Redondo Beach, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Redondo Beach, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Redondo Beach, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Redondo Beach, CA Auto Insurance Rates
- Redondo Beach, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Redondo Beach, CA
- Multi Vehicle Insurance Savings in Redondo Beach, CA
- How Credit Score Affects Car Insurance Rates in Redondo Beach, CA
- How DUI Affects Auto Insurance Premiums in Redondo Beach, CA
- Top Auto Insurance Agents Near Redondo Beach, CA
- How Driving Violations Affect Auto Insurance Rates in Redondo Beach, CA
- Redondo Beach, CA Auto Insurance Discounts on Anti Theft Feature
- Redondo Beach, CA Auto Insurance Company Reviews
Redondo Beach, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Redondo Beach, CA with that of other cities in and around Redondo Beach.
| Redondo Beach | Alondra Park | Lawndale | Torrance | South Bay Cities | Del Aire | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,497 | $1,922 | $1,888 | $1,622 | $2,129 | $1,937 |
Redondo Beach, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Redondo Beach, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Redondo Beach | $2,175 | $1,837 |
| Hermosa Beach | $2,299 | $1,942 |
| South Bay Cities | $2,230 | $1,884 |
| Torrance | $1,149 | $971 |
| Manhattan Beach | $1,469 | $1,241 |
| Lawndale | $1,339 | $1,131 |
| Alondra Park | $1,073 | $907 |
| Del Aire | $2,507 | $2,118 |
Redondo Beach, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Redondo Beach, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,858 |
| 20 Years | $1,923 |
| 30 Years | $1,482 |
| 40 Years | $1,425 |
| 50 Years | $1,320 |
| 60 Years | $1,338 |
| 70 Years | $1,558 |
Redondo Beach, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Redondo Beach, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,635 | $359 |
| 3 Vehicles | $3,952 | $539 |
| 4 Vehicles | $5,269 | $719 |
Savings on 2 Vehicles bundle:$359
Savings on 3 Vehicles bundle:$539
Savings on 4 Vehicles bundle:$719
Redondo Beach, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Redondo Beach, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Redondo Beach | $1,497 | $3,686 |
| Hermosa Beach | $2,232 | $5,496 |
| South Bay Cities | $2,129 | $5,242 |
| Torrance | $1,622 | $3,994 |
| Manhattan Beach | $1,502 | $3,698 |
| Lawndale | $1,888 | $4,649 |
| Alondra Park | $1,922 | $4,732 |
| Del Aire | $1,937 | $4,769 |
Redondo Beach, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,284 |
| Excellent (740-799) | $1,466 |
| Good (670-739) | $1,560 |
| Average (580-669) | $2,035 |
| Poor (300-579) | $2,442 |
Redondo Beach, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Keenan Martin | State Farm | 12824 Inglewood Ave, Hawthorne, 90250-5118 | 310-644-4400 |
| John Olsen | State Farm | 22730 Hawthorne Blvd Ste 200, Torrance, 90505-3690 | 310-373-3460 |
| Adel Gobran | Allstate | 2068 Pacific Coast Hwy Ste B, Lomita, 90717 | (310) 325-4247 |
| Wayne Bettis | State Farm | 350 W 5th St Ste 205, San Pedro, 90731-2752 | 310-548-4284 |
| Scott Whitlock | State Farm | 28441 Highridge Rd Ste 403, Rllng Hls Est, 90274-4806 | 310-377-6886 |
| Donna Butler | State Farm | 2200 Pch Hwy Ste 103, Hermosa Beach, 90254-2700 | 310-379-9307 |
| Vera Lukic | State Farm | 13450 Maxella Ave Ste 215, Marina Dl Rey, 90292-5662 | 310-821-0050 |
| Acacia Assoc Ins Svs Inc | Travelers | 350 S CRENSHAW BLVD STE A106, TORRANCE, 90503 | 310-224-7199 |
| Stan Burns Ins Services Inc | Liberty Mutual Independent | 21061 S WESTERN AVE STE 110, TORRANCE, 90501 | 310-328-7655 |
| Lashelle Turner | Allstate | 5551 W Manchester Ave, Los Angeles, 90045 | (424) 732-3661 |
Redondo Beach, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$66 | $1,563 |
| Driver's Failure In Showing Documents | +$145 | $1,642 |
| Driving With An Expired Registration | +$154 | $1,651 |
| Driving At A Considerably Slow Pace | +$325 | $1,822 |
| Using A Cellphone While Driving | +$343 | $1,840 |
| Running A Red Light | +$349 | $1,846 |
| Speeding | +$367 | $1,864 |
| Driving A Vehicle Without The Required Permission | +$466 | $1,963 |
| Driving With An Expired/Suspended License | +$1,009 | $2,506 |
Redondo Beach, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,437 |
| Active Disabling Device | $1,437 |
| Tracking Device | $1,407 |
| Passive Disabling Device | $1,392 |
Latest Auto Insurance Reviews in Redondo Beach, CA | Back to Top
GeicoI am satisfied with my auto insurance policy when compared to other providers. I have had my policy for several years and never had any kind of problem with them, even the time I had to make a claim.
GeicoTheir rates strictly the reason that I moved to them. I am satisfied with the coverage that they offered me for the price.
KemperThe policy is the same as everyone else offers but the premium is lower. THey do have a $0 deductible for window and glass repair which could save you money.
State FarmI haven't spent much time comparing State Farm car insurance with other providers. If it ain't broke don't fix it, and I am more than happy with my State Farm auto policy.