Queens Auto Insurance Rates, Quotes, Agents & Reviews in NY

Queens, NY Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Queens, NY, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Queens, NY are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Queens, NY Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Queens, NY with that of other cities in and around Queens.

Queens Cedarhurst Queens Inwood Brooklyn Kings County
Average Insurance Rates $1,870 $1,895 $1,870 $1,806 $2,543 $1,901

Queens, NY Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Queens, NY based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Queens County $1,067 $901
Queens $1,926 $1,627
Inwood $1,763 $1,489
Brooklyn $1,958 $1,654
Kings County $2,035 $1,719
Cedarhurst $1,118 $944
South Valley Stream $2,389 $2,018

Queens, NY Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Queens, NY usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,068
20 Years $2,403
30 Years $1,851
40 Years $1,781
50 Years $1,649
60 Years $1,672
70 Years $1,946

Queens, NY Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Queens, NY can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,179 $561
3 Vehicles $4,769 $842
4 Vehicles $6,358 $1,122

Savings on 2 Vehicles bundle:$561

Savings on 3 Vehicles bundle:$842

Savings on 4 Vehicles bundle:$1,122


Queens, NY Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Queens, NY.

Location Average Insurance Cost Post DUI Insurance Rate
Queens County $1,870 $2,821
Queens $1,870 $2,821
Inwood $1,806 $2,725
Brooklyn $2,543 $3,837
Kings County $1,901 $2,868
Cedarhurst $1,895 $2,859
South Valley Stream $1,847 $2,787

Queens, NY Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,604
Excellent (740-799) $1,831
Good (670-739) $1,949
Average (580-669) $2,542
Poor (300-579) $3,050

Queens, NY Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Marino Coverage Group Inc Nationwide 752 Hempstead Tpke, Franklin Square, 11010-4328 (516) 354-0660
Steve Fay State Farm 6120 18th Ave, Brooklyn, 11204-2301 718-676-4900
Best Coverage Insurance Brokerage Corp Travelers 250 GRAND ST 3RD FLR, NEW YORK, 10002 212-343-9406
Mike Tighe State Farm 164-10 Northern Blvd, Flushing, 11358-2647 718-358-3939
Sandy X State Farm 5005 8th Ave, Brooklyn, 11220-2262 718-633-6500
Sandy X State Farm 5005 8th Ave, Brooklyn, 11220-2262 718-633-6500
Dart Auto Insurance None 882 Atlantic Ave Brooklyn, NYC, 11238 None
Imperial General Insurance Brokerage Llc None 4414 4Th Ave Brooklyn, NYC, 11220 None
Alllines Assoc Inc Travelers 113-01 101 AVE, RICHMOND HILL, 11419 718-487-4370
Eduardo Saguier Liberty Mutual 70 E Sunrise Hwy Ste 406, Valley Stream, 11581 1-516-256-4100

Queens, NY Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$82 $1,952
Driver's Failure In Showing Documents +$181 $2,051
Driving With An Expired Registration +$193 $2,063
Driving At A Considerably Slow Pace +$406 $2,276
Using A Cellphone While Driving +$428 $2,298
Running A Red Light +$436 $2,306
Speeding +$458 $2,328
Driving A Vehicle Without The Required Permission +$582 $2,452
Driving With An Expired/Suspended License +$1,260 $3,130

Queens, NY Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,795
Active Disabling Device $1,795
Tracking Device $1,758
Passive Disabling Device $1,739