Reading, PA Auto Insurance Rates
Reading, PA residents can save $510 by comparing multiple quotes & reading reviews & research on Reading car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $866 | $1287 | $1732 |
Latest Auto Insurance Reviews in Reading, Pennsylvania
Allstate
I would definitely recommend AllState! Have only had great experiences with great customer service and low payments.
I would definitely recommend AllState! Have only had great experiences with great customer service and low payments.
The General Insurance
I feel my premium is really good for what I get for my car. It is easy to pay off up front, but also is easy month to month. I feel my deductible could be lower, but with my good driving record, I am not as concerned as I could still afford it even if I make a claim.
I feel my premium is really good for what I get for my car. It is easy to pay off up front, but also is easy month to month. I feel my deductible could be lower, but with my good driving record, I am not as concerned as I could still afford it even if I make a claim.
The General Insurance
I feel my premium is really good for what I get for my car. It is easy to pay off up front, but also is easy month to month. I feel my deductible could be lower, but with my good driving record, I am not as concerned as I could still afford it even if I make a claim.
I feel my premium is really good for what I get for my car. It is easy to pay off up front, but also is easy month to month. I feel my deductible could be lower, but with my good driving record, I am not as concerned as I could still afford it even if I make a claim.
Esurance
They are available around the clock seven days a week. I have used them at an off time before and this is very convenient.
They are available around the clock seven days a week. I have used them at an off time before and this is very convenient.
Allstate
I think that allstate has a lot of good options to offer and they seem to come in at a reasonable rate when compared to some of the other big names
I think that allstate has a lot of good options to offer and they seem to come in at a reasonable rate when compared to some of the other big names
Metlife
I have no problem about the premiums we pay for coverage of our automobiles. I have never been given any reason to doubt them.
I have no problem about the premiums we pay for coverage of our automobiles. I have never been given any reason to doubt them.
Amica Mutual Insurance
I have no bad things to say about our insurance company. The only thing I dislike is that I only know they have one office here and the parking is the only bad thing about it. Theres no street parking and garage parking is not validated and costly because it is in a very busy business district.
I have no bad things to say about our insurance company. The only thing I dislike is that I only know they have one office here and the parking is the only bad thing about it. Theres no street parking and garage parking is not validated and costly because it is in a very busy business district.
Amica Mutual Insurance
Prices are good. They seem to be better than the competition around here
Prices are good. They seem to be better than the competition around here
Metlife
discounts, great customer service
discounts, great customer service
Travelers Auto Insurance, Reading, PA
$75/1 month
Car Insurance Policy Holder
- Single 21 Years old Female licensed 5 years ago with Own Chevrolet Equinox LS AWD used for Business with estimated annual mileage of 20,001+.
- less than high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
California Casualty, Reading, PA
$92/1 month
Car Insurance Policy Holder
- Single 18 Years old Male licensed 2 years ago with Own Chrysler Town & Country Touring L used for Business with estimated annual mileage of 20,001+.
- less than high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Liberty Mutual, Reading, PA
$58/1 month
Car Insurance Policy Holder
- Divorced 24 Years old Male licensed 9 years ago with Own Chevrolet, Cruze LS, 4 Door Sedan used for Business with estimated annual mileage of 20001.
- Bachelors & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Reading, PA
$672/12 months
Car Insurance Policy Holder
- Single 22 Years old Female licensed 3 years ago with Own Scion, xD, 5 Door Hatchback used for Business with estimated annual mileage of 15,001 - 20,000.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 20 K Property Damage
- 500 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Erie Insurance Group, Reading, PA
$1123/12 months
Car Insurance Policy Holder
- Single 28 Years old Male licensed 11 years ago with Financed Infiniti, FX50 AWD, 4 Door Utility used for Business with estimated annual mileage of 5,001 - 6,000.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, Reading, PA
$979/12 months
Car Insurance Policy Holder
- Single 45 Years old Male licensed 18 years ago with Financed Hyundai, Genesis 3.8 Grand Touring, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Liberty Mutual, Reading, PA
$1419/12 months
Car Insurance Policy Holder
- Divorced 23 Years old Female licensed 4 years ago with Own Mitsubishi, Outlander ES, 4 Door 2WD 2.4L Utility used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- Vocational & Full Time Job.
