Richmond, VA Auto Insurance Rates
Richmond, VA residents can save $520 by comparing multiple quotes & reading reviews & research on Richmond car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $947 | $1299 | $1957 |
Latest Auto Insurance Reviews in Richmond, Virginia
I think the offerings are consistent with other programs available. It has been long time since I looked at other companies due to satisfaction with USAA.
They have provided wonderful service for crazy good prices. They do make you take a 30 day test drive before they offer you a quote, so certainly requires some preparation to switch over.
I pay less for the same thing other company's provide. My deductible is less and i pay less to have it. Its very convenient when something happens you can use the app to make a claim and upload photos.
I pay less for the same thing other company's provide. My deductible is less and i pay less to have it. Its very convenient when something happens you can use the app to make a claim and upload photos.
There really is nothing that I do not like about Geico. Maybe their premiums are high but I think they are compatible with other auto insurance company premiums so they really are no higher than anyone else.
The customer support with Allstate has been very positive. When I call I do not need a policy number, just my name and they are always polite and accommodating. Even when I have a claim, they are professional and have my best interests in mind.
I enjoy USAA customer service. They are always in a positive mood and try to be as helpful as possible. THEY help point me in the right direction when it comes to looking for information.5
I like that Geico Insurance company does everything through the app. You can request roadside assistance and update billing information in one app. I like that feature as when you are stranded, waiting for someone to pick up a phone is nerve racking. I even enjoy that they will call you to confirm when assistance will arrive.
Reliable, quick response, money conscious. They make me feel as I matter. They also provide auto loans and have a quick turnaround and will preapprove.
It could always stand to be a little more affordable but it's definitely a better deal than a lot of the other big companies out there like State Farm
There's really not much to dislike. I guess if I had to pick something, I would say their website is a little outdated.
- Divorced 39 Years old Male licensed 22 years ago with Own Toyota Sequoia Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Richmond Car Insurance Rate Comparisons
Richmond, VA's average car insurance of $1299 differs from Rockwood, VA (+$201), Chamberlayne, VA (+$111), Highland Springs, VA (+$521) and Virginia (+$23)
| Richmond | Rockwood, VA | Chamberlayne, VA | Highland Springs, VA | Virginia | |
| Median Insurance Rates | $1299 | +$201 | +$111 | +$521 | +$23 |
Richmond Car Insurance Savings By Neighborhood & Street Area
| Richmond Driver Street Residence & Car Locations | Car Details in Richmond | Richmond Driver Demographics | Richmond Auto Insurance Estimates | Recent Richmond Insurance Savings |
|---|---|---|---|---|
| Beaufont Hills | ||||
| Tilford Rd | 2005 Buick Rendezvous CX | 17 year teenager | $3884 | $824 |
| Irby Dr | 2004 Acura TSX \N | 17 year female teenager | $3705 | $317 |
| Chesterfield Court | ||||
| Narbeth Ave | 2008 Ford Fusion I4 SE | 27 year man | $2055 | $938 |
| Olive Ave | 2008 Cadillac DTS Base | 74 year male senior | $2507 | $304 |
| Ginter Park | ||||
| Suffolk Rd | 2007 Mazda Speed 3 | 27 year married woman | $1025 | $682 |
| Rennie Ave | 2007 Jeep Commander Limited | 45 year married man | $1541 | $663 |
| The Mews | ||||
| Pebble Ct | 2006 Chrysler 300 C | 17 year male teenager | $4428 | $641 |
| Brandon Rd | 2006 Chevrolet Silverado K2500 Heavy Duty | 73 year female senior | $1758 | $397 |
| Mobile Towne Mobile Home Park | ||||
| Petoskey Ave | 2012 Honda Civic LX | 40 year woman | $1045 | $598 |
| Giant Dr | 2014 Volkswagen Jetta S | 77 year senior | $1760 | $825 |
Richmond Post DUI Car Insurance Rates
| Richmond | Manchester | Montrose | Highland Springs | Virginia | |
| Median Post DUI Insurance Rate | $2416 | +$597 | +$894 | +$969 | +$42 |
| Male Teenager Post DUI Insurance Rate | $8939 | +$2209 | +$3310 | +$3586 | +$158 |
| Female Teenager Post DUI Insurance Rate | $7248 | +$1791 | +$2684 | +$2907 | +$128 |
The Post DUI insurance in Richmond, VA's is $2416 compared to Manchester (+$597), Montrose (+$894), Highland Springs (+$969) and Virginia (+$42)
In Richmond, a male teenager with Post DUI pays $1691 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Richmond, VA would pay $8319 on auto insurance while a female teenager POST DUI would pay $6746.
