Provo Auto Insurance Rates, Quotes, Agents & Reviews in UT

Provo, UT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Provo, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Provo, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Provo, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Provo, UT with that of other cities in and around Provo.

Provo Palmyra Lindon Springville Provo-Orem Vineyard
Average Insurance Rates $1,231 $1,274 $1,316 $1,243 $1,608 $1,328

Provo, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Provo, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Provo $1,255 $1,060
Provo-Orem $1,283 $1,084
Orem $1,535 $1,296
Springville $1,468 $1,240
Palmyra $1,505 $1,271
Vineyard $1,866 $1,576
Lindon $1,513 $1,278
Utah County $1,089 $920

Provo, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Provo, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,994
20 Years $1,582
30 Years $1,218
40 Years $1,172
50 Years $1,085
60 Years $1,101
70 Years $1,281

Provo, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Provo, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,093 $369
3 Vehicles $3,139 $554
4 Vehicles $4,185 $739

Savings on 2 Vehicles bundle:$369

Savings on 3 Vehicles bundle:$554

Savings on 4 Vehicles bundle:$739


Provo, UT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Provo, UT.

Location Average Insurance Cost Post DUI Insurance Rate
Provo $1,231 $1,872
Provo-Orem $1,608 $2,445
Orem $1,246 $1,895
Springville $1,243 $1,890
Palmyra $1,274 $1,938
Vineyard $1,328 $2,020
Lindon $1,316 $2,001
Utah County $1,261 $1,918

Provo, UT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,056
Excellent (740-799) $1,206
Good (670-739) $1,283
Average (580-669) $1,673
Poor (300-579) $2,008

Provo, UT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ryan A Larson Allstate 1415 N State St, Orem, 84057 (801) 225-2000
Maple Mountain Insurance Service Travelers 15 North 1600 West, Mapleton, 84664 None
The Millward Agency Inc Liberty Mutual Independent 11142 HIGHLAND BLVD STE 300, HIGHLAND, 84003 (801) 216-4545
Bryan Johnson State Farm 378 West 1230 North, Provo, 84604-3319 801-373-5740
L A Bowen Insurance Agency Inc Liberty Mutual Independent 1345 WEST 1600 NORTH, OREM, 84057 801-225-2442
Jed Miner & Associates None 1524 E 1110 No, Orem, 84097 None
Joshua Questereit Allstate 8538 S 1300 E, Sandy, 84094 (801) 604-4518
Astwood Insurance Llc Liberty Mutual Independent 287 E 950 S, OREM, 84058 (801) 224-0165
Marc Hidden Liberty Mutual 764 E. Winchester Street Ste 100, Salt Lake City, 84107 1-801-685-0515
Charlene Long State Farm 1332 E 3300 S, Salt Lake Cty, 84106-3012 801-487-5446

Provo, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$54 $1,285
Driver's Failure In Showing Documents +$119 $1,350
Driving With An Expired Registration +$127 $1,358
Driving At A Considerably Slow Pace +$267 $1,498
Using A Cellphone While Driving +$282 $1,513
Running A Red Light +$287 $1,518
Speeding +$302 $1,533
Driving A Vehicle Without The Required Permission +$383 $1,614
Driving With An Expired/Suspended License +$830 $2,061

Provo, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,182
Active Disabling Device $1,182
Tracking Device $1,157
Passive Disabling Device $1,145

Latest Auto Insurance Reviews in Provo, UT | Back to Top

State Farm
State Farm is actually very cost-effective, especially when comparing better coverages, and they also offer great customer service. They are also very well-established, so I would definitely recommend them.
Allstate
Allstate's customer service has a top satisfaction rate. I love their customer service team. I would recommend it to anyone.
American Family Insurance
The policy Offerings Which my car insurance company provides can be compared to the market ruling insurance providers as i am satisfied with the service which has been provided to me.
Erie Insurance
Erie Insurance has similar policy offerings.What swayed us was the overall package of customer service, price and discounts received from also having home insurance through the same company.
Liberty Mutual
I would absolutely recommend Liberty Mutual. My car accident claim was handled promptly and with no hassle. Also, the multi-vehicle discount is awesome - when I added a 3rd vehicle, my overall policy cost actually went down!
Aaa
Being in car country, that is California, it is good to have AAA because they offer comprehensive on everything, including getting hit by uninsured motorists. Every accident that my family has ever been involved with has been with some illegal alien without a proper ID or insurance. So, having that coverage has been key in getting things back to normal.
Aaa
Being in car country, that is California, it is good to have AAA because they offer comprehensive on everything, including getting hit by uninsured motorists. Every accident that my family has ever been involved with has been with some illegal alien without a proper ID or insurance. So, having that coverage has been key in getting things back to normal.
Progressive
Very friendly and easy to work with. Flexible but expensive. I wish there were a military discount for my adult child who is heading into the military where other insurances provide a discount while students are away at college.
Allstate
I will be receiving the offer messages little later from the customer service.
State Farm
I want my company to provide what I need for coverage and be professional in case of any incidents at a reasonable price based on fair standards, not on arbitrary ones dependent on where I live rather than how I drive.
National General
I really like their options and their customer service. Other than the high premium which we would have with any company I don't have any complaints. I suppose they are seen as very corporate as they are a large insurer but they also have been very receptive and helpful and have always performed to a high standard.
Bear River Auto Insurance
Great customer service, agency staff that treat me like their oldest customer, good coverage at a good price.
Erie Insurance
The company is very accessible to me because they have a branch that is very close to my home and also offer 24/7 support via the phone which is something that not every company offers.
Esurance
overall, esurance is not a hassle--they are clear with their prices and policy, nothing is hidden, they have options which help because people all have different circumstances, and its all online, so its convenient.
State Farm
over the years I have dealt with a couple rude people, but since I changed agents I no longer have that problem. I can't say I have anything against state farm but it would be nice if I could have options but due to bad credit, I do not.