Ridge Manor, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Ridge Manor, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Ridge Manor, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Ridge Manor, FL Auto Insurance Rates
- Ridge Manor, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Ridge Manor, FL
- Multi Vehicle Insurance Savings in Ridge Manor, FL
- How Credit Score Affects Car Insurance Rates in Ridge Manor, FL
- How DUI Affects Auto Insurance Premiums in Ridge Manor, FL
- Top Auto Insurance Agents Near Ridge Manor, FL
- How Driving Violations Affect Auto Insurance Rates in Ridge Manor, FL
- Ridge Manor, FL Auto Insurance Discounts on Anti Theft Feature
Ridge Manor, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Ridge Manor, FL with that of other cities in and around Ridge Manor.
| Ridge Manor | Webster | Bushnell-Center Hill | Hill 'n Dale | Trilby | Dade City North | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,086 | $2,014 | $2,053 | $2,032 | $1,974 | $2,030 |
Ridge Manor, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Ridge Manor, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Ridge Manor | $1,810 | $1,529 |
| Trilby | $2,033 | $1,717 |
| Hill 'n Dale | $1,059 | $894 |
| Bushnell-Center Hill | $1,346 | $1,137 |
| Spring Lake | $1,246 | $1,053 |
| Lacoochee | $2,154 | $1,819 |
| Dade City North | $1,330 | $1,123 |
| Webster | $1,249 | $1,055 |
Ridge Manor, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Ridge Manor, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,769 |
| 20 Years | $2,680 |
| 30 Years | $2,064 |
| 40 Years | $1,986 |
| 50 Years | $1,839 |
| 60 Years | $1,865 |
| 70 Years | $2,171 |
Ridge Manor, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Ridge Manor, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,588 | $584 |
| 3 Vehicles | $5,382 | $876 |
| 4 Vehicles | $7,176 | $1,168 |
Savings on 2 Vehicles bundle:$584
Savings on 3 Vehicles bundle:$876
Savings on 4 Vehicles bundle:$1,168
Ridge Manor, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ridge Manor, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Ridge Manor | $2,086 | $3,265 |
| Trilby | $1,974 | $3,089 |
| Hill 'n Dale | $2,032 | $3,180 |
| Bushnell-Center Hill | $2,053 | $3,213 |
| Spring Lake | $2,215 | $3,467 |
| Lacoochee | $2,091 | $3,273 |
| Dade City North | $2,030 | $3,177 |
| Webster | $2,014 | $3,152 |
Ridge Manor, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,790 |
| Excellent (740-799) | $2,043 |
| Good (670-739) | $2,174 |
| Average (580-669) | $2,836 |
| Poor (300-579) | $3,403 |
Ridge Manor, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Lee Reed Insurance | None | 38511 5Th Ave, Zephyrhills, 33542 | (813) 815-5192 |
| Mid State Ins Agy | Allstate | 7840 S Florida Ave, Floral City, 34436 | (352) 726-0255 |
| Killingsworth Agency Inc | Liberty Mutual Independent | 19259 CORTEZ BLVD, BROOKSVILLE, 34601 | 352-796-1451 |
| Lovinger Financial Services Inc | Travelers | 4016 Henderson Blvd, Tampa, 33629 | None |
| Reg Mason | Allstate | 8370 W Hillsboro Ave Ste 204, Tampa, 33615 | (813) 885-5932 |
| Steven Hauck | Allstate | 2323 Curlew Rd Ste 6A, Dunedin, 34698 | (727) 787-2900 |
| Elaine Riegler | State Farm | 37438 State Road 54, Zephyrhills, 33542-5366 | 813-783-8500 |
| Hunter Insurance | Travelers | 1299 W FAIRBANKS AVE STE B, WINTER PARK, 32789 | 407-841-1080 |
| Rate Rite Insurance Group Corp | None | 5004 S Macdill Ave, Tampa, 33681 | None |
| Acg South Insurance Agency Llc | Travelers | 415 W ROBERTSON ST, BRANDON, 33511 | 800-891-4222 |
| Vazquez Insurance Agency, Inc. | None | 3980 Tampa Rd Ste 205 E, Oldsmar, 34677 | None |
Ridge Manor, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$92 | $2,178 |
| Driver's Failure In Showing Documents | +$202 | $2,288 |
| Driving With An Expired Registration | +$215 | $2,301 |
| Driving At A Considerably Slow Pace | +$453 | $2,539 |
| Using A Cellphone While Driving | +$478 | $2,564 |
| Running A Red Light | +$486 | $2,572 |
| Speeding | +$511 | $2,597 |
| Driving A Vehicle Without The Required Permission | +$649 | $2,735 |
| Driving With An Expired/Suspended License | +$1,406 | $3,492 |
Ridge Manor, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,003 |
| Active Disabling Device | $2,003 |
| Tracking Device | $1,961 |
| Passive Disabling Device | $1,940 |