Providence Village, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Providence Village, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Providence Village, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Providence Village, TX Auto Insurance Rates
- Providence Village, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Providence Village, TX
- Multi Vehicle Insurance Savings in Providence Village, TX
- How Credit Score Affects Car Insurance Rates in Providence Village, TX
- How DUI Affects Auto Insurance Premiums in Providence Village, TX
- Top Auto Insurance Agents Near Providence Village, TX
- How Driving Violations Affect Auto Insurance Rates in Providence Village, TX
- Providence Village, TX Auto Insurance Discounts on Anti Theft Feature
Providence Village, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Providence Village, TX with that of other cities in and around Providence Village.
| Providence Village | Cross Roads | Paloma Creek | Oak Point | Krugerville | Savannah | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,977 | $2,232 | $1,973 | $1,997 | $2,025 | $2,016 |
Providence Village, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Providence Village, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Providence Village | $1,232 | $1,041 |
| Lincoln Park | $1,830 | $1,546 |
| Paloma Creek | $1,120 | $946 |
| Cross Roads | $1,860 | $1,571 |
| Paloma Creek South | $1,487 | $1,256 |
| Savannah | $1,469 | $1,241 |
| Krugerville | $1,726 | $1,458 |
| Oak Point | $1,408 | $1,189 |
Providence Village, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Providence Village, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,415 |
| 20 Years | $2,540 |
| 30 Years | $1,957 |
| 40 Years | $1,882 |
| 50 Years | $1,743 |
| 60 Years | $1,768 |
| 70 Years | $2,057 |
Providence Village, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Providence Village, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,480 | $474 |
| 3 Vehicles | $5,219 | $712 |
| 4 Vehicles | $6,959 | $949 |
Savings on 2 Vehicles bundle:$474
Savings on 3 Vehicles bundle:$712
Savings on 4 Vehicles bundle:$949
Providence Village, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Providence Village, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Providence Village | $1,977 | $3,078 |
| Lincoln Park | $1,777 | $2,766 |
| Paloma Creek | $1,973 | $3,071 |
| Cross Roads | $2,232 | $3,475 |
| Paloma Creek South | $2,027 | $3,156 |
| Savannah | $2,016 | $3,138 |
| Krugerville | $2,025 | $3,152 |
| Oak Point | $1,997 | $3,109 |
Providence Village, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,696 |
| Excellent (740-799) | $1,936 |
| Good (670-739) | $2,060 |
| Average (580-669) | $2,688 |
| Poor (300-579) | $3,225 |
Providence Village, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Grace Quevedo | State Farm | 5566 W Main Street, Frisco, 75033-3669 | None |
| Cnc Insurance Brokerage Services | Travelers | 8721 5TH ST, FRISCO, 75034 | 972-248-2415 |
| Anthony Blackmon Agency Inc | Travelers | 9191 KYSER WAY STE 200, FRISCO, 75033 | 469-362-8484 |
| Laycee Skaggs | Farmers | 8000 Us Highway 380, Crossroads, 76227 | (940) 365-1268 |
| Aaron Wallick | Allstate | 2770 Main St Ste 231, Frisco, 75033 | (469) 305-7195 |
| Goosehead Insurance Agency Llc | Travelers | 2438 LILLIAN MILLER PKWY STE 205, DENTON, 76205 | 800-474-1377 |
| Voyager Insurance Services Inc | Travelers | 7011 Main St, Frisco, 75034 | (972) 829-0205 |
| North Texas Insurance Agency | None | 6136 Square Blvd. 6136 Square Blvd. , Frisco, 75034 | None |
| Lewis Jue | State Farm | 7228 Main St, The Colony, 75056-3430 | 972-370-FARM |
| Larry Fulmer Insurance Agency | Liberty Mutual Independent | 6136 FRISCO SQUARE BLVD STE 400, FRISCO, 75034 | (972) 713-0450 |
| Hutcherson Insurance Group Llc | Travelers | 1212 N. Locust St, Denton, 76201 | (940) 222-4688 |
Providence Village, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$87 | $2,064 |
| Driver's Failure In Showing Documents | +$192 | $2,169 |
| Driving With An Expired Registration | +$204 | $2,181 |
| Driving At A Considerably Slow Pace | +$429 | $2,406 |
| Using A Cellphone While Driving | +$453 | $2,430 |
| Running A Red Light | +$461 | $2,438 |
| Speeding | +$484 | $2,461 |
| Driving A Vehicle Without The Required Permission | +$615 | $2,592 |
| Driving With An Expired/Suspended License | +$1,332 | $3,309 |
Providence Village, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,898 |
| Active Disabling Device | $1,898 |
| Tracking Device | $1,858 |
| Passive Disabling Device | $1,839 |