Ravenel Auto Insurance Rates, Quotes, Agents & Reviews in SC

Ravenel, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ravenel, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ravenel, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Ravenel, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ravenel, SC with that of other cities in and around Ravenel.

Ravenel Ravenel-Hollywood Wadmalaw Island Summerville Hollywood Meggett
Average Insurance Rates $1,458 $1,488 $1,598 $1,151 $1,540 $1,660

Ravenel, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ravenel, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ravenel $1,530 $1,292
Hollywood $2,244 $1,896
Ravenel-Hollywood $1,142 $965
Meggett $1,457 $1,231
Wadmalaw Island $1,225 $1,034
West Ashley $1,176 $994
Johns Island $2,335 $1,972
Summerville $1,728 $1,460

Ravenel, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ravenel, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,731
20 Years $1,873
30 Years $1,443
40 Years $1,388
50 Years $1,286
60 Years $1,304
70 Years $1,517

Ravenel, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ravenel, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,537 $379
3 Vehicles $3,805 $569
4 Vehicles $5,074 $758

Savings on 2 Vehicles bundle:$379

Savings on 3 Vehicles bundle:$569

Savings on 4 Vehicles bundle:$758


Ravenel, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ravenel, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Ravenel $1,458 $2,203
Hollywood $1,540 $2,327
Ravenel-Hollywood $1,488 $2,248
Meggett $1,660 $2,508
Wadmalaw Island $1,598 $2,415
West Ashley $1,539 $2,325
Johns Island $1,566 $2,366
Summerville $1,151 $1,739

Ravenel, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,251
Excellent (740-799) $1,428
Good (670-739) $1,519
Average (580-669) $1,982
Poor (300-579) $2,378

Ravenel, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Troy Herndon State Farm 1711 Savannah Hwy, Charleston, 29407-6200 843-766-5579
Oak Insurance Travelers 3439 THORPE CONSTANTINE AVE, JOHNS ISLAND, 29455 843-276-7330
Mary Joseph State Farm 2011 Bees Ferry Rd Ste B, Charleston, 29414-6683 843-766-1161
Mary Joseph State Farm 2011 Bees Ferry Rd Ste B, Charleston, 29414-6683 843-766-1161
Jim Rooney State Farm 627 Old Trolley Rd Ste A, Summerville, 29485-5673 843-873-3915
Jim Rooney State Farm 627 Old Trolley Rd Ste A, Summerville, 29485-5673 843-873-3915
Mappus Insurance Agcy Inc Travelers 1032 SAVANNAH HWY, CHARLESTON, 29407 843-763-4200
Iii-Metts Insurance Agency Inc-Trolley Rd Travelers 705-C OLD TROLLEY RD, SUMMERVILLE, 29485 843-832-9990

Ravenel, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,522
Driver's Failure In Showing Documents +$141 $1,599
Driving With An Expired Registration +$150 $1,608
Driving At A Considerably Slow Pace +$316 $1,774
Using A Cellphone While Driving +$334 $1,792
Running A Red Light +$340 $1,798
Speeding +$357 $1,815
Driving A Vehicle Without The Required Permission +$453 $1,911
Driving With An Expired/Suspended License +$983 $2,441

Ravenel, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,400
Active Disabling Device $1,400
Tracking Device $1,371
Passive Disabling Device $1,356