Richardson, TX Auto Insurance Rates

Richardson, TX residents can save $550 by comparing multiple quotes & reading reviews & research on Richardson car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1133 $1379 $1803

Latest Auto Insurance Reviews in Richardson, Texas


Usaa
USAA has great auto insurance that is low priced and they are very easy to work with when I have had auto accidents or car trouble.
Esurance
Their prices far exceeded everyone else's.Esurance gave us the exact same coverage for $120 less a month than what I was paying with the previous company I switched from.
Metlife
Our car insurance company policy is similar to other car insurance companies. I have similar coverage as I have had with others.
Geico
i really very happy about the policies it will help me out when i'm in dangerous situation
Usaa
The premium I pay is very low. My fiance got onto my plan and at his old insurance company it would have cost him close to $100 a month to insure him, but to add him to my policy it was only $30.
Esurance
I am only looking for basic insurance, the legal minimum, so I did not really examine the different plans very closely. They seemed to offer about as much as most other companies I checked out.
Geico
Geico offers student discounts as well as employer discounts to their customers. If you dont get into an accident for a while, there is also a safe driver discount
Allstate
They prefer that I use this app to contact them, make payments, and file a claim. The app doesnt support Android 3.1
Encompass Insurance
The insurance company that I use is a very good company, the policy covers all the normal coverage, lower deductable than most companies, and accident forgiveness.
Geico
I have never had a problem with accessibility or customer support. Their website is easy to work with, and the one time I had to use their phone service it worked out well
State Farm
It is on par to what every other policy is, price is the only difference.
State Farm
I don't dislike State Farm so much as I dislike any multi-state behemoth of a company that is so large and asks you if you speak Spanish because it has to.
Write Your Review | Richardson, Texas Auto Insurance Analysis
Geico, Richardson, TX
$86/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Male licensed 1 year ago with Own Subaru Legacy 3.6R used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 500 K Personal Injury Protection
  • 30 K Uninsured Motorists Bodily Injury
  • 60 K Uninsured Motorists Property Damage

Richardson Car Insurance Rate Comparisons

Richardson, TX's average car insurance of $1379 differs from Dallas, TX (+$148), St. Paul, TX (+$631), Rowlett, TX (+$30) and Texas (+$166)

Richardson Dallas, TX St. Paul, TX Rowlett, TX Texas
Median Insurance Rates $1379 +$148 +$631 +$30 +$166

Richardson Car Insurance Savings By Neighborhood & Street Area

Richardson Driver Street Residence & Car Locations Car Details in Richardson Richardson Driver Demographics Richardson Auto Insurance Estimates Recent Richardson Insurance Savings
Buckingham
Troon Cir2005 Buick Rendezvous CX17 year male teenager$2952$728
Anglewood Dr2004 Acura TSX Base63 year female senior$1390$514
St George2008 Mazda MAZDA3 s Touring35 year married man$1535$816
Naaman
Sunningdale Cir2009 Ford Fusion SE54 year married woman$1176$874
Rimes Dr2010 Nissan Rogue SL21 year man$1664$746
la Costa Ct2006 Jeep Commander Limited16 year teenager$2304$530
Other Area
Candlewood Pl2006 Cadillac DTS \N73 year male senior$1831$726
Sherman St2012 Honda Civic LX16 year female teenager$2223$791
Shiloh
Fireside Dr2007 Chevrolet Silverado 2500HD Work Truck63 year senior$1411$563
Auburn Dr2014 Volkswagen Jetta S49 year woman$1251$462

Richardson Post DUI Car Insurance Rates

Richardson Farmers Branch Lucas Addison Texas
Median Post DUI Insurance Rate $2564 +$8 -$277 +$75 +$309
Male Teenager Post DUI Insurance Rate $5847 +$17 -$632 +$170 +$703
Female Teenager Post DUI Insurance Rate $4897 +$15 -$528 +$143 +$590

The Post DUI insurance in Richardson, TX's is $2564 compared to Farmers Branch (+$8), Lucas (-$277), Addison (+$75) and Texas (+$309)

In Richardson, a male teenager with Post DUI pays $950 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 s Touring in Richardson, TX would pay $5338 on auto insurance while a female teenager POST DUI would pay $4471.

