Queen Anne Auto Insurance Rates, Quotes, Agents & Reviews in MD

Queen Anne, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Queen Anne, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Queen Anne, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Queen Anne, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Queen Anne, MD with that of other cities in and around Queen Anne.

Queen Anne Bowie Mitchellville Brock Hall Fairwood Woodmore
Average Insurance Rates $1,451 $1,321 $1,399 $1,431 $1,463 $1,444

Queen Anne, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Queen Anne, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Queen Anne $1,597 $1,349
Marlboro Meadows $992 $838
Bowie $1,438 $1,215
Brock Hall $1,932 $1,632
Woodmore $1,557 $1,315
Kettering $985 $832
Fairwood $1,387 $1,172
Mitchellville $1,297 $1,095

Queen Anne, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Queen Anne, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,708
20 Years $1,864
30 Years $1,436
40 Years $1,382
50 Years $1,279
60 Years $1,297
70 Years $1,510

Queen Anne, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Queen Anne, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,467 $435
3 Vehicles $3,700 $653
4 Vehicles $4,933 $871

Savings on 2 Vehicles bundle:$435

Savings on 3 Vehicles bundle:$653

Savings on 4 Vehicles bundle:$871


Queen Anne, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Queen Anne, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Queen Anne $1,451 $2,313
Marlboro Meadows $1,369 $2,183
Bowie $1,321 $2,106
Brock Hall $1,431 $2,282
Woodmore $1,444 $2,302
Kettering $1,373 $2,189
Fairwood $1,463 $2,333
Mitchellville $1,399 $2,231

Queen Anne, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,245
Excellent (740-799) $1,421
Good (670-739) $1,512
Average (580-669) $1,973
Poor (300-579) $2,367

Queen Anne, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,515
Driver's Failure In Showing Documents +$141 $1,592
Driving With An Expired Registration +$149 $1,600
Driving At A Considerably Slow Pace +$315 $1,766
Using A Cellphone While Driving +$332 $1,783
Running A Red Light +$338 $1,789
Speeding +$355 $1,806
Driving A Vehicle Without The Required Permission +$451 $1,902
Driving With An Expired/Suspended License +$978 $2,429

Queen Anne, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,393
Active Disabling Device $1,393
Tracking Device $1,364
Passive Disabling Device $1,349