Reece City Auto Insurance Rates, Quotes, Agents & Reviews in AL

Reece City, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Reece City, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Reece City, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Reece City, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Reece City, AL with that of other cities in and around Reece City.

Reece City Etowah County Carlisle-Rockledge Whitesboro Mountainboro Ridgeville
Average Insurance Rates $1,448 $1,430 $1,412 $1,401 $1,432 $1,387

Reece City, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Reece City, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Reece City $1,286 $1,087
Etowah County $2,068 $1,747
Ridgeville $1,501 $1,268
Wills Valley $1,350 $1,141
Carlisle-Rockledge $1,481 $1,251
Whitesboro $1,251 $1,057
Lookout Mountain $1,506 $1,272
Mountainboro $2,200 $1,858

Reece City, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Reece City, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,699
20 Years $1,861
30 Years $1,433
40 Years $1,379
50 Years $1,277
60 Years $1,295
70 Years $1,507

Reece City, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Reece City, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,520 $376
3 Vehicles $3,779 $565
4 Vehicles $5,039 $753

Savings on 2 Vehicles bundle:$376

Savings on 3 Vehicles bundle:$565

Savings on 4 Vehicles bundle:$753


Reece City, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Reece City, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Reece City $1,448 $2,567
Etowah County $1,430 $2,535
Ridgeville $1,387 $2,459
Wills Valley $1,406 $2,493
Carlisle-Rockledge $1,412 $2,504
Whitesboro $1,401 $2,484
Lookout Mountain $1,436 $2,546
Mountainboro $1,432 $2,539

Reece City, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,242
Excellent (740-799) $1,418
Good (670-739) $1,509
Average (580-669) $1,968
Poor (300-579) $2,362

Reece City, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rickey R Holland Allstate 12780 US Highway 431 Ste 2, Boaz, 35956 (256) 840-9422
Jeffery Bellew Allstate 1906 Rainbow Dr, Gadsden, 35901 (256) 547-4211
Danny Clayton State Farm 900 S 4th St, Gadsden, 35901-5225 256-543-8090
Red Leach & Sons Insurance None 418 Chestnut St, Gadsden, 35901 None
Shannon & Banks Inc Liberty Mutual Independent 200 CHESTNUT ST STE B, GADSDEN, 35901 256-543-1424
Cobbs, Allen & Hall, Inc. None 2010 Club Drive 2010 Club Drive, Gadsden, 35901 None
Bob Haller State Farm 1720 Rainbow Dr Ste A, Gadsden, 35901-5502 256-543-2400
Leon C Chavez Nationwide 1428 Weatherly Rd SE STE 100, Huntsville, 35803-1181 (256) 882-9925

Reece City, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,512
Driver's Failure In Showing Documents +$140 $1,588
Driving With An Expired Registration +$149 $1,597
Driving At A Considerably Slow Pace +$314 $1,762
Using A Cellphone While Driving +$332 $1,780
Running A Red Light +$337 $1,785
Speeding +$355 $1,803
Driving A Vehicle Without The Required Permission +$450 $1,898
Driving With An Expired/Suspended License +$976 $2,424

Reece City, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,390
Active Disabling Device $1,390
Tracking Device $1,361
Passive Disabling Device $1,347