Richmond, VA Auto Insurance Rates

Richmond, VA residents can save $520 by comparing multiple quotes & reading reviews & research on Richmond car insurance rates, quotes, agents & coverage.

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$947 $1299 $1957

Latest Auto Insurance Reviews in Richmond, Virginia

I think the offerings are consistent with other programs available. It has been long time since I looked at other companies due to satisfaction with USAA.
Farmer's Insurance
They have provided wonderful service for crazy good prices. They do make you take a 30 day test drive before they offer you a quote, so certainly requires some preparation to switch over.
I pay less for the same thing other company's provide. My deductible is less and i pay less to have it. Its very convenient when something happens you can use the app to make a claim and upload photos.
I pay less for the same thing other company's provide. My deductible is less and i pay less to have it. Its very convenient when something happens you can use the app to make a claim and upload photos.
There really is nothing that I do not like about Geico. Maybe their premiums are high but I think they are compatible with other auto insurance company premiums so they really are no higher than anyone else.
The customer support with Allstate has been very positive. When I call I do not need a policy number, just my name and they are always polite and accommodating. Even when I have a claim, they are professional and have my best interests in mind.
I enjoy USAA customer service. They are always in a positive mood and try to be as helpful as possible. THEY help point me in the right direction when it comes to looking for information.5
I like that Geico Insurance company does everything through the app. You can request roadside assistance and update billing information in one app. I like that feature as when you are stranded, waiting for someone to pick up a phone is nerve racking. I even enjoy that they will call you to confirm when assistance will arrive.
Reliable, quick response, money conscious. They make me feel as I matter. They also provide auto loans and have a quick turnaround and will preapprove.
It could always stand to be a little more affordable but it's definitely a better deal than a lot of the other big companies out there like State Farm
Haulers Insurance
There's really not much to dislike. I guess if I had to pick something, I would say their website is a little outdated.
Write Your Review | Richmond, Virginia Auto Insurance Analysis
Erie Insurance Group, Richmond, VA
$45/1 month
Car Insurance Policy Holder
  • Divorced 39 Years old Male licensed 22 years ago with Own Toyota Sequoia Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Richmond Car Insurance Rate Comparisons

Richmond, VA's average car insurance of $1299 differs from Rockwood, VA (+$201), Chamberlayne, VA (+$111), Highland Springs, VA (+$521) and Virginia (+$23)

Richmond Rockwood, VA Chamberlayne, VA Highland Springs, VA Virginia
Median Insurance Rates $1299 +$201 +$111 +$521 +$23

Richmond Car Insurance Savings By Neighborhood & Street Area

Richmond Driver Street Residence & Car Locations Car Details in Richmond Richmond Driver Demographics Richmond Auto Insurance Estimates Recent Richmond Insurance Savings
Beaufont Hills
Tilford Rd2005 Buick Rendezvous CX17 year teenager$3884$824
Irby Dr2004 Acura TSX \N17 year female teenager$3705$317
Chesterfield Court
Narbeth Ave2008 Ford Fusion I4 SE27 year man$2055$938
Olive Ave2008 Cadillac DTS Base74 year male senior$2507$304
Ginter Park
Suffolk Rd2007 Mazda Speed 327 year married woman$1025$682
Rennie Ave2007 Jeep Commander Limited45 year married man$1541$663
The Mews
Pebble Ct2006 Chrysler 300 C17 year male teenager$4428$641
Brandon Rd2006 Chevrolet Silverado K2500 Heavy Duty73 year female senior$1758$397
Mobile Towne Mobile Home Park
Petoskey Ave2012 Honda Civic LX40 year woman$1045$598
Giant Dr2014 Volkswagen Jetta S77 year senior$1760$825

Richmond Post DUI Car Insurance Rates

Richmond Manchester Montrose Highland Springs Virginia
Median Post DUI Insurance Rate $2416 +$597 +$894 +$969 +$42
Male Teenager Post DUI Insurance Rate $8939 +$2209 +$3310 +$3586 +$158
Female Teenager Post DUI Insurance Rate $7248 +$1791 +$2684 +$2907 +$128

The Post DUI insurance in Richmond, VA's is $2416 compared to Manchester (+$597), Montrose (+$894), Highland Springs (+$969) and Virginia (+$42)

In Richmond, a male teenager with Post DUI pays $1691 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Richmond, VA would pay $8319 on auto insurance while a female teenager POST DUI would pay $6746.

Richmond Car Insurance by Segment

Richmond Teenagers Car Insurance Rates Comparison

15184 Richmond Teenagers (7% of total population), 47% Male & 53% Female.

Richmond Bensley East Highland Park Fairfield Virginia
All Teenagers $4286 +$1786 +$1522 +$1258 +$76
Male Teenager $4806 +$2002 +$1706 +$1410 +$85
Female Teenager $3897 +$1623 +$1383 +$1143 +$69

Richmond teenagers pay $4286 in insurance in contrast with Bensley (+$1786), East Highland Park (+$1522), Fairfield (+$1258) and Virginia (+$76). The difference between Male & Female teenagers in Richmond is $909


  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $4525
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3702

Richmond Men & Women Car Insurance

205348 Richmond Adults (100% of total population), 47% Men & 53% Women.

Richmond Chamberlayne Bon Air Tuckahoe Virginia
All Women $1208 +$103 +$140 -$139 +$21
Married Women $1130 +$96 +$131 -$130 +$20
All Men $2208 +$189 +$257 -$253 +$39
Married Men $1883 +$161 +$219 -$216 +$33

The typical insurance rate of $2208 that Richmond Men pay varies from Chamberlayne (+$189), Bon Air (+$257), Tuckahoe (-$253) and Virginia (+$39). In Richmond, married men pay $753 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1945
  • 2009 GMC Sierra 1500 SLT Married Women Insurance Rate $1798

Richmond Senior Car Insurance

33077 Richmond Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

Richmond Midlothian Montrose Bellwood Virginia
All Seniors $2013 -$215 +$746 +$715 +$36
Senior Men $2208 -$236 +$818 +$784 +$39
Senior Women $1831 -$196 +$678 +$650 +$33

Richmond seniors pay $2013 in insurance compared to Midlothian (-$215), Montrose (+$746), Bellwood (+$715) and Virginia (+$36). In Richmond, senior men pay $377 more than senior women.

Richmond Car Insurance Discounts for Multiple Vehicles

Richmond Population with 1 Vehicle 35546 (42% of Richmond population), 2 Vehicles 22988 (27% of the Richmond population) and 3 vehicles 7568 (9% of the population)

Richmond Chamberlayne Sandston Mechanicsville Virginia
2 Vehicles $2469 +$210 +$1008 +$172 +$43
3 Vehicles $3768 +$321 +$1539 +$263 +$66
4 Vehicles $5067 +$432 +$2070 +$354 +$89

Richmond Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Scion, xD $1500 $1340 $1840 $1230 $2730 $-890
Ford, Focus Titanium $300 $1480 $1780 $1400 $1700 $80
GMC, Sierra 2500HD SLE $500 $1480 $1980 $1380 $1880 $100
Ford, Explorer XLT $400 $1440 $1840 $1340 $1740 $100
Acura, MDX $200 $1340 $1540 $1260 $1460 $80