Rawlings Auto Insurance Rates, Quotes, Agents & Reviews in MD

Rawlings, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rawlings, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rawlings, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rawlings, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rawlings, MD with that of other cities in and around Rawlings.

Rawlings Cresaptown Bier Lonaconing Midland Gilmore
Average Insurance Rates $1,327 $1,315 $2,008 $2,079 $2,008 $2,038

Rawlings, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rawlings, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rawlings $1,481 $1,251
Bier $1,546 $1,306
Danville $1,919 $1,621
Cresaptown $931 $786
Gilmore $2,711 $2,290
Midland $1,288 $1,088
Lonaconing $1,472 $1,243
Dawson $1,552 $1,311

Rawlings, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rawlings, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,306
20 Years $1,705
30 Years $1,313
40 Years $1,264
50 Years $1,170
60 Years $1,186
70 Years $1,381

Rawlings, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rawlings, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,282 $372
3 Vehicles $3,424 $557
4 Vehicles $4,565 $743

Savings on 2 Vehicles bundle:$372

Savings on 3 Vehicles bundle:$557

Savings on 4 Vehicles bundle:$743

Rawlings, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rawlings, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Rawlings $1,327 $2,116
Bier $2,008 $3,201
Danville $1,863 $2,970
Cresaptown $1,315 $2,097
Gilmore $2,038 $3,249
Midland $2,008 $3,201
Lonaconing $2,079 $3,315
Dawson $1,320 $2,105

Rawlings, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,139
Excellent (740-799) $1,300
Good (670-739) $1,383
Average (580-669) $1,804
Poor (300-579) $2,164

Rawlings, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Cathy Carpenter State Farm 1320 National Hwy, Lavale, 21502-7605 301-729-4141
Joe Marsh Allstate 90 E Main St, Frostburg, 21532 (301) 689-0595
Joseph Marsh Allstate 75 Greene St, Cumberland, 21502 (301) 729-4701
Cbiz Insurance Services Liberty Mutual Independent 44 Baltimore St, Cumberland, 21502 None
Shaw Insurance Travelers 51 Main St, Westernport, 21562 (301) 359-3677
Denny Delaney State Farm 233 E Main St, Frostburg, 21532-1941 301-689-2450
Knippenberg Insurance And Financial Services Inc Nationwide 12676 National Pike STE 102, Grantsville, 21536-3320 (877) 621-1030
Close Ins Agency Allstate 134 W Main St, Hancock, 21750 (301) 678-5526

Rawlings, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,385
Driver's Failure In Showing Documents +$129 $1,456
Driving With An Expired Registration +$137 $1,464
Driving At A Considerably Slow Pace +$288 $1,615
Using A Cellphone While Driving +$304 $1,631
Running A Red Light +$309 $1,636
Speeding +$325 $1,652
Driving A Vehicle Without The Required Permission +$413 $1,740
Driving With An Expired/Suspended License +$894 $2,221

Rawlings, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,274
Active Disabling Device $1,274
Tracking Device $1,247
Passive Disabling Device $1,234