Richmond Auto Insurance Rates, Quotes, Agents & Reviews in VT

Richmond, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Richmond, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Richmond, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Richmond, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Richmond, VT with that of other cities in and around Richmond.

Richmond St. George Bolton Jericho Huntington Williston
Average Insurance Rates $1,148 $1,106 $1,087 $1,141 $1,115 $1,149

Richmond, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Richmond, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Richmond $1,869 $1,579
Huntington $1,716 $1,449
Bolton $2,255 $1,904
Jericho $1,329 $1,122
Hinesburg $1,516 $1,281
St. George $2,114 $1,785
Williston $2,306 $1,948
Chittenden County $1,403 $1,185

Richmond, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Richmond, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,725
20 Years $1,475
30 Years $1,136
40 Years $1,093
50 Years $1,012
60 Years $1,026
70 Years $1,195

Richmond, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Richmond, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,975 $321
3 Vehicles $2,962 $482
4 Vehicles $3,949 $643

Savings on 2 Vehicles bundle:$321

Savings on 3 Vehicles bundle:$482

Savings on 4 Vehicles bundle:$643


Richmond, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Richmond, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Richmond $1,148 $2,372
Huntington $1,115 $2,304
Bolton $1,087 $2,246
Jericho $1,141 $2,358
Hinesburg $1,141 $2,358
St. George $1,106 $2,286
Williston $1,149 $2,374
Chittenden County $942 $1,947

Richmond, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $985
Excellent (740-799) $1,124
Good (670-739) $1,196
Average (580-669) $1,561
Poor (300-579) $1,873

Richmond, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jared Jabaut Agency Nationwide 3198 Shelburne Rd, Shelburne, 5482 (802) 985-2400
Donna Booher Allstate 4001 Williston Rd, South Burlington, 5403 (802) 862-8620
Michael Coburn Allstate 1134 S Brownell Rd, Williston, 5495 (802) 658-7800
Mark D. Rosalbo Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
David R Lagerstedt Allstate 11 Pearl St Ste 101, Essex Junction, 5452 (802) 879-5200
Jim Nassar State Farm 25 Bishop Ave Ste 4, Williston, 05495-7870 802-879-7620
Jessica Novak Liberty Mutual 28 Walnut Street Ste 110, Williston, 5495 1-802-872-7778
Vermont Brokerage Services None 63 Main Street , Essex Junction, 5452 None

Richmond, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,199
Driver's Failure In Showing Documents +$111 $1,259
Driving With An Expired Registration +$118 $1,266
Driving At A Considerably Slow Pace +$249 $1,397
Using A Cellphone While Driving +$263 $1,411
Running A Red Light +$267 $1,415
Speeding +$281 $1,429
Driving A Vehicle Without The Required Permission +$357 $1,505
Driving With An Expired/Suspended License +$774 $1,922

Richmond, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,102
Active Disabling Device $1,102
Tracking Device $1,079
Passive Disabling Device $1,068