Puyallup, WA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Puyallup, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
How to Save on Car Insurance in Puyallup, WA?
The average cost of auto insurance in Puyallup, WA, is $1,239. This is lower than most neighboring places such as North Puyallup, Bonney Lake, Edgewood, Lake Tapps, and McMillin. Residents of Puyallup should compare multiple auto insurance quotes and reviews before deciding on the one that best suits their needs. Here are some ways in which car owners can save more on auto insurance.
Hybrids and Electric Vehicles:
Zimlon found that Farmers and Travelers are among the few companies that offer discounts on alternative-fuel vehicles. Hybrids and Electric Vehicles are considered environmentally friendly thanks to lower emission rates. For such vehicles, Farmers offers car owners discounts of up to 5% in some states.
Multi-Car Insurance:
Car owners in Puyallup, WA, can save more by insuring their vehicles with the same auto insurance company. Insurers offer discounts on multi-car insurance policies. Bundling is another way of increasing your savings. Car owners can insure their life, auto, and home insurance with the same insurer in order to get added benefits.
The cost of insuring two cars under a multi-car insurance policy in Puyallup, WA, is $2,131, while it would cost $4,262 for four cars. The amount of savings on multi-car insurance in Puyallup also depends on the make and model of the vehicle. Savings can be anywhere between $347 and $694.
Driving Record:
Most car insurance companies offer substantial discounts to drivers with a clean driving record. GEICO offers a 26% discount to drivers with a spotless driving record for five years. On the other hand, State Farm offers discounts when a driver goes three or more years with an accident-free record. With the advent of modern technology in the car insurance industry, Usage-Based Insurance (UBI) is increasingly being used to personalize car insurance. UBI works through both plugin devices and mobile apps. It keeps track of various factors in one’s car, making insurance rates more personalized.
The cost of auto insurance in Puyallup, WA, post-DUI, increases to $1,989. However, this is also dependent on the driver’s age. Moreover, the cost of auto insurance post-DUI for teenagers is much higher. Safe and responsible drivers will find it easier to lower the cost of auto insurance in Puyallup. Other violations that can have a long-term impact on auto insurance in Puyallup include driving with an expired license and running a red light. The former leads to an increase of $835, while the latter leads to an increase of $289.
Credit Score:
Having an “excellent” or “good” credit score will also help car owners save on auto insurance in Puyallup, WA.
Factors that can influence the cost of car insurance in Puyallup, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Puyallup, WA Auto Insurance Rates
- Puyallup, WA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Puyallup, WA
- Multi Vehicle Insurance Savings in Puyallup, WA
- How Credit Score Affects Car Insurance Rates in Puyallup, WA
- How DUI Affects Auto Insurance Premiums in Puyallup, WA
- Top Auto Insurance Agents Near Puyallup, WA
- How Driving Violations Affect Auto Insurance Rates in Puyallup, WA
- Puyallup, WA Auto Insurance Discounts on Anti Theft Feature
- Puyallup, WA Auto Insurance Company Reviews
Puyallup, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Puyallup, WA with that of other cities in and around Puyallup.
| Puyallup | North Puyallup | Bonney Lake | Edgewood | Lake Tapps | McMillin | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,239 | $1,754 | $1,243 | $1,266 | $1,285 | $1,254 |
Puyallup, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Puyallup, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Puyallup | $2,356 | $1,990 |
| Alderton | $1,884 | $1,591 |
| North Puyallup | $1,807 | $1,526 |
| Sumner | $1,264 | $1,067 |
| Bonney Lake | $1,887 | $1,594 |
| McMillin | $2,398 | $2,025 |
| Edgewood | $1,683 | $1,422 |
| Lake Tapps | $1,359 | $1,148 |
Puyallup, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Puyallup, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,020 |
| 20 Years | $1,592 |
| 30 Years | $1,226 |
| 40 Years | $1,180 |
| 50 Years | $1,093 |
| 60 Years | $1,108 |
| 70 Years | $1,289 |
Puyallup, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Puyallup, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,131 | $347 |
| 3 Vehicles | $3,197 | $520 |
| 4 Vehicles | $4,262 | $694 |
Savings on 2 Vehicles bundle:$347
Savings on 3 Vehicles bundle:$520
Savings on 4 Vehicles bundle:$694
Puyallup, WA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Puyallup, WA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Puyallup | $1,239 | $1,989 |
