Raleigh, NC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Raleigh, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Raleigh, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Raleigh, NC Auto Insurance Rates
- Raleigh, NC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Raleigh, NC
- Multi Vehicle Insurance Savings in Raleigh, NC
- How Credit Score Affects Car Insurance Rates in Raleigh, NC
- How DUI Affects Auto Insurance Premiums in Raleigh, NC
- Top Auto Insurance Agents Near Raleigh, NC
- How Driving Violations Affect Auto Insurance Rates in Raleigh, NC
- Raleigh, NC Auto Insurance Discounts on Anti Theft Feature
- Raleigh, NC Auto Insurance Company Reviews
Raleigh, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Raleigh, NC with that of other cities in and around Raleigh.
| Raleigh | Bartons Creek | St. Matthews | House Creek | Leesville | Meredith | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $987 | $1,509 | $994 | $1,350 | $1,387 | $1,403 |
Raleigh, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Raleigh, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Raleigh | $1,531 | $1,293 |
| Wake County | $1,624 | $1,372 |
| House Creek | $1,406 | $1,188 |
| Meredith | $1,750 | $1,478 |
| Neuse | $1,604 | $1,355 |
| Leesville | $1,429 | $1,207 |
| St. Matthews | $1,702 | $1,437 |
| Bartons Creek | $1,977 | $1,670 |
Raleigh, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Raleigh, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,203 |
| 20 Years | $1,268 |
| 30 Years | $977 |
| 40 Years | $940 |
| 50 Years | $870 |
| 60 Years | $882 |
| 70 Years | $1,027 |
Raleigh, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Raleigh, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,678 | $296 |
| 3 Vehicles | $2,517 | $444 |
| 4 Vehicles | $3,356 | $592 |
Savings on 2 Vehicles bundle:$296
Savings on 3 Vehicles bundle:$444
Savings on 4 Vehicles bundle:$592
Raleigh, NC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Raleigh, NC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Raleigh | $987 | $4,048 |
| Wake County | $1,048 | $4,298 |
| House Creek | $1,350 | $5,537 |
| Meredith | $1,403 | $5,754 |
| Neuse | $1,029 | $4,220 |
| Leesville | $1,387 | $5,689 |
| St. Matthews | $994 | $4,077 |
| Bartons Creek | $1,509 | $6,189 |
Raleigh, NC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $847 |
| Excellent (740-799) | $967 |
| Good (670-739) | $1,028 |
| Average (580-669) | $1,342 |
| Poor (300-579) | $1,610 |
Raleigh, NC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Wayne Cottrell | State Farm | 5910 Duraleigh Rd Ste 135, Raleigh, 27612-2581 | 919-782-1712 |
| Surevest Insurance Group | Erie | 1033 OBERLIN RD STE 210, RALEIGH, 27605 | 919-832-9420 |
| Rusty Allen | Allstate | 5816 Creedmoor Rd Ste 103b, Raleigh, 27612 | (919) 205-2382 |
| Capital Insurance & Financial Services Inc | Erie | 3701 LAKE BOONE TRL STE 200, RALEIGH, 27607 | 919-571-0685 |
| Ravi Reddy | Allstate | 301 Pinner Weald Way Ste 101 Suite 101, Cary, 27513 | (919) 650-1323 |
| Carter Glass Insurance Agency Llc | Nationwide | 5901 Falls of Neuse Rd, Raleigh, 27609-5761 | (919) 781-1973 |
| Carol W Spangler | Nationwide | 1100 Logger Ct Ste F 101, Raleigh, 27609-8525 | (919) 872-5080 |
| Nathaniel D Rimmer | Nationwide | 8320 Falls of Neuse Rd STE 105, Raleigh, 27615 | (919) 848-8405 |
| All About Insurance | Nationwide | 1289 N Fordham Blvd STE D1, Chapel Hill, 27514-6110 | (919) 933-4000 |
| Anthony Sykes | State Farm | 4030 Wake Forest Rd Ste 106, Raleigh, 27609-6800 | 919-850-0560 |
Raleigh, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$43 | $1,030 |
| Driver's Failure In Showing Documents | +$96 | $1,083 |
| Driving With An Expired Registration | +$102 | $1,089 |
| Driving At A Considerably Slow Pace | +$214 | $1,201 |
| Using A Cellphone While Driving | +$226 | $1,213 |
| Running A Red Light | +$230 | $1,217 |
| Speeding | +$242 | $1,229 |
| Driving A Vehicle Without The Required Permission | +$307 | $1,294 |
| Driving With An Expired/Suspended License | +$665 | $1,652 |
Raleigh, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $948 |
| Active Disabling Device | $948 |
| Tracking Device | $928 |
| Passive Disabling Device | $918 |
Latest Auto Insurance Reviews in Raleigh, NC | Back to Top
AllstateThe other companies were not as good with it. The one I chose was the best one and I am a big fan of it to be honest.
State FarmThe deductible is the same, and we have paid enough into where it is negligible now. We have had a claim that covered it, and it's worked out fine for us.
ProgressiveI truly enjoy that progressive has been constantly making their platform more readily accessible to consumers. Getting quotes are easy enough and now filing a claim can be handled all from the app. While I've never had to use the app for a claim, I know that all I have to do is open it up and everything will be taken care of from that point.
State FarmState Farm is a great company you will receive discounts on your car insurance the longer you are with them and have not had any accidents. They are very easy to deal with if you do regardless if you are at fault or not and your rates are not raised.
Liberty MutualTo summarize, I do appreciate USAA. Their customer support and roadside assistance has been helpful. Their premiums are affordable. I like their policy coverage
AllstateThe interactions are okay. They respond to phone calls an emails fairly quickly. However they don't always answer the questions I actually asked during their responses.
ProgressiveThe coverage I have on these policies are significantly less than I'd had if I'd stayed with my previous insurer. I priced several different providers, and this was by far the best rate. I have two financed vehicles and needed the maximum amount of insurance available, as well as basic insurance coverage for another used vehicle that I won. Even with the maximum coverage, the premiums were still cheaper than the competitors.
AaaI've been a AAA Member for the last 15 years and have yet to find something I dislike. Maybe, the policy cost could be lowered but I also understand the cost of running a service oriented business can run high.