Providence, RI Auto Insurance Rates

Providence, RI residents can save $870 by comparing multiple quotes & reading reviews & research on Providence car insurance rates, quotes, agents & coverage.

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$1363 $2175 $2966

Latest Auto Insurance Reviews in Providence, Rhode Island

State Farm
They are steeper than other insurance companies but I know im paying for better quality of handling my claims.
State Farm
I am extremely satisfied with my policy offerings as State Farm covers everything that could possibly concern me, and then some.
State Farm
I think that my insurance is average and offers everything that other insurance companies offer. I had a different insurance that I enjoyed more but I switched to keep cost down when I was looking for homeowners.
I would definitely recommend Progressive. They are patient, they care about our well-being, and they offer great coverage for the price point.
Alfa Insurance
I use the same company Alfa for car insurance as for home insurance. Their customer service is bar none the best around. They are always easy to get in touch with and will work with you.
Alfa Insurance
I use the same company Alfa for car insurance as for home insurance. Their customer service is bar none the best around. They are always easy to get in touch with and will work with you.
Erie Insurance
I would rate Erie insurance as a 2. I have been with them since the start and have recently bundled home and auto and added vehicles and drivers. They have been grate to work with.
Erie Insurance
I am satisfied with Erie as a 2 with the price of premiums. I have checked with other companies and they charge a lot more. I am paying the same for 3 drivers and 3 vehicles as someone else with 1 car and 1 vehicle.
I really like how easy it is to contact a customer service rep. They are very knowledgeable with the products they offer. They really work with you to get you the best deal and rate on your policy. They are all for the customer.
Union Mutual
I was very impressed with how our carrier handled our claim, especially how easy it was to file the claim and how everyone we dealt with went above and beyond for us.
I have not been a customer for very long--Only a few months--But I am very satisfied thus far. The only real complaint that I have is that I did not find out about their reasonable rates earlier on so I could have saved. So, perhaps they need more advertising.
Write Your Review | Providence, Rhode Island Auto Insurance Analysis
Travelers Auto Insurance, Providence, RI
$160/1 month
Car Insurance Policy Holder
  • Married 47 Years old Male licensed 29 years ago with Leased Lexus RX 350 used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Providence Car Insurance Rate Comparisons

Providence, RI's average car insurance of $2175 differs from Cumberland Hill, RI (-$385), Central Falls, RI (-$389), Warwick, RI (-$557) and Rhode Island (-$440)

Providence Cumberland Hill, RI Central Falls, RI Warwick, RI Rhode Island
Median Insurance Rates $2175 -$385 -$389 -$557 -$440

Providence Car Insurance Savings By Neighborhood & Street Area

Providence Driver Street Residence & Car Locations Car Details in Providence Providence Driver Demographics Providence Auto Insurance Estimates Recent Providence Insurance Savings
Cork Hill (historical)
Medway St2006 Buick Rendezvous CX18 year teenager$5927$834
Cooke St2007 Ford Fusion V6 SEL70 year male senior$1763$344
Elmcroft Ave2001 Cadillac DeVille DTS67 year female senior$3098$990
Waller St2006 Chrysler 300 C42 year married man$2426$988
Massachusetts Ave2006 Audi A6 3.2 quattro43 year married woman$2173$499
Michigan Ave2010 Mazda Mazda3 s Grand Touring16 year female teenager$5459$908
Other Area
Gesler St2011 Hyundai Sonata GLS82 year senior$2254$746
Armenia St2006 Acura TSX 17 year male teenager$6095$300
Washington Park
Calla St2013 Honda Civic LX36 year man$2532$731
Hamlin St2008 Jeep Grand Cherokee Overland50 year woman$1729$648

Providence Post DUI Car Insurance Rates

Providence Attleboro, MA Smithfield Warwick Rhode Island
Median Post DUI Insurance Rate $4045 -$2228 -$1107 -$1036 -$818
Male Teenager Post DUI Insurance Rate $11731 -$6462 -$3209 -$3004 -$2374
Female Teenager Post DUI Insurance Rate $11003 -$6061 -$3011 -$2819 -$2226

The Post DUI insurance in Providence, RI's is $4045 compared to Attleboro, MA (-$2228), Smithfield (-$1107), Warwick (-$1036) and Rhode Island (-$818)

In Providence, a male teenager with Post DUI pays $728 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2001 Cadillac DeVille DTS in Providence, RI would pay $13371 on auto insurance while a female teenager POST DUI would pay $12540.