- No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, Reading, PA
$850/12 months
Car Insurance Policy Holder
- Single 18 Years old Male licensed 2 years ago with Own Chevrolet, Avalanche LS, 2WD Utility Ethanol used for Business with estimated annual mileage of 20,001+.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Amica Auto Insurance, Reading, PA
$1268/12 months
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Chevrolet, Malibu LS, 4 Door Sedan used for Business with estimated annual mileage of 9,001 - 12,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Reading Car Insurance Rate Comparisons
Reading, PA's average car insurance of $1287 differs from Grill, PA (-$67), West Lawn (+$573), Riverview Park, PA (+$153) and Pennsylvania (+$317)
| Reading | Grill, PA | West Lawn | Riverview Park, PA | Pennsylvania | |
| Median Insurance Rates | $1287 | -$67 | +$573 | +$153 | +$317 |
Reading Car Insurance Savings By Neighborhood & Street Area
| Reading Driver Street Residence & Car Locations | Car Details in Reading | Reading Driver Demographics | Reading Auto Insurance Estimates | Recent Reading Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Hudson St | 2004 Buick Rendezvous CX | 30 year married man | $1782 | $416 |
| McKnight St | 2008 Mazda 3 Hatchback | 16 year female teenager | $2552 | $994 |
| W Douglass St | 2008 Ford Fusion I4 SE | 80 year female senior | $1160 | $696 |
| W Douglass St | 2006 Acura TSX \N | 19 year teenager | $3027 | $676 |
| W Douglass St | 2006 Jeep Commander Base | 16 year male teenager | $2427 | $860 |
| W Windsor St | 2007 GMC Sierra 1500 Classic | 75 year male senior | $509 | $402 |
| W Windsor St | 2007 Cadillac DTS Luxury I | 39 year man | $2107 | $339 |
| W Green St | 2008 Chrysler 300 Touring | 37 year married woman | $1046 | $535 |
| McKnight St | 2013 Honda Civic LX | 63 year senior | $959 | $794 |
| W Windsor St | 2014 Volkswagen Jetta S | 52 year woman | $1129 | $914 |
Reading Post DUI Car Insurance Rates
| Reading | Kenhorst | Hyde Park | Grill | Pennsylvania | |
| Median Post DUI Insurance Rate | $2393 | +$1141 | +$1382 | -$124 | +$590 |
| Male Teenager Post DUI Insurance Rate | $5576 | +$2658 | +$3219 | -$290 | +$1374 |
| Female Teenager Post DUI Insurance Rate | $4930 | +$2350 | +$2846 | -$256 | +$1215 |
The Post DUI insurance in Reading, PA's is $2393 compared to Kenhorst (+$1141), Hyde Park (+$1382), Grill (-$124) and Pennsylvania (+$590)
In Reading, a male teenager with Post DUI pays $646 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Reading, PA would pay $5025 on auto insurance while a female teenager POST DUI would pay $4443.
Reading Car Insurance by Segment
Reading Teenagers Car Insurance Rates Comparison
8354 Reading Teenagers (9% of total population), 51% Male & 49% Female.
| Reading | Shillington | Pennside | Greenfields | Pennsylvania | |
| All Teenagers | $2792 | -$271 | +$1157 | +$115 | +$688 |
| Male Teenager | $2998 | -$291 | +$1242 | +$124 | +$739 |
| Female Teenager | $2651 | -$258 | +$1098 | +$109 | +$653 |
Reading teenagers pay $2792 in insurance in contrast with Shillington (-$271), Pennside (+$1157), Greenfields (+$115) and Pennsylvania (+$688). The difference between Male & Female teenagers in Reading is $347
Example
- 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $2828
- 2013 Nissan Rogue S Female Teenager Insurance Rate $2542
Reading Men & Women Car Insurance
87926 Reading Adults (100% of total population), 49% Men & 51% Women.
| Reading | West Lawn | Pennside | Greenfields | Pennsylvania | |
| All Women | $1158 | +$516 | +$480 | +$48 | +$285 |
| Married Women | $1029 | +$459 | +$427 | +$43 | +$254 |
| All Men | $1840 | +$819 | +$762 | +$76 | +$453 |
| Married Men | $1827 | +$814 | +$757 | +$75 | +$450 |
The typical insurance rate of $1840 that Reading Men pay varies from West Lawn (+$819), Pennside (+$762), Greenfields (+$76) and Pennsylvania (+$453). In Reading, married men pay $798 more than married women.
Example
- 2013 Toyota Prius Married Men Insurance Rate $1877
- 2014 Kia Sorento LX Married Women Insurance Rate $1571
Reading Senior Car Insurance
12033 Reading Seniors (13% of total population), 44% Senior Men & 56% Senior Women.
| Reading | Colony Park | Spring Ridge | West Reading | Pennsylvania | |
| All Seniors | $1042 | +$699 | -$249 | +$594 | +$257 |
| Senior Men | $566 | +$380 | -$135 | +$322 | +$139 |
| Senior Women | $1287 | +$863 | -$307 | +$733 | +$317 |
Reading seniors pay $1042 in insurance compared to Colony Park (+$699), Spring Ridge (-$249), West Reading (+$594) and Pennsylvania (+$257). In Reading, senior men pay $721 less than senior women.
Reading Car Insurance Discounts for Multiple Vehicles
Reading Population with 1 Vehicle 13733 (44% of Reading population), 2 Vehicles 6605 (21% of the Reading population) and 3 vehicles 1469 (5% of the population)
| Reading | Riverview Park | Pennside | Wyomissing | Pennsylvania | |
| 2 Vehicles | $2446 | +$290 | +$1012 | -$445 | +$602 |
| 3 Vehicles | $3733 | +$443 | +$1545 | -$679 | +$919 |
| 4 Vehicles | $5020 | +$596 | +$2078 | -$913 | +$1236 |
Reading Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lexus, RX 350 | $300 | $1260 | $1560 | $1180 | $1480 | $80 |
| Ford, Flex SE | $1500 | $1300 | $1800 | $1220 | $2720 | $-920 |
| Infiniti, G37 X | $1000 | $1320 | $1820 | $1250 | $2250 | $-430 |
| Ford, Taurus Limited AWD | $700 | $1330 | $1830 | $1270 | $1970 | $-140 |
| Ford, Fusion SE | $500 | $1350 | $1850 | $1230 | $1730 | $120 |