Redmond, WA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Redmond, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Redmond, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Redmond, WA Auto Insurance Rates
- Redmond, WA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Redmond, WA
- Multi Vehicle Insurance Savings in Redmond, WA
- How Credit Score Affects Car Insurance Rates in Redmond, WA
- How DUI Affects Auto Insurance Premiums in Redmond, WA
- How Driving Violations Affect Auto Insurance Rates in Redmond, WA
- Redmond, WA Auto Insurance Discounts on Anti Theft Feature
- Redmond, WA Auto Insurance Company Reviews
Redmond, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Redmond, WA with that of other cities in and around Redmond.
| Redmond | Kingsgate | Union Hill-Novelty Hill | Yarrow Point | Cottage Lake | Kirkland | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,147 | $830 | $1,411 | $1,986 | $1,412 | $1,135 |
Redmond, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Redmond, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Redmond | $2,016 | $1,703 |
| Kirkland | $1,413 | $1,194 |
| Seattle East | $1,972 | $1,666 |
| Union Hill-Novelty Hill | $1,855 | $1,567 |
| Kingsgate | $731 | $618 |
| Yarrow Point | $2,863 | $2,419 |
| Cottage Lake | $2,126 | $1,796 |
| Hunts Point | $2,670 | $2,255 |
Redmond, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Redmond, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,722 |
| 20 Years | $1,474 |
| 30 Years | $1,135 |
| 40 Years | $1,092 |
| 50 Years | $1,011 |
| 60 Years | $1,025 |
| 70 Years | $1,194 |
Redmond, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Redmond, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,973 | $321 |
| 3 Vehicles | $2,959 | $482 |
| 4 Vehicles | $3,946 | $642 |
Savings on 2 Vehicles bundle:$321
Savings on 3 Vehicles bundle:$482
Savings on 4 Vehicles bundle:$642
Redmond, WA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Redmond, WA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Redmond | $1,147 | $1,841 |
| Kirkland | $1,135 | $1,822 |
| Seattle East | $1,361 | $2,185 |
| Union Hill-Novelty Hill | $1,411 | $2,265 |
| Kingsgate | $830 | $1,332 |
| Yarrow Point | $1,986 | $3,188 |
| Cottage Lake | $1,412 | $2,266 |
| Hunts Point | $1,986 | $3,188 |
Redmond, WA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $984 |
| Excellent (740-799) | $1,123 |
| Good (670-739) | $1,195 |
| Average (580-669) | $1,559 |
| Poor (300-579) | $1,871 |
Redmond, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$50 | $1,197 |
| Driver's Failure In Showing Documents | +$111 | $1,258 |
| Driving With An Expired Registration | +$118 | $1,265 |
| Driving At A Considerably Slow Pace | +$249 | $1,396 |
| Using A Cellphone While Driving | +$263 | $1,410 |
| Running A Red Light | +$267 | $1,414 |
| Speeding | +$281 | $1,428 |
| Driving A Vehicle Without The Required Permission | +$357 | $1,504 |
| Driving With An Expired/Suspended License | +$773 | $1,920 |
Redmond, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,101 |
| Active Disabling Device | $1,101 |
| Tracking Device | $1,078 |
| Passive Disabling Device | $1,067 |
Latest Auto Insurance Reviews in Redmond, WA | Back to Top
GeicoThe customer service I have received has been ok. In some instances they've taken long to respond to a question.
State FarmWe have a multi car discount on our plan that does not short on BI or UM. Everytime we have made a claim, the issues have been quickly resolved without any major disputes with our insurance.
ProgressiveI think the premium is a bit high actually. I don't feel like it has gone down much, given the many years I have been a customer. It would be nice if there were more loyalty discounts.
Farmer's InsuranceMy annual premium fee is $1200 with $20000 deductible. It might not be the best offer but overall I am satisfied with Farmers.
Amica Mutual InsuranceI feel my premium/deductable is standard for car insurance and may even be on the low side which is great.
GeicoI would recommend geico for there customer service needs and also how helpful they are when you need something, Low premium costs and low out of pocket costs on everything.
ProgressiveProgressive is great! They've always been quite easy to work with. I've submitted multiple claims through them previously without any hassle.
American Family InsuranceOur experience with car insurance is the same as with our house insurance. We have never had any issues and have always been met with professionalism and friendliness.
EsuranceI have not had to speak to anyone with the company, but they were quick to respond to my emails. I like that they offer automatic renewals and are very open and forthcoming prior to the renewal date so that I know how much I will be charged every six months. Adding a new car on was also very easy.
Encompass InsuranceAll insurance companies are expensive which is how the owners are able to afford such extravagant lifestyles. It's unfortunate that so many poor people are taken advantage by the influence of our government on the consumer.
ProgressiveThe premium keeps going up annually, though no claims are being made and everything is on autopay without issue. I understand costs rising with inflation and such, but now they're just barely cheaper than other offerings.