Raleigh Auto Insurance Rates, Quotes, Agents & Reviews in NC

Raleigh, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Raleigh, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Raleigh, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Raleigh, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Raleigh, NC with that of other cities in and around Raleigh.

Raleigh Bartons Creek St. Matthews House Creek Leesville Meredith
Average Insurance Rates $987 $1,509 $994 $1,350 $1,387 $1,403

Raleigh, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Raleigh, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Raleigh $1,531 $1,293
Wake County $1,624 $1,372
House Creek $1,406 $1,188
Meredith $1,750 $1,478
Neuse $1,604 $1,355
Leesville $1,429 $1,207
St. Matthews $1,702 $1,437
Bartons Creek $1,977 $1,670

Raleigh, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Raleigh, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,203
20 Years $1,268
30 Years $977
40 Years $940
50 Years $870
60 Years $882
70 Years $1,027

Raleigh, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Raleigh, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,678 $296
3 Vehicles $2,517 $444
4 Vehicles $3,356 $592

Savings on 2 Vehicles bundle:$296

Savings on 3 Vehicles bundle:$444

Savings on 4 Vehicles bundle:$592


Raleigh, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Raleigh, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Raleigh $987 $4,048
Wake County $1,048 $4,298
House Creek $1,350 $5,537
Meredith $1,403 $5,754
Neuse $1,029 $4,220
Leesville $1,387 $5,689
St. Matthews $994 $4,077
Bartons Creek $1,509 $6,189

Raleigh, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $847
Excellent (740-799) $967
Good (670-739) $1,028
Average (580-669) $1,342
Poor (300-579) $1,610

Raleigh, NC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Wayne Cottrell State Farm 5910 Duraleigh Rd Ste 135, Raleigh, 27612-2581 919-782-1712
Surevest Insurance Group Erie 1033 OBERLIN RD STE 210, RALEIGH, 27605 919-832-9420
Rusty Allen Allstate 5816 Creedmoor Rd Ste 103b, Raleigh, 27612 (919) 205-2382
Capital Insurance & Financial Services Inc Erie 3701 LAKE BOONE TRL STE 200, RALEIGH, 27607 919-571-0685
Ravi Reddy Allstate 301 Pinner Weald Way Ste 101 Suite 101, Cary, 27513 (919) 650-1323
Carter Glass Insurance Agency Llc Nationwide 5901 Falls of Neuse Rd, Raleigh, 27609-5761 (919) 781-1973
Carol W Spangler Nationwide 1100 Logger Ct Ste F 101, Raleigh, 27609-8525 (919) 872-5080
Nathaniel D Rimmer Nationwide 8320 Falls of Neuse Rd STE 105, Raleigh, 27615 (919) 848-8405
All About Insurance Nationwide 1289 N Fordham Blvd STE D1, Chapel Hill, 27514-6110 (919) 933-4000
Anthony Sykes State Farm 4030 Wake Forest Rd Ste 106, Raleigh, 27609-6800 919-850-0560

Raleigh, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$43 $1,030
Driver's Failure In Showing Documents +$96 $1,083
Driving With An Expired Registration +$102 $1,089
Driving At A Considerably Slow Pace +$214 $1,201
Using A Cellphone While Driving +$226 $1,213
Running A Red Light +$230 $1,217
Speeding +$242 $1,229
Driving A Vehicle Without The Required Permission +$307 $1,294
Driving With An Expired/Suspended License +$665 $1,652

Raleigh, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $948
Active Disabling Device $948
Tracking Device $928
Passive Disabling Device $918

Latest Auto Insurance Reviews in Raleigh, NC | Back to Top

Allstate
The other companies were not as good with it. The one I chose was the best one and I am a big fan of it to be honest.
State Farm
The deductible is the same, and we have paid enough into where it is negligible now. We have had a claim that covered it, and it's worked out fine for us.
Progressive
I truly enjoy that progressive has been constantly making their platform more readily accessible to consumers. Getting quotes are easy enough and now filing a claim can be handled all from the app. While I've never had to use the app for a claim, I know that all I have to do is open it up and everything will be taken care of from that point.
State Farm
State Farm is a great company you will receive discounts on your car insurance the longer you are with them and have not had any accidents. They are very easy to deal with if you do regardless if you are at fault or not and your rates are not raised.
Liberty Mutual
To summarize, I do appreciate USAA. Their customer support and roadside assistance has been helpful. Their premiums are affordable. I like their policy coverage
Allstate
The interactions are okay. They respond to phone calls an emails fairly quickly. However they don't always answer the questions I actually asked during their responses.
Progressive
The coverage I have on these policies are significantly less than I'd had if I'd stayed with my previous insurer. I priced several different providers, and this was by far the best rate. I have two financed vehicles and needed the maximum amount of insurance available, as well as basic insurance coverage for another used vehicle that I won. Even with the maximum coverage, the premiums were still cheaper than the competitors.
Aaa
I've been a AAA Member for the last 15 years and have yet to find something I dislike. Maybe, the policy cost could be lowered but I also understand the cost of running a service oriented business can run high.