Quincy, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Quincy, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Quincy, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

---

Quincy, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Quincy, FL with that of other cities in and around Quincy.

	Quincy	Faceville	Southwest Leon	Havana	Greensboro	Gretna
Average Insurance Rates	$2,057	$1,590	$2,064	$2,105	$2,054	$2,003

---

Quincy, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Quincy, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Quincy	$1,946	$1,643
Gadsden County	$2,756	$2,328
Gretna	$1,265	$1,068
Greensboro	$1,681	$1,420
Havana	$1,816	$1,534
Chattahoochee	$1,583	$1,337
Southwest Leon	$1,189	$1,004
Faceville	$1,241	$1,048

---

Quincy, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Quincy, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,675
20 Years	$2,643
30 Years	$2,036
40 Years	$1,959
50 Years	$1,814
60 Years	$1,839
70 Years	$2,141

---

Quincy, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Quincy, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,538	$576
3 Vehicles	$5,307	$864
4 Vehicles	$7,076	$1,152

---

Quincy, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Quincy, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Quincy	$2,057	$3,219
Gadsden County	$1,922	$3,008
Gretna	$2,003	$3,135
Greensboro	$2,054	$3,215
Havana	$2,105	$3,294
Chattahoochee	$2,053	$3,213
Southwest Leon	$2,064	$3,230
Faceville	$1,590	$2,907

---

Quincy, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,765
Excellent (740-799)	$2,015
Good (670-739)	$2,143
Average (580-669)	$2,796
Poor (300-579)	$3,355

---

Quincy, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$91	$2,148
Driver's Failure In Showing Documents	+$200	$2,257
Driving With An Expired Registration	+$212	$2,269
Driving At A Considerably Slow Pace	+$446	$2,503
Using A Cellphone While Driving	+$471	$2,528
Running A Red Light	+$479	$2,536
Speeding	+$504	$2,561
Driving A Vehicle Without The Required Permission	+$640	$2,697
Driving With An Expired/Suspended License	+$1,386	$3,443

Quincy, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,975
Active Disabling Device	$1,975
Tracking Device	$1,934
Passive Disabling Device	$1,913

---

Latest Auto Insurance Reviews in Quincy, FL | Back to Top