Richardson, TX Auto Insurance Rates
Richardson, TX residents can save $550 by comparing multiple quotes & reading reviews & research on Richardson car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1133 | $1379 | $1803 |
Latest Auto Insurance Reviews in Richardson, Texas
i really very happy about the policies it will help me out when i'm in dangerous situation
The premium I pay is very low. My fiance got onto my plan and at his old insurance company it would have cost him close to $100 a month to insure him, but to add him to my policy it was only $30.
I am only looking for basic insurance, the legal minimum, so I did not really examine the different plans very closely. They seemed to offer about as much as most other companies I checked out.
Geico offers student discounts as well as employer discounts to their customers. If you dont get into an accident for a while, there is also a safe driver discount
They prefer that I use this app to contact them, make payments, and file a claim. The app doesnt support Android 3.1
The insurance company that I use is a very good company, the policy covers all the normal coverage, lower deductable than most companies, and accident forgiveness.
I have never had a problem with accessibility or customer support. Their website is easy to work with, and the one time I had to use their phone service it worked out well
It is on par to what every other policy is, price is the only difference.
I don't dislike State Farm so much as I dislike any multi-state behemoth of a company that is so large and asks you if you speak Spanish because it has to.
- Divorced 25 Years old Male licensed 1 year ago with Own Subaru Legacy 3.6R used for Commute to Work or School with estimated annual mileage of 20,001+.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 25 K Property Damage
- 500 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
Richardson Car Insurance Rate Comparisons
Richardson, TX's average car insurance of $1379 differs from Dallas, TX (+$148), St. Paul, TX (+$631), Rowlett, TX (+$30) and Texas (+$166)
| Richardson | Dallas, TX | St. Paul, TX | Rowlett, TX | Texas | |
| Median Insurance Rates | $1379 | +$148 | +$631 | +$30 | +$166 |
Richardson Car Insurance Savings By Neighborhood & Street Area
| Richardson Driver Street Residence & Car Locations | Car Details in Richardson | Richardson Driver Demographics | Richardson Auto Insurance Estimates | Recent Richardson Insurance Savings |
|---|---|---|---|---|
| Buckingham | ||||
| Troon Cir | 2005 Buick Rendezvous CX | 17 year male teenager | $2952 | $728 |
| Anglewood Dr | 2004 Acura TSX Base | 63 year female senior | $1390 | $514 |
| St George | 2008 Mazda MAZDA3 s Touring | 35 year married man | $1535 | $816 |
| Naaman | ||||
| Sunningdale Cir | 2009 Ford Fusion SE | 54 year married woman | $1176 | $874 |
| Rimes Dr | 2010 Nissan Rogue SL | 21 year man | $1664 | $746 |
| la Costa Ct | 2006 Jeep Commander Limited | 16 year teenager | $2304 | $530 |
| Other Area | ||||
| Candlewood Pl | 2006 Cadillac DTS \N | 73 year male senior | $1831 | $726 |
| Sherman St | 2012 Honda Civic LX | 16 year female teenager | $2223 | $791 |
| Shiloh | ||||
| Fireside Dr | 2007 Chevrolet Silverado 2500HD Work Truck | 63 year senior | $1411 | $563 |
| Auburn Dr | 2014 Volkswagen Jetta S | 49 year woman | $1251 | $462 |
Richardson Post DUI Car Insurance Rates
| Richardson | Farmers Branch | Lucas | Addison | Texas | |
| Median Post DUI Insurance Rate | $2564 | +$8 | -$277 | +$75 | +$309 |
| Male Teenager Post DUI Insurance Rate | $5847 | +$17 | -$632 | +$170 | +$703 |
| Female Teenager Post DUI Insurance Rate | $4897 | +$15 | -$528 | +$143 | +$590 |
The Post DUI insurance in Richardson, TX's is $2564 compared to Farmers Branch (+$8), Lucas (-$277), Addison (+$75) and Texas (+$309)
In Richardson, a male teenager with Post DUI pays $950 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 s Touring in Richardson, TX would pay $5338 on auto insurance while a female teenager POST DUI would pay $4471.
