Richmond, CA Auto Insurance Rates
Richmond, CA residents can save $680 by comparing multiple quotes & reading reviews & research on Richmond car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1167 | $1711 | $3160 |
Latest Auto Insurance Reviews in Richmond, California
I think Geico is a very high value for the low premiums I have to pay. If you want a combination of low coverage and high deductible for a low premium, they will enable you to do that.
My premium is probably average although I feel it slightly increases monthly. I had a ticket over 5 years ago that they are still holding over my head
The policy offerings are standard. I have compared Progressive to other companies and they match up quite nicely and meet all of my needs.
The deductibles are set very low, particularly for the low rate we are charged and the premiums are high enough to replace what ever is necessary.
I like that you can always get someone on the phone if you need help. I also like that the website seems easy to use and there is a live chat feature as well. The only thing I don't care for is no office to go to if you want a real person.
I liked they provided me with a device that monitors my driving which helped me save on my premiums. They have an incentive to pay 6 months at a time.
Not able to walk into any office and discuss my exact details of my policy and what i can and can not change on it. The app will kick off your log in if you do not use it on a regular basis
Good customer service, quick turn around. They actually care about you and help you through your claim process.
I absolutely love the insurance company I am with. They are so friendly and caring and really care about you. I was involved in an accident and right away they were there to pick up the pieces of my poor little car and get it repaired and me back in the drivers seat in no time.
The premium is actually lower with AAA. I was surprised at their rates, and that is after doing an extensive search of premiums through many of the bigger companies (this includes USAA, which is known as one of the best in the industry).
I like that it is an easy company to deal with. I can do everything electronically. I have never needed to use the customer service phone number. My payments come out automatically and I've been with the company for years.
Overall, All-State is a great company. I would recommend it to anyone who's looking for car insurance and don't want to break their wallet. They are better than discount firms, but also just as good as higher end ones as well. They are very easy to work with.
- Married 26 Years old Male licensed 9 years ago with Financed Toyota 4Runner Limited used for Business with estimated annual mileage of 9,001 - 12,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Richmond Car Insurance Rate Comparisons
Richmond, CA's average car insurance of $1711 differs from Hercules, CA (-$251), Berkeley, CA (+$26), San Rafael, CA (-$356) and California (+$108)
| Richmond | Hercules, CA | Berkeley, CA | San Rafael, CA | California | |
| Median Insurance Rates | $1711 | -$251 | +$26 | -$356 | +$108 |
Richmond Car Insurance Savings By Neighborhood & Street Area
| Richmond Driver Street Residence & Car Locations | Car Details in Richmond | Richmond Driver Demographics | Richmond Auto Insurance Estimates | Recent Richmond Insurance Savings |
|---|---|---|---|---|
| Montalvin | ||||
| Boulders Ct | 2002 Cadillac Seville STS | 67 year female senior | $2055 | $834 |
| Crestwood Dr | 2006 Buick Rendezvous CX | 18 year teenager | $3747 | $455 |
| Gateley | ||||
| Naomi Ct | 2009 Ford Fusion V6 SEL | 18 year male teenager | $3409 | $963 |
| Morningside Dr | 2010 Mazda Mazda3 s Sport | 41 year man | $2075 | $432 |
| Triangle Court | ||||
| Marcus Ave | 2012 Hyundai Sonata GLS | 19 year female teenager | $3636 | $633 |
| Verde Ave | 2009 Chrysler 300 C | 22 year woman | $1642 | $880 |
| East Richmond | ||||
| Shasta Ave | 2011 Nissan Rogue S | 48 year married woman | $1528 | $906 |
| Miflin Ave | 2009 Acura TSX Base | 31 year married man | $2024 | $340 |
| Herpoco | ||||
| Cutter Ln | 2010 Toyota Prius | 81 year senior | $1606 | $629 |
| Morningside Dr | 2004 Chevrolet Silverado 2500HD Work Truck | 81 year male senior | $1673 | $576 |
Richmond Post DUI Car Insurance Rates
| Richmond | Albany | El Cerrito | San Rafael | California | |
| Median Post DUI Insurance Rate | $3182 | -$441 | -$513 | -$662 | +$201 |
| Male Teenager Post DUI Insurance Rate | $6935 | -$959 | -$1117 | -$1443 | +$439 |
| Female Teenager Post DUI Insurance Rate | $6904 | -$956 | -$1114 | -$1436 | +$437 |
The Post DUI insurance in Richmond, CA's is $3182 compared to Albany (-$441), El Cerrito (-$513), San Rafael (-$662) and California (+$201)
In Richmond, a male teenager with Post DUI pays $31 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Richmond, CA would pay $6340 on auto insurance while a female teenager POST DUI would pay $6310.
