Red Bluff, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Red Bluff, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Red Bluff, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Red Bluff, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Red Bluff, CA with that of other cities in and around Red Bluff.

	Red Bluff	Gerber	Tehama County	Lake California	Bend	Proberta
Average Insurance Rates	$1,167	$1,756	$1,791	$1,797	$1,845	$1,751

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Red Bluff, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Red Bluff, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Red Bluff	$1,237	$1,045
Bend	$1,492	$1,261
Tehama County	$1,343	$1,134
Proberta	$2,751	$2,324
Lake California	$1,755	$1,482
Gerber	$1,430	$1,208
Cottonwood	$1,539	$1,300
Tehama	$1,280	$1,081

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Red Bluff, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Red Bluff, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$3,787
20 Years	$1,499
30 Years	$1,155
40 Years	$1,111
50 Years	$1,029
60 Years	$1,043
70 Years	$1,214

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Red Bluff, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Red Bluff, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,007	$327
3 Vehicles	$3,011	$490
4 Vehicles	$4,014	$654

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Red Bluff, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Red Bluff, CA.

Location	Average Insurance Cost	Post DUI Insurance Rate
Red Bluff	$1,167	$2,873
Bend	$1,845	$4,543
Tehama County	$1,791	$4,410
Proberta	$1,751	$4,311
Lake California	$1,797	$4,425
Gerber	$1,756	$4,324
Cottonwood	$1,778	$4,378
Tehama	$1,776	$4,373

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Red Bluff, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,001
Excellent (740-799)	$1,143
Good (670-739)	$1,216
Average (580-669)	$1,586
Poor (300-579)	$1,904

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Red Bluff, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Sean Rix	State Farm	2150 Main St Ste 15, Red Bluff, 96080-2372	530-527-1041
Juli Foster	Allstate	250 Walnut St, Red Bluff, 96080	(530) 527-5534
Linda Durrer	Farmers	437 Cedar St, Red Bluff, 96080	(530) 527-3092
Tim Weatherson	State Farm	550 Walnut St, Red Bluff, 96080-3324	530-527-2878
Tonda Townsend	State Farm	203 Main St, Red Bluff, 96080-3818	530-527-5542
Theron Walker	Farmers	766 East Ave Ste B, Chico, 95926	(530) 343-5873
Clemons Ferrall & Hofmann, Inc	None	Po Box 1376 , Paradise, 95967	None
Lynda Kelly	State Farm	450 W Sycamore St Ste A, Willows, 95988-2832	530-934-5101
Westguard Insurance Services Inc	Travelers	2060 TALBERT DR STE 110, CHICO, 95928	530-899-9378

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Red Bluff, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$51	$1,218
Driver's Failure In Showing Documents	+$113	$1,280
Driving With An Expired Registration	+$120	$1,287
Driving At A Considerably Slow Pace	+$253	$1,420
Using A Cellphone While Driving	+$267	$1,434
Running A Red Light	+$272	$1,439
Speeding	+$286	$1,453
Driving A Vehicle Without The Required Permission	+$363	$1,530
Driving With An Expired/Suspended License	+$787	$1,954

Red Bluff, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,120
Active Disabling Device	$1,120
Tracking Device	$1,097
Passive Disabling Device	$1,085

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Latest Auto Insurance Reviews in Red Bluff, CA | Back to Top