Richardson Car Insurance by Segment
Richardson Teenagers Car Insurance Rates Comparison
6363 Richardson Teenagers (6% of total population), 55% Male & 45% Female.
| Richardson | Parker | Hebron | Dallas | Texas | |
| All Teenagers | $2868 | +$1333 | +$1396 | +$308 | +$345 |
| Male Teenager | $3144 | +$1461 | +$1530 | +$337 | +$378 |
| Female Teenager | $2633 | +$1225 | +$1282 | +$283 | +$317 |
Richardson teenagers pay $2868 in insurance in contrast with Parker (+$1333), Hebron (+$1396), Dallas (+$308) and Texas (+$345). The difference between Male & Female teenagers in Richardson is $511
Example
- 2013 Hyundai Sonata GLS Male Teenager Insurance Rate $2970
- 2010 Lincoln MKZ Base Female Teenager Insurance Rate $2746
Richardson Men & Women Car Insurance
100057 Richardson Adults (100% of total population), 51% Men & 49% Women.
| Richardson | Murphy | Allen | Addison | Texas | |
| All Women | $1323 | -$114 | -$143 | +$39 | +$160 |
| Married Women | $1268 | -$109 | -$137 | +$37 | +$153 |
| All Men | $1778 | -$153 | -$192 | +$52 | +$215 |
| Married Men | $1682 | -$145 | -$182 | +$49 | +$202 |
The typical insurance rate of $1778 that Richardson Men pay varies from Murphy (-$153), Allen (-$192), Addison (+$52) and Texas (+$215). In Richardson, married men pay $414 more than married women.
Example
- 2011 Audi A3 2.0 TDI Premium Married Men Insurance Rate $1596
- 2009 GMC Sierra 1500 SL Married Women Insurance Rate $1645
Richardson Senior Car Insurance
17920 Richardson Seniors (17% of total population), 46% Senior Men & 54% Senior Women.
| Richardson | St. Paul | Dallas | Garland | Texas | |
| All Seniors | $1489 | +$681 | +$160 | +$48 | +$179 |
| Senior Men | $1558 | +$713 | +$167 | +$51 | +$187 |
| Senior Women | $1447 | +$663 | +$156 | +$48 | +$175 |
Richardson seniors pay $1489 in insurance compared to St. Paul (+$681), Dallas (+$160), Garland (+$48) and Texas (+$179). In Richardson, senior men pay $111 more than senior women.
Richardson Car Insurance Discounts for Multiple Vehicles
Richardson Population with 1 Vehicle 12877 (34% of Richardson population), 2 Vehicles 17916 (47% of the Richardson population) and 3 vehicles 4746 (12% of the population)
| Richardson | Garland | St. Paul | Carrollton | Texas | |
| 2 Vehicles | $2621 | +$85 | +$1198 | +$53 | +$315 |
| 3 Vehicles | $4000 | +$130 | +$1829 | +$81 | +$481 |
| 4 Vehicles | $5379 | +$175 | +$2460 | +$109 | +$647 |
Car Insurance Agents in Richardson, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Allstate Insurance - Roy Zamarippa | 1221 W Campbell Rd, Richardson, TX 75080 |
| 2 | Auto Insurance Specialists of Texas | 1701 N Greenville Ave Ste 511, Richardson, TX 75081 |
| 3 | Bob Williams | 1301 Lake Park Way, Richardson, TX 75080 |
| 4 | Bruce Neustadt | 1000 E Campbell Rd Ste 120, Richardson, TX 75081 |
| 5 | CARL COLLUM | 801 E Campbell STE 170, Richardson, TX 75081 |
| 6 | Champion Insurance Agency | 819 W Arapaho Rd Ste 24b, Richardson, TX 75080 |
| 7 | Cory Tucker & Larrowe | 2505 N Plano Rd Ste 2200, Richardson, TX 75082 |
| 8 | Dan Ward | 2425 N Central Expy Ste 255, Richardson, TX 75080 |
| 9 | David Davodi | 451 W Arapaho Rd Ste 110, Richardson, TX 75080 |
| 10 | Debra Gann | 1755 N Collins Blvd Ste 370, Richardson, TX 75080 |
Richardson Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Sierra 1500 Work Truck | $1500 | $1490 | $1990 | $1380 | $2880 | $-890 |
| Chevrolet, Equinox LTZ | $300 | $1490 | $1790 | $1410 | $1710 | $80 |
| Kia, Rio LX | $200 | $1330 | $1530 | $1250 | $1450 | $80 |
| Scion, xD | $400 | $1420 | $1820 | $1320 | $1720 | $100 |
| Infiniti, M Series M37 | $1000 | $1450 | $1950 | $1380 | $2380 | $-430 |