Red Wing, MN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Red Wing, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Red Wing, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Red Wing, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Red Wing, MN with that of other cities in and around Red Wing.

	Red Wing	Diamond Bluff	Hay Creek	Featherstone	Vasa	Hager City
Average Insurance Rates	$1,286	$1,116	$1,405	$1,335	$1,356	$1,094

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Red Wing, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Red Wing, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Red Wing	$1,539	$1,300
Hager City	$1,474	$1,245
Featherstone	$1,180	$997
Diamond Bluff	$1,461	$1,234
Welch	$2,232	$1,885
Bay City	$1,593	$1,346
Hay Creek	$1,307	$1,104
Vasa	$2,167	$1,830

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Red Wing, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Red Wing, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$4,173
20 Years	$1,652
30 Years	$1,273
40 Years	$1,225
50 Years	$1,134
60 Years	$1,150
70 Years	$1,338

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Red Wing, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Red Wing, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$2,263	$309
3 Vehicles	$3,395	$463
4 Vehicles	$4,527	$617

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Red Wing, MN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Red Wing, MN.

Location	Average Insurance Cost	Post DUI Insurance Rate
Red Wing	$1,286	$2,348
Hager City	$1,094	$2,106
Featherstone	$1,335	$2,437
Diamond Bluff	$1,116	$2,149
Welch	$1,392	$2,541
Bay City	$1,066	$2,052
Hay Creek	$1,405	$2,565
Vasa	$1,356	$2,476

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Red Wing, MN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,103
Excellent (740-799)	$1,259
Good (670-739)	$1,340
Average (580-669)	$1,748
Poor (300-579)	$2,098

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Red Wing, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$57	$1,343
Driver's Failure In Showing Documents	+$125	$1,411
Driving With An Expired Registration	+$132	$1,418
Driving At A Considerably Slow Pace	+$279	$1,565
Using A Cellphone While Driving	+$294	$1,580
Running A Red Light	+$300	$1,586
Speeding	+$315	$1,601
Driving A Vehicle Without The Required Permission	+$400	$1,686
Driving With An Expired/Suspended License	+$867	$2,153

Red Wing, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$1,235
Active Disabling Device	$1,235
Tracking Device	$1,209
Passive Disabling Device	$1,196

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Latest Auto Insurance Reviews in Red Wing, MN | Back to Top