Providence Car Insurance by Segment

Providence Teenagers Car Insurance Rates Comparison

20172 Providence Teenagers (11% of total population), 48% Male & 52% Female.

Providence Greenville Seekonk, MA Barrington Rhode Island
All Teenagers $6133 -$1650 -$1311 +$578 -$1241
Male Teenager $6307 -$1696 -$1348 +$595 -$1276
Female Teenager $5916 -$1592 -$1265 +$557 -$1197

Providence teenagers pay $6133 in insurance in contrast with Greenville (-$1650), Seekonk, MA (-$1311), Barrington (+$578) and Rhode Island (-$1241). The difference between Male & Female teenagers in Providence is $391


  • 2007 Chevrolet Silverado K2500 Heavy Duty Male Teenager Insurance Rate $6127
  • 2014 Toyota Prius Two Female Teenager Insurance Rate $5418

Providence Men & Women Car Insurance

178185 Providence Adults (100% of total population), 49% Men & 51% Women.

Providence Providence County North Providence Central Falls Rhode Island
All Women $2066 -$271 -$233 -$370 -$418
Married Women $1979 -$260 -$223 -$354 -$401
All Men $2892 -$379 -$326 -$517 -$585
Married Men $2523 -$331 -$285 -$452 -$511

The typical insurance rate of $2892 that Providence Men pay varies from Providence County (-$379), North Providence (-$326), Central Falls (-$517) and Rhode Island (-$585). In Providence, married men pay $544 more than married women.


  • 2014 Volkswagen Jetta GLI Married Men Insurance Rate $2570
  • 2014 Dodge Journey SXT Married Women Insurance Rate $2459

Providence Senior Car Insurance

22307 Providence Seniors (12% of total population), 43% Senior Men & 57% Senior Women.

Providence Pawtucket Cumberland Warwick Rhode Island
All Seniors $2370 -$379 -$539 -$607 -$479
Senior Men $1914 -$307 -$436 -$491 -$388
Senior Women $2718 -$435 -$618 -$696 -$550

Providence seniors pay $2370 in insurance compared to Pawtucket (-$379), Cumberland (-$539), Warwick (-$607) and Rhode Island (-$479). In Providence, senior men pay $804 less than senior women.

Providence Car Insurance Discounts for Multiple Vehicles

Providence Population with 1 Vehicle 27613 (45% of Providence population), 2 Vehicles 16556 (27% of the Providence population) and 3 vehicles 3767 (6% of the population)

Providence Central Falls Warwick Cumberland Rhode Island
2 Vehicles $4133 -$739 -$1058 -$941 -$836
3 Vehicles $6308 -$1128 -$1615 -$1436 -$1276
4 Vehicles $8483 -$1517 -$2172 -$1931 -$1716

Car Insurance Agents in Providence, RI

Rank Agent Name Agent Contact
1 AAA Insurance 110 Royal Little Dr, Providence, RI 2904
2 AAA Insurance 55 Dorrance St, Providence, RI 2903
3 Aon Risk Services Northeast 100 Westminster Street Fl 10, Providence, RI 2903
4 Atwood & Palazzo Insurance Agency 565 Broadway, Providence, RI 2909
5 Auto-Cycle Insurance 400 Broadway, Providence, RI 2909
6 Burns & Cotter 206 Waterman St, Providence, RI 2906
7 C & L Agency 242 Reservoir Ave, Providence, RI 2907
8 Eastern Bank Insurance 10 Dorrance St, Providence, RI 2903
9 Edwin De Jesus 760 N Main St, Providence, RI 2904
10 E F Bishop Agency 94 Waterman St, Providence, RI 2906

Providence Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, MDX $500 $2430 $2930 $2230 $2730 $200
Ford, Expedition Limited $1500 $2360 $2860 $2180 $3680 $-820
Dodge, Charger SE $400 $2560 $2960 $2370 $2770 $190
Scion, xD $1000 $2470 $2970 $2350 $3350 $-380
Infiniti, M Series M37 $300 $2600 $2900 $2410 $2710 $190