Richmond, VA Auto Insurance Rates

Richmond, VA residents can save $520 by comparing multiple quotes & reading reviews & research on Richmond car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$947 $1299 $1957

Latest Auto Insurance Reviews in Richmond, Virginia


Geico
Geico has been really good to me, they have helped me get new windshields and when I had my car accident they have been super helpful. Their costumer service is superb.
State Farm
My car insurance has been very flexible and I feel I have complete control over ever detail. Many other companies sell packages that do not offer any customization.
Safeco Insurance
The premium is a little more than we want to pay, but right now it is what it is. Deductibles are pretty standard for our costs and coverages, so it's nothing that im too concerned about right now.
Usaa
I think the offerings are consistent with other programs available. It has been long time since I looked at other companies due to satisfaction with USAA.
Farmer's Insurance
They have provided wonderful service for crazy good prices. They do make you take a 30 day test drive before they offer you a quote, so certainly requires some preparation to switch over.
Allstate
I pay less for the same thing other company's provide. My deductible is less and i pay less to have it. Its very convenient when something happens you can use the app to make a claim and upload photos.
Allstate
I pay less for the same thing other company's provide. My deductible is less and i pay less to have it. Its very convenient when something happens you can use the app to make a claim and upload photos.
Geico
There really is nothing that I do not like about Geico. Maybe their premiums are high but I think they are compatible with other auto insurance company premiums so they really are no higher than anyone else.
Allstate
The customer support with Allstate has been very positive. When I call I do not need a policy number, just my name and they are always polite and accommodating. Even when I have a claim, they are professional and have my best interests in mind.
Usaa
I enjoy USAA customer service. They are always in a positive mood and try to be as helpful as possible. THEY help point me in the right direction when it comes to looking for information.5
Geico
I like that Geico Insurance company does everything through the app. You can request roadside assistance and update billing information in one app. I like that feature as when you are stranded, waiting for someone to pick up a phone is nerve racking. I even enjoy that they will call you to confirm when assistance will arrive.
Nationwide
Reliable, quick response, money conscious. They make me feel as I matter. They also provide auto loans and have a quick turnaround and will preapprove.
Progressive
It could always stand to be a little more affordable but it's definitely a better deal than a lot of the other big companies out there like State Farm
Haulers Insurance
There's really not much to dislike. I guess if I had to pick something, I would say their website is a little outdated.
Write Your Review | Richmond, Virginia Auto Insurance Analysis
Erie Insurance Group, Richmond, VA
$45/1 month
Car Insurance Policy Holder
  • Divorced 39 Years old Male licensed 22 years ago with Own Toyota Sequoia Limited used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Richmond Car Insurance Rate Comparisons

Richmond, VA's average car insurance of $1299 differs from Rockwood, VA (+$201), Chamberlayne, VA (+$111), Highland Springs, VA (+$521) and Virginia (+$23)

Richmond Rockwood, VA Chamberlayne, VA Highland Springs, VA Virginia
Median Insurance Rates $1299 +$201 +$111 +$521 +$23

Richmond Car Insurance Savings By Neighborhood & Street Area

Richmond Driver Street Residence & Car Locations Car Details in Richmond Richmond Driver Demographics Richmond Auto Insurance Estimates Recent Richmond Insurance Savings
Beaufont Hills
Tilford Rd2005 Buick Rendezvous CX17 year teenager$3884$824
Irby Dr2004 Acura TSX \N17 year female teenager$3705$317
Chesterfield Court
Narbeth Ave2008 Ford Fusion I4 SE27 year man$2055$938
Olive Ave2008 Cadillac DTS Base74 year male senior$2507$304
Ginter Park
Suffolk Rd2007 Mazda Speed 327 year married woman$1025$682
Rennie Ave2007 Jeep Commander Limited45 year married man$1541$663
The Mews
Pebble Ct2006 Chrysler 300 C17 year male teenager$4428$641
Brandon Rd2006 Chevrolet Silverado K2500 Heavy Duty73 year female senior$1758$397
Mobile Towne Mobile Home Park
Petoskey Ave2012 Honda Civic LX40 year woman$1045$598
Giant Dr2014 Volkswagen Jetta S77 year senior$1760$825

