Quechee Auto Insurance Rates, Quotes, Agents & Reviews in VT

Quechee, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Quechee, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Quechee, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Quechee, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Quechee, VT with that of other cities in and around Quechee.

Quechee Wilder Hartford Woodstock White River Junction North Hartland
Average Insurance Rates $1,190 $1,100 $1,103 $1,168 $1,087 $1,094

Quechee, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Quechee, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Quechee $1,439 $1,215
Hartford $1,368 $1,155
North Hartland $1,319 $1,114
Hartland $1,242 $1,049
White River Junction $1,097 $927
Wilder $1,530 $1,292
Pomfret $2,172 $1,835
Woodstock $1,774 $1,498

Quechee, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Quechee, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,861
20 Years $1,529
30 Years $1,178
40 Years $1,133
50 Years $1,049
60 Years $1,064
70 Years $1,238

Quechee, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Quechee, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,047 $333
3 Vehicles $3,070 $500
4 Vehicles $4,094 $666

Savings on 2 Vehicles bundle:$333

Savings on 3 Vehicles bundle:$500

Savings on 4 Vehicles bundle:$666


Quechee, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Quechee, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Quechee $1,190 $2,459
Hartford $1,103 $2,279
North Hartland $1,094 $2,261
Hartland $1,094 $2,261
White River Junction $1,087 $2,246
Wilder $1,100 $2,273
Pomfret $1,175 $2,428
Woodstock $1,168 $2,414

Quechee, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,021
Excellent (740-799) $1,165
Good (670-739) $1,240
Average (580-669) $1,618
Poor (300-579) $1,941

Quechee, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,242
Driver's Failure In Showing Documents +$115 $1,305
Driving With An Expired Registration +$123 $1,313
Driving At A Considerably Slow Pace +$258 $1,448
Using A Cellphone While Driving +$273 $1,463
Running A Red Light +$277 $1,467
Speeding +$292 $1,482
Driving A Vehicle Without The Required Permission +$370 $1,560
Driving With An Expired/Suspended License +$802 $1,992

Quechee, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,142
Active Disabling Device $1,142
Tracking Device $1,119
Passive Disabling Device $1,107