Richmond Car Insurance by Segment
Richmond Teenagers Car Insurance Rates Comparison
7109 Richmond Teenagers (6% of total population), 48% Male & 52% Female.
| Richmond | Tiburon | Hercules | Santa Venetia | California | |
| All Teenagers | $3729 | +$1415 | -$547 | -$983 | +$236 |
| Male Teenager | $3729 | +$1415 | -$547 | -$983 | +$236 |
| Female Teenager | $3712 | +$1409 | -$544 | -$978 | +$235 |
Richmond teenagers pay $3729 in insurance in contrast with Tiburon (+$1415), Hercules (-$547), Santa Venetia (-$983) and California (+$236). The difference between Male & Female teenagers in Richmond is $17
Example
- 2011 Lincoln MKZ AWD Male Teenager Insurance Rate $3716
- 2008 Lexus GS 350 Base Female Teenager Insurance Rate $4331
Richmond Men & Women Car Insurance
104225 Richmond Adults (100% of total population), 49% Men & 51% Women.
| Richmond | San Pablo | Southeast Marin | San Rafael | California | |
| All Women | $1659 | -$93 | +$649 | -$345 | +$105 |
| Married Women | $1608 | -$90 | +$629 | -$335 | +$101 |
| All Men | $2172 | -$121 | +$850 | -$452 | +$138 |
| Married Men | $2070 | -$116 | +$809 | -$431 | +$130 |
The typical insurance rate of $2172 that Richmond Men pay varies from San Pablo (-$121), Southeast Marin (+$850), San Rafael (-$452) and California (+$138). In Richmond, married men pay $462 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1801
- 2014 Volkswagen Beetle 2.5 PZEV Married Women Insurance Rate $1971
Richmond Senior Car Insurance
15934 Richmond Seniors (15% of total population), 43% Senior Men & 57% Senior Women.
| Richmond | Santa Venetia | San Pablo | Rodeo | California | |
| All Seniors | $1813 | -$478 | -$102 | +$423 | +$115 |
| Senior Men | $1779 | -$469 | -$100 | +$415 | +$112 |
| Senior Women | $1847 | -$487 | -$103 | +$431 | +$117 |
Richmond seniors pay $1813 in insurance compared to Santa Venetia (-$478), San Pablo (-$102), Rodeo (+$423) and California (+$115). In Richmond, senior men pay $68 less than senior women.
Richmond Car Insurance Discounts for Multiple Vehicles
Richmond Population with 1 Vehicle 13834 (38% of Richmond population), 2 Vehicles 12288 (34% of the Richmond population) and 3 vehicles 4431 (12% of the population)
| Richmond | West Contra Costa | East Richmond Heights | Tiburon | California | |
| 2 Vehicles | $3251 | +$549 | +$226 | +$1233 | +$206 |
| 3 Vehicles | $4962 | +$838 | +$345 | +$1882 | +$314 |
| 4 Vehicles | $6673 | +$1127 | +$464 | +$2531 | +$422 |
Richmond Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lexus, LS 460 | $1000 | $1800 | $2300 | $1710 | $2710 | $-410 |
| Nissan, Pathfinder S | $1500 | $1710 | $2210 | $1620 | $3120 | $-910 |
| Chevrolet, Equinox 2LT AWD | $300 | $1800 | $2100 | $1680 | $1980 | $120 |
| Lexus, ES 350 | $500 | $1830 | $2330 | $1680 | $2180 | $150 |
| Ford, Fusion SEL | $200 | $1760 | $1960 | $1680 | $1880 | $80 |