Richmond Car Insurance by Segment
Richmond Teenagers Car Insurance Rates Comparison
15184 Richmond Teenagers (7% of total population), 47% Male & 53% Female.
| Richmond | Bensley | East Highland Park | Fairfield | Virginia | |
| All Teenagers | $4286 | +$1786 | +$1522 | +$1258 | +$76 |
| Male Teenager | $4806 | +$2002 | +$1706 | +$1410 | +$85 |
| Female Teenager | $3897 | +$1623 | +$1383 | +$1143 | +$69 |
Richmond teenagers pay $4286 in insurance in contrast with Bensley (+$1786), East Highland Park (+$1522), Fairfield (+$1258) and Virginia (+$76). The difference between Male & Female teenagers in Richmond is $909
Example
- 2012 Dodge Journey SXT Male Teenager Insurance Rate $4525
- 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3702
Richmond Men & Women Car Insurance
205348 Richmond Adults (100% of total population), 47% Men & 53% Women.
| Richmond | Chamberlayne | Bon Air | Tuckahoe | Virginia | |
| All Women | $1208 | +$103 | +$140 | -$139 | +$21 |
| Married Women | $1130 | +$96 | +$131 | -$130 | +$20 |
| All Men | $2208 | +$189 | +$257 | -$253 | +$39 |
| Married Men | $1883 | +$161 | +$219 | -$216 | +$33 |
The typical insurance rate of $2208 that Richmond Men pay varies from Chamberlayne (+$189), Bon Air (+$257), Tuckahoe (-$253) and Virginia (+$39). In Richmond, married men pay $753 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1945
- 2009 GMC Sierra 1500 SLT Married Women Insurance Rate $1798
Richmond Senior Car Insurance
33077 Richmond Seniors (16% of total population), 41% Senior Men & 59% Senior Women.
| Richmond | Midlothian | Montrose | Bellwood | Virginia | |
| All Seniors | $2013 | -$215 | +$746 | +$715 | +$36 |
| Senior Men | $2208 | -$236 | +$818 | +$784 | +$39 |
| Senior Women | $1831 | -$196 | +$678 | +$650 | +$33 |
Richmond seniors pay $2013 in insurance compared to Midlothian (-$215), Montrose (+$746), Bellwood (+$715) and Virginia (+$36). In Richmond, senior men pay $377 more than senior women.
Richmond Car Insurance Discounts for Multiple Vehicles
Richmond Population with 1 Vehicle 35546 (42% of Richmond population), 2 Vehicles 22988 (27% of the Richmond population) and 3 vehicles 7568 (9% of the population)
| Richmond | Chamberlayne | Sandston | Mechanicsville | Virginia | |
| 2 Vehicles | $2469 | +$210 | +$1008 | +$172 | +$43 |
| 3 Vehicles | $3768 | +$321 | +$1539 | +$263 | +$66 |
| 4 Vehicles | $5067 | +$432 | +$2070 | +$354 | +$89 |
Richmond Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Scion, xD | $1500 | $1340 | $1840 | $1230 | $2730 | $-890 |
| Ford, Focus Titanium | $300 | $1480 | $1780 | $1400 | $1700 | $80 |
| GMC, Sierra 2500HD SLE | $500 | $1480 | $1980 | $1380 | $1880 | $100 |
| Ford, Explorer XLT | $400 | $1440 | $1840 | $1340 | $1740 | $100 |
| Acura, MDX | $200 | $1340 | $1540 | $1260 | $1460 | $80 |