Providence, RI Auto Insurance Rates
Providence, RI residents can save $870 by comparing multiple quotes & reading reviews & research on Providence car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1363 | $2175 | $2966 |
Latest Auto Insurance Reviews in Providence, Rhode Island
They are steeper than other insurance companies but I know im paying for better quality of handling my claims.
I am extremely satisfied with my policy offerings as State Farm covers everything that could possibly concern me, and then some.
I think that my insurance is average and offers everything that other insurance companies offer. I had a different insurance that I enjoyed more but I switched to keep cost down when I was looking for homeowners.
I would definitely recommend Progressive. They are patient, they care about our well-being, and they offer great coverage for the price point.
I use the same company Alfa for car insurance as for home insurance. Their customer service is bar none the best around. They are always easy to get in touch with and will work with you.
I use the same company Alfa for car insurance as for home insurance. Their customer service is bar none the best around. They are always easy to get in touch with and will work with you.
I would rate Erie insurance as a 2. I have been with them since the start and have recently bundled home and auto and added vehicles and drivers. They have been grate to work with.
I am satisfied with Erie as a 2 with the price of premiums. I have checked with other companies and they charge a lot more. I am paying the same for 3 drivers and 3 vehicles as someone else with 1 car and 1 vehicle.
I really like how easy it is to contact a customer service rep. They are very knowledgeable with the products they offer. They really work with you to get you the best deal and rate on your policy. They are all for the customer.
I was very impressed with how our carrier handled our claim, especially how easy it was to file the claim and how everyone we dealt with went above and beyond for us.
I have not been a customer for very long--Only a few months--But I am very satisfied thus far. The only real complaint that I have is that I did not find out about their reasonable rates earlier on so I could have saved. So, perhaps they need more advertising.
- Married 47 Years old Male licensed 29 years ago with Leased Lexus RX 350 used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Providence Car Insurance Rate Comparisons
Providence, RI's average car insurance of $2175 differs from Cumberland Hill, RI (-$385), Central Falls, RI (-$389), Warwick, RI (-$557) and Rhode Island (-$440)
| Providence | Cumberland Hill, RI | Central Falls, RI | Warwick, RI | Rhode Island | |
| Median Insurance Rates | $2175 | -$385 | -$389 | -$557 | -$440 |
Providence Car Insurance Savings By Neighborhood & Street Area
| Providence Driver Street Residence & Car Locations | Car Details in Providence | Providence Driver Demographics | Providence Auto Insurance Estimates | Recent Providence Insurance Savings |
|---|---|---|---|---|
| Cork Hill (historical) | ||||
| Medway St | 2006 Buick Rendezvous CX | 18 year teenager | $5927 | $834 |
| Cooke St | 2007 Ford Fusion V6 SEL | 70 year male senior | $1763 | $344 |
| Dyerville | ||||
| Elmcroft Ave | 2001 Cadillac DeVille DTS | 67 year female senior | $3098 | $990 |
| Waller St | 2006 Chrysler 300 C | 42 year married man | $2426 | $988 |
| Squantum | ||||
| Massachusetts Ave | 2006 Audi A6 3.2 quattro | 43 year married woman | $2173 | $499 |
| Michigan Ave | 2010 Mazda Mazda3 s Grand Touring | 16 year female teenager | $5459 | $908 |
| Other Area | ||||
| Gesler St | 2011 Hyundai Sonata GLS | 82 year senior | $2254 | $746 |
| Armenia St | 2006 Acura TSX | 17 year male teenager | $6095 | $300 |
| Washington Park | ||||
| Calla St | 2013 Honda Civic LX | 36 year man | $2532 | $731 |
| Hamlin St | 2008 Jeep Grand Cherokee Overland | 50 year woman | $1729 | $648 |
Providence Post DUI Car Insurance Rates
| Providence | Attleboro, MA | Smithfield | Warwick | Rhode Island | |
| Median Post DUI Insurance Rate | $4045 | -$2228 | -$1107 | -$1036 | -$818 |
| Male Teenager Post DUI Insurance Rate | $11731 | -$6462 | -$3209 | -$3004 | -$2374 |
| Female Teenager Post DUI Insurance Rate | $11003 | -$6061 | -$3011 | -$2819 | -$2226 |
The Post DUI insurance in Providence, RI's is $4045 compared to Attleboro, MA (-$2228), Smithfield (-$1107), Warwick (-$1036) and Rhode Island (-$818)
In Providence, a male teenager with Post DUI pays $728 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2001 Cadillac DeVille DTS in Providence, RI would pay $13371 on auto insurance while a female teenager POST DUI would pay $12540.
