Rialto, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Rialto, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
The Five Most Popular Car Insurance Companies in Rialto, CA
The average cost of auto insurance in Rialto, CA, is $1,718. Motorists in Rialto can save more by comparing multiple quotes from different auto insurance companies. The cost of auto insurance depends on numerous factors ranging from the car’s make and model to the driver’s age. Below is a list of the best auto insurance companies in Rialto, CA.
STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty to overview the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best.
FARMERS:
Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets.
GEICO:
With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69 % in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study and received the “Better Than The Most” tag.
ALLSTATE:
Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.
AAA:
AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.
Factors that can influence the cost of car insurance in Rialto, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Rialto, CA Auto Insurance Rates
- Rialto, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Rialto, CA
- Multi Vehicle Insurance Savings in Rialto, CA
- How Credit Score Affects Car Insurance Rates in Rialto, CA
- How DUI Affects Auto Insurance Premiums in Rialto, CA
- Top Auto Insurance Agents Near Rialto, CA
- How Driving Violations Affect Auto Insurance Rates in Rialto, CA
- Rialto, CA Auto Insurance Discounts on Anti Theft Feature
- Rialto, CA Auto Insurance Company Reviews
Rialto, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Rialto, CA with that of other cities in and around Rialto.
| Rialto | San Bernardino | Colton | Fontana | Muscoy | Highgrove | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,718 | $1,658 | $1,800 | $1,644 | $1,796 | $1,827 |
Rialto, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Rialto, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Rialto | $977 | $826 |
| Bloomington | $1,879 | $1,587 |
| Muscoy | $1,850 | $1,563 |
| San Bernardino | $1,406 | $1,188 |
| Fontana | $1,754 | $1,482 |
| Colton | $964 | $814 |
| Grand Terrace | $1,400 | $1,182 |
| Highgrove | $1,001 | $846 |
Rialto, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Rialto, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $5,575 |
| 20 Years | $2,207 |
| 30 Years | $1,700 |
| 40 Years | $1,636 |
| 50 Years | $1,515 |
| 60 Years | $1,536 |
| 70 Years | $1,788 |
Rialto, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Rialto, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,989 | $447 |
| 3 Vehicles | $4,484 | $670 |
| 4 Vehicles | $5,979 | $893 |
Savings on 2 Vehicles bundle:$447
Savings on 3 Vehicles bundle:$670
Savings on 4 Vehicles bundle:$893
Rialto, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rialto, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Rialto | $1,718 | $4,230 |
| Bloomington | $1,806 | $4,447 |
| Muscoy | $1,796 | $4,422 |
| San Bernardino | $1,658 | $4,082 |
| Fontana | $1,644 | $4,048 |
| Colton | $1,800 | $4,432 |
| Grand Terrace | $1,827 | $4,498 |
| Highgrove | $1,827 | $4,498 |
Rialto, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,474 |
| Excellent (740-799) | $1,683 |
| Good (670-739) | $1,790 |
| Average (580-669) | $2,336 |
| Poor (300-579) | $2,802 |
Rialto, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Edwin Galang | Allstate | 8351 Rochester Ave Ste 107, Rancho Cucamonga, 91730 | (909) 477-6600 |
| Dealer Direct Insurance Solutions | Allstate | 16570 S Highland Ave, Fontana, 92336 | (909) 770-8494 |
| Keith Doakes | Allstate | 357 W 2nd St Ste 10, San Bernardino, 92401 | (909) 388-7490 |
| Amanda Cothran | State Farm | 162 W Foothill Blvd, Rialto, 92376-5046 | 909-875-0992 |
| Louis Grimaldi | State Farm | 8050 Florence Ave Ste 10, Downey, 90240-3825 | 562-923-7791 |
| Jim Canty | State Farm | 3200 El Camino Real Ste 110, Irvine, 92602-1379 | 949-769-2600 |
| Guillermo Calvillo | GEICO | 980 Ontario Mills Drive, Suite B, Ontario, 91764 | (909) 874-3426 |
| Christy Lee | State Farm | 17870 Castleton St Ste 128, City Industry, 91748-6799 | 626-854-5588 |
| Pete Adriance | State Farm | 730 Newmark Mall, Montebello, 90640-4739 | 323-722-3000 |
| United Agencies Inc | Liberty Mutual Independent | 450 N BRAND BLVD STE 820, GLENDALE, 91203 | (818) 643-2300 |
| Vincent Do | State Farm | 151 Kalmus Dr Ste E140, Costa Mesa, 92626-7942 | 714-708-7088 |
Rialto, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$76 | $1,794 |
| Driver's Failure In Showing Documents | +$167 | $1,885 |
| Driving With An Expired Registration | +$177 | $1,895 |
| Driving At A Considerably Slow Pace | +$373 | $2,091 |
| Using A Cellphone While Driving | +$393 | $2,111 |
| Running A Red Light | +$400 | $2,118 |
| Speeding | +$421 | $2,139 |
| Driving A Vehicle Without The Required Permission | +$534 | $2,252 |
| Driving With An Expired/Suspended License | +$1,158 | $2,876 |
Rialto, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,649 |
| Active Disabling Device | $1,649 |
| Tracking Device | $1,615 |
| Passive Disabling Device | $1,598 |
Latest Auto Insurance Reviews in Rialto, CA | Back to Top
GeicoIn comparison the rates are good and affordable. Again, they may change.
GeicoThe premiums are ok, and i say that because they are high in Florida. We have a high deductible because we have old cars and have rarely had accidents.
GeicoThey have given me some trouble in the past but have recently improved their performance in my eyes and made my life much easier.
Liberty MutualPremiums are good. Lots of people dont realize high rates come from bad driving mostly. Not insurance companies. They bundle with our homeownwers and that saves more.
California CasualtyI have a bundled home and auto policy which makes my rates a little more agreeable and it is easy access to all of my insurance information. I have had to file one auto claim with them and they were really good about it, my vehicle was in the body shop next day from the accident.
California CasualtyI have a bundled home and auto policy which makes my rates a little more agreeable and it is easy access to all of my insurance information. I have had to file one auto claim with them and they were really good about it, my vehicle was in the body shop next day from the accident.
GeicoThe premium is way over priced. I already pay over one hundred and thirty six dollars per month for insurance. Anymore would be brutal.
GeicoI dislike the unexplainable reason my premium goes up at least $5/month every month.
TravelersThe company has good rates and great coverage. They are easy to reach and helpful.
Liberty MutualMY CURRENT AUTO INSURANCE POLICY OFFERS DISCOUNTS AND LOWERED RATES. BECAUSE OF THIS THEIR PREMIUMS ARE LOWER THAN SO COMPETITORS.
EsuranceI liked the cost for the most part, the above average customer support, the response time when trying to reach them, and the coverage in general.
AllstateTheir customer support is very good. I am able to contact them at any time. They have different options, such as live chat, phone, email, and sometimes even text. It's very easy to get a hold of them and that's what I need during an emergency.
GeicoGEICO offers many services that other insurance companies offer. They are different from many other companies though because they are able to include or exclude many of their services in order to please the client. They state what the legal limits of coverage are, and build from there. This can include things such as windshield coverage or dental coverage.
GeicoIt covers damages and medical, it was cheaper than my last company.