Richardson Car Insurance by Segment

Richardson Teenagers Car Insurance Rates Comparison

6363 Richardson Teenagers (6% of total population), 55% Male & 45% Female.

Richardson Parker Hebron Dallas Texas
All Teenagers $2868 +$1333 +$1396 +$308 +$345
Male Teenager $3144 +$1461 +$1530 +$337 +$378
Female Teenager $2633 +$1225 +$1282 +$283 +$317

Richardson teenagers pay $2868 in insurance in contrast with Parker (+$1333), Hebron (+$1396), Dallas (+$308) and Texas (+$345). The difference between Male & Female teenagers in Richardson is $511

Example

  • 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $2970
  • 2010 Lincoln MKZ Base Female Teenager Insurance Rate $2746

Richardson Men & Women Car Insurance

100057 Richardson Adults (100% of total population), 51% Men & 49% Women.

Richardson Murphy Allen Addison Texas
All Women $1323 -$114 -$143 +$39 +$160
Married Women $1268 -$109 -$137 +$37 +$153
All Men $1778 -$153 -$192 +$52 +$215
Married Men $1682 -$145 -$182 +$49 +$202

The typical insurance rate of $1778 that Richardson Men pay varies from Murphy (-$153), Allen (-$192), Addison (+$52) and Texas (+$215). In Richardson, married men pay $414 more than married women.

Example

  • 2011 Audi A3 2.0 TDI Premium Married Men Insurance Rate $1596
  • 2009 GMC Sierra 1500 SL Married Women Insurance Rate $1645

Richardson Senior Car Insurance

17920 Richardson Seniors (17% of total population), 46% Senior Men & 54% Senior Women.

Richardson St. Paul Dallas Garland Texas
All Seniors $1489 +$681 +$160 +$48 +$179
Senior Men $1558 +$713 +$167 +$51 +$187
Senior Women $1447 +$663 +$156 +$48 +$175

Richardson seniors pay $1489 in insurance compared to St. Paul (+$681), Dallas (+$160), Garland (+$48) and Texas (+$179). In Richardson, senior men pay $111 more than senior women.

Richardson Car Insurance Discounts for Multiple Vehicles

Richardson Population with 1 Vehicle 12877 (34% of Richardson population), 2 Vehicles 17916 (47% of the Richardson population) and 3 vehicles 4746 (12% of the population)

Richardson Garland St. Paul Carrollton Texas
2 Vehicles $2621 +$85 +$1198 +$53 +$315
3 Vehicles $4000 +$130 +$1829 +$81 +$481
4 Vehicles $5379 +$175 +$2460 +$109 +$647

Car Insurance Agents in Richardson, TX

Rank Agent Name Agent Contact
1 Allstate Insurance - Roy Zamarippa 1221 W Campbell Rd, Richardson, TX 75080
2 Auto Insurance Specialists of Texas 1701 N Greenville Ave Ste 511, Richardson, TX 75081
3 Bob Williams 1301 Lake Park Way, Richardson, TX 75080
4 Bruce Neustadt 1000 E Campbell Rd Ste 120, Richardson, TX 75081
5 CARL COLLUM 801 E Campbell STE 170, Richardson, TX 75081
6 Champion Insurance Agency 819 W Arapaho Rd Ste 24b, Richardson, TX 75080
7 Cory Tucker & Larrowe 2505 N Plano Rd Ste 2200, Richardson, TX 75082
8 Dan Ward 2425 N Central Expy Ste 255, Richardson, TX 75080
9 David Davodi 451 W Arapaho Rd Ste 110, Richardson, TX 75080
10 Debra Gann 1755 N Collins Blvd Ste 370, Richardson, TX 75080

Richardson Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Sierra 1500 Work Truck $1500 $1490 $1990 $1380 $2880 $-890
Chevrolet, Equinox LTZ $300 $1490 $1790 $1410 $1710 $80
Kia, Rio LX $200 $1330 $1530 $1250 $1450 $80
Scion, xD $400 $1420 $1820 $1320 $1720 $100
Infiniti, M Series M37 $1000 $1450 $1950 $1380 $2380 $-430