Ringgold Auto Insurance Rates, Quotes, Agents & Reviews in GA

Ringgold, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ringgold, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ringgold, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Ringgold, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ringgold, GA with that of other cities in and around Ringgold.

Ringgold Fort Oglethorpe-Lakeview Tunnel Hill Catoosa County Catoosa Springs Fort Oglethorpe
Average Insurance Rates $1,638 $1,590 $1,604 $1,627 $1,627 $1,611

Ringgold, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ringgold, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ringgold $1,668 $1,409
Catoosa County $1,986 $1,677
Boynton Ridge $1,069 $903
Indian Springs $1,585 $1,339
Catoosa Springs $929 $785
Fort Oglethorpe $1,421 $1,201
Tunnel Hill $1,178 $995
Fort Oglethorpe-Lakeview $2,139 $1,807

Ringgold, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ringgold, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,315
20 Years $2,105
30 Years $1,621
40 Years $1,560
50 Years $1,444
60 Years $1,464
70 Years $1,705

Ringgold, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ringgold, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,817 $459
3 Vehicles $4,226 $688
4 Vehicles $5,635 $917

Savings on 2 Vehicles bundle:$459

Savings on 3 Vehicles bundle:$688

Savings on 4 Vehicles bundle:$917

Ringgold, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ringgold, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Ringgold $1,638 $2,994
Catoosa County $1,627 $2,974
Boynton Ridge $1,643 $3,004
Indian Springs $1,624 $2,969
Catoosa Springs $1,627 $2,974
Fort Oglethorpe $1,611 $2,945
Tunnel Hill $1,604 $2,932
Fort Oglethorpe-Lakeview $1,590 $2,907

Ringgold, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,405
Excellent (740-799) $1,604
Good (670-739) $1,707
Average (580-669) $2,227
Poor (300-579) $2,672

Ringgold, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brock Insurance Agency Inc Liberty Mutual Independent 823 CHICKAMAUGA AVE, ROSSVILLE, 30741 (706) 866-3394
Greg Seibenhener Allstate 2855 Battlefield Pkwy, Fort Oglethorpe, 30742 (706) 866-9299
Sharon Love Allstate 607 Sheridan Ave, Dalton, 30721 (706) 278-4558
Aaron Stiles State Farm 4215 Cloud Springs Rd, Ringgold, 30736-8413 706-419-8108
Mike Herndon State Farm 8010 Hwy 27 North, Rock Spring, 30739-0719 706-375-7970
[ A R, B, s
Advanced Insurance Strategies, Llc None 200 West Crawford Street , Dalton, 30720 None
Garner & Glover Company Travelers 135 E EIGHTH AVE, ROME, 30161 706-291-7380
Julie Svardh State Farm 1515 Dean Ave SE, Rome, 30161-7103 706-290-9044
Lee Dendy Allstate 75 Poplar Springs Rd, Ringgold, 30736 (706) 937-3333
Denson Insurance Agency Travelers 150 N MAIN ST, JASPER, 30143 706-692-6451
Greeson Insurance Associatess None 421 S Wall St, Calhoun, 30701 None

Ringgold, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,710
Driver's Failure In Showing Documents +$159 $1,797
Driving With An Expired Registration +$169 $1,807
Driving At A Considerably Slow Pace +$355 $1,993
Using A Cellphone While Driving +$375 $2,013
Running A Red Light +$382 $2,020
Speeding +$401 $2,039
Driving A Vehicle Without The Required Permission +$509 $2,147
Driving With An Expired/Suspended License +$1,104 $2,742

Ringgold, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,572
Active