Providence Car Insurance by Segment
Providence Teenagers Car Insurance Rates Comparison
20172 Providence Teenagers (11% of total population), 48% Male & 52% Female.
| Providence | Greenville | Seekonk, MA | Barrington | Rhode Island | |
| All Teenagers | $6133 | -$1650 | -$1311 | +$578 | -$1241 |
| Male Teenager | $6307 | -$1696 | -$1348 | +$595 | -$1276 |
| Female Teenager | $5916 | -$1592 | -$1265 | +$557 | -$1197 |
Providence teenagers pay $6133 in insurance in contrast with Greenville (-$1650), Seekonk, MA (-$1311), Barrington (+$578) and Rhode Island (-$1241). The difference between Male & Female teenagers in Providence is $391
Example
- 2007 Chevrolet Silverado K2500 Heavy Duty Male Teenager Insurance Rate $6127
- 2014 Toyota Prius Two Female Teenager Insurance Rate $5418
Providence Men & Women Car Insurance
178185 Providence Adults (100% of total population), 49% Men & 51% Women.
| Providence | Providence County | North Providence | Central Falls | Rhode Island | |
| All Women | $2066 | -$271 | -$233 | -$370 | -$418 |
| Married Women | $1979 | -$260 | -$223 | -$354 | -$401 |
| All Men | $2892 | -$379 | -$326 | -$517 | -$585 |
| Married Men | $2523 | -$331 | -$285 | -$452 | -$511 |
The typical insurance rate of $2892 that Providence Men pay varies from Providence County (-$379), North Providence (-$326), Central Falls (-$517) and Rhode Island (-$585). In Providence, married men pay $544 more than married women.
Example
- 2014 Volkswagen Jetta GLI Married Men Insurance Rate $2570
- 2014 Dodge Journey SXT Married Women Insurance Rate $2459
Providence Senior Car Insurance
22307 Providence Seniors (12% of total population), 43% Senior Men & 57% Senior Women.
| Providence | Pawtucket | Cumberland | Warwick | Rhode Island | |
| All Seniors | $2370 | -$379 | -$539 | -$607 | -$479 |
| Senior Men | $1914 | -$307 | -$436 | -$491 | -$388 |
| Senior Women | $2718 | -$435 | -$618 | -$696 | -$550 |
Providence seniors pay $2370 in insurance compared to Pawtucket (-$379), Cumberland (-$539), Warwick (-$607) and Rhode Island (-$479). In Providence, senior men pay $804 less than senior women.
Providence Car Insurance Discounts for Multiple Vehicles
Providence Population with 1 Vehicle 27613 (45% of Providence population), 2 Vehicles 16556 (27% of the Providence population) and 3 vehicles 3767 (6% of the population)
| Providence | Central Falls | Warwick | Cumberland | Rhode Island | |
| 2 Vehicles | $4133 | -$739 | -$1058 | -$941 | -$836 |
| 3 Vehicles | $6308 | -$1128 | -$1615 | -$1436 | -$1276 |
| 4 Vehicles | $8483 | -$1517 | -$2172 | -$1931 | -$1716 |
Car Insurance Agents in Providence, RI
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 110 Royal Little Dr, Providence, RI 2904 |
| 2 | AAA Insurance | 55 Dorrance St, Providence, RI 2903 |
| 3 | Aon Risk Services Northeast | 100 Westminster Street Fl 10, Providence, RI 2903 |
| 4 | Atwood & Palazzo Insurance Agency | 565 Broadway, Providence, RI 2909 |
| 5 | Auto-Cycle Insurance | 400 Broadway, Providence, RI 2909 |
| 6 | Burns & Cotter | 206 Waterman St, Providence, RI 2906 |
| 7 | C & L Agency | 242 Reservoir Ave, Providence, RI 2907 |
| 8 | Eastern Bank Insurance | 10 Dorrance St, Providence, RI 2903 |
| 9 | Edwin De Jesus | 760 N Main St, Providence, RI 2904 |
| 10 | E F Bishop Agency | 94 Waterman St, Providence, RI 2906 |
Providence Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Acura, MDX | $500 | $2430 | $2930 | $2230 | $2730 | $200 |
| Ford, Expedition Limited | $1500 | $2360 | $2860 | $2180 | $3680 | $-820 |
| Dodge, Charger SE | $400 | $2560 | $2960 | $2370 | $2770 | $190 |
| Scion, xD | $1000 | $2470 | $2970 | $2350 | $3350 | $-380 |
| Infiniti, M Series M37 | $300 | $2600 | $2900 | $2410 | $2710 | $190 |