| Alderton | $1,364 | $2,189 |
| North Puyallup | $1,754 | $2,815 |
| Sumner | $1,227 | $1,969 |
| Bonney Lake | $1,243 | $1,995 |
| McMillin | $1,254 | $2,013 |
| Edgewood | $1,266 | $2,032 |
| Lake Tapps | $1,285 | $2,063 |
Puyallup, WA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,063 |
| Excellent (740-799) | $1,213 |
| Good (670-739) | $1,291 |
| Average (580-669) | $1,684 |
| Poor (300-579) | $2,021 |
Puyallup, WA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Mark Reynolds | Farmers | 2819 E Main, Puyallup, 98372 | (253) 845-8211 |
| Mark Reynolds | Farmers | 2819 E Main, Puyallup, 98372 | (253) 845-8211 |
| Kevin Oconnor | Liberty Mutual | 33915 1St Way South Suite 203, Federal Way, 98003 | 1-253-927-6555 |
| Anita Siu | Farmers | 33650 6th Ave S Ste 110, Federal Way, 98003 | (253) 252-2533 |
| Anita Siu | Farmers | 33650 6th Ave S Ste 110, Federal Way, 98003 | (253) 252-2533 |
| Nicholas Walker | Liberty Mutual | 14900 Interurban Ave. South Ste 142, Tukwila, 98168 | 1-206-277-7838 |
| Dan Knoll | State Farm | 305 E Pioneer, Puyallup, 98372-3265 | 253-845-7533 |
| Edward Wallace | Allstate | 2302 Pacific Hwy E, Fife, 98424 | (253) 267-8778 |
| Brian Chambers | State Farm | 3206 16th Ave W, Seattle, 98119-1757 | 206-285-3003 |
| Curt Hergert | Farmers | 1010 S 336th St Ste 220, Federal Way, 98003 | (253) 838-9899 |
Puyallup, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$55 | $1,294 |
| Driver's Failure In Showing Documents | +$120 | $1,359 |
| Driving With An Expired Registration | +$128 | $1,367 |
| Driving At A Considerably Slow Pace | +$269 | $1,508 |
| Using A Cellphone While Driving | +$284 | $1,523 |
| Running A Red Light | +$289 | $1,528 |
| Speeding | +$304 | $1,543 |
| Driving A Vehicle Without The Required Permission | +$385 | $1,624 |
| Driving With An Expired/Suspended License | +$835 | $2,074 |
Puyallup, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,189 |
| Active Disabling Device | $1,189 |
| Tracking Device | $1,165 |
| Passive Disabling Device | $1,152 |
Latest Auto Insurance Reviews in Puyallup, WA | Back to Top
GeicoMy deductible is $500 which is good but I only have liability coverage and under-insured motorist protection, which I need. I feel that this is reasonable.
State FarmThe deductible at 500 is very nice however it does make the premium higher. It is hard to find any insurance that is cheaper for the same coverage so I would have to say 4.
State FarmMy premium is affordable $60-70 with a deductible of $500 in the case of an accident. I need to update my coverage now that I am out of college and in the career phase of my life.
ProgressiveI like progressive for car insurance they are always nice and work with me when I need to change something on my policy.They have also lowered our rates or the years for being long time customers.
Liberty MutualI've had all good experiences so far. Everything about the company is positive.They also have an easy website to navigate and get things done as self serve at my own convenience, any time of day.
GeicoI really do not know a lot about this except that before I was a Geico customer, I was a Progressive customer and Geico offered better rates for the same amount of full coverage insurance.
Farmer's Insurancei would definatly recommend this insurance company to anyone. they got me the price that i needed to insure my vehicle, where very professional and quick to help me.
ProgressiveOverall, they provide me with the insurance that I need, at a reasonable price, and in a manner that is easy to access.
Alfa InsuranceThere are occasional days where the office is not open at its listed time with no reasons given. One morning I needed to stop in on my way to work and they were not open for nearly an hour after the posted opening time.
Horace MannMy insurance policy is about the same as most as far as what they cover. We also get towing as part of our premium,
21st Century Auto InsuranceNot to many dislikes, if i really hated it, then i just switch. Maybe they need a new logo or a new spokes person. As long as they deliver those rates, then there in good standing.
ProgressiveI like that it's the lowest cost to me but yet it's a major brand. Honestly, that is THE reason I stay with them!4
AllstateAllstate offers individually chosen auto protection at competitive rates. The biggest offering for me, personally, is the individual customer service from my Allstate agent. He is knowledgeable and always willing to help with any questions.
ProgressiveIt is not very personal, I don't know that we have an agent in town. I have only dealt with them online. Also. I have not had to file a claim so I don't know how that would go.