehicles $3,392 $463
4 Vehicles $4,523 $617

Savings on 2 Vehicles bundle:$308

Savings on 3 Vehicles bundle:$463

Savings on 4 Vehicles bundle:$617

Princeton, NJ Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Princeton, NJ.

Location Average Insurance Cost Post DUI Insurance Rate
Princeton $1,285 $2,201
Rocky Hill $1,789 $3,064
Princeton Junction $1,806 $3,094
Blawenburg $2,079 $3,561
Kingston $1,693 $2,900
Plainsboro Center $1,732 $2,967
Plainsboro $1,780 $3,049
East Rocky Hill $1,742 $2,984

Princeton, NJ Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,103
Excellent (740-799) $1,258
Good (670-739) $1,339
Average (580-669) $1,747
Poor (300-579) $2,096

Princeton, NJ Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Arianny Peralta Liberty Mutual 200 Cottontail Lane Suite A101W, Somerset, 8873 1-732-563-6800
Borden Perlman Salisbury & Kelly Liberty Mutual Independent 250 PHILLIPS BLVD STE 280, EWING, 8618 (609) 896-3434
Kevin Baez State Farm 1325 Route 206 Ste 19, Skillman, 08558-1922 609-497-9777
Romy Buerano State Farm 2204 Brunswick Pike Us Hwy 1, Lawrenceville, 8648 609-392-7555
Fran Martillotti State Farm 3386 Quakerbridge Rd, Hamilton, 08619-4103 609-586-0091
Auletta Agency None 2910 Princeton Pike Lawrenceville, Lawrence Township, 8648 (609) 964-0549
F M Christiano Ins Agency Inc Travelers 299 MARKET ST STE 120, SADDLE BROOK, 7663 201-587-9014
Business Service Agency None 376 Hamburg Turnpike 2Nd Floor, Wayne, 7470 (973) 968-5547

Princeton, NJ Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,342
Driver's Failure In Showing Documents +$125 $1,410
Driving With An Expired Registration +$132 $1,417
Driving At A Considerably Slow Pace +$279 $1,564
Using A Cellphone While Driving +$294 $1,579
Running A Red Light +$299 $1,584
Speeding +$315 $1,600
Driving A Vehicle Without The Required Permission +$400 $1,685
Driving With An Expired/Suspended License +$866 $2,151

Princeton, NJ Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,234
Active Disabling Device $1,234
Tracking Device $1,208
Passive Disabling Device $1,195