Richmond Post DUI Car Insurance Rates

Richmond Manchester Montrose Highland Springs Virginia
Median Post DUI Insurance Rate $2416 +$597 +$894 +$969 +$42
Male Teenager Post DUI Insurance Rate $8939 +$2209 +$3310 +$3586 +$158
Female Teenager Post DUI Insurance Rate $7248 +$1791 +$2684 +$2907 +$128

The Post DUI insurance in Richmond, VA's is $2416 compared to Manchester (+$597), Montrose (+$894), Highland Springs (+$969) and Virginia (+$42)

In Richmond, a male teenager with Post DUI pays $1691 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Richmond, VA would pay $8319 on auto insurance while a female teenager POST DUI would pay $6746.

Richmond Car Insurance by Segment

Richmond Teenagers Car Insurance Rates Comparison

15184 Richmond Teenagers (7% of total population), 47% Male & 53% Female.

Richmond Bensley East Highland Park Fairfield Virginia
All Teenagers $4286 +$1786 +$1522 +$1258 +$76
Male Teenager $4806 +$2002 +$1706 +$1410 +$85
Female Teenager $3897 +$1623 +$1383 +$1143 +$69

Richmond teenagers pay $4286 in insurance in contrast with Bensley (+$1786), East Highland Park (+$1522), Fairfield (+$1258) and Virginia (+$76). The difference between Male & Female teenagers in Richmond is $909

Example

  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $4525
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $3702

Richmond Men & Women Car Insurance

205348 Richmond Adults (100% of total population), 47% Men & 53% Women.

Richmond Chamberlayne Bon Air Tuckahoe Virginia
All Women $1208 +$103 +$140 -$139 +$21
Married Women $1130 +$96 +$131 -$130 +$20
All Men $2208 +$189 +$257 -$253 +$39
Married Men $1883 +$161 +$219 -$216 +$33

The typical insurance rate of $2208 that Richmond Men pay varies from Chamberlayne (+$189), Bon Air (+$257), Tuckahoe (-$253) and Virginia (+$39). In Richmond, married men pay $753 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1945
  • 2009 GMC Sierra 1500 SLT Married Women Insurance Rate $1798

Richmond Senior Car Insurance

33077 Richmond Seniors (16% of total population), 41% Senior Men & 59% Senior Women.

Richmond Midlothian Montrose Bellwood Virginia
All Seniors $2013 -$215 +$746 +$715 +$36
Senior Men $2208 -$236 +$818 +$784 +$39
Senior Women $1831 -$196 +$678 +$650 +$33

Richmond seniors pay $2013 in insurance compared to Midlothian (-$215), Montrose (+$746), Bellwood (+$715) and Virginia (+$36). In Richmond, senior men pay $377 more than senior women.

Richmond Car Insurance Discounts for Multiple Vehicles

Richmond Population with 1 Vehicle 35546 (42% of Richmond population), 2 Vehicles 22988 (27% of the Richmond population) and 3 vehicles 7568 (9% of the population)

Richmond Chamberlayne Sandston Mechanicsville Virginia
2 Vehicles $2469 +$210 +$1008 +$172 +$43
3 Vehicles $3768 +$321 +$1539 +$263 +$66
4 Vehicles $5067 +$432 +$2070 +$354 +$89

Richmond Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Scion, xD $1500 $1340 $1840 $1230 $2730 $-890
Ford, Focus Titanium $300 $1480 $1780 $1400 $1700 $80
GMC, Sierra 2500HD SLE $500 $1480 $1980 $1380 $1880 $100
Ford, Explorer XLT $400 $1440 $1840 $1340 $1740 $100
Acura, MDX $200 $1340 $1540 $1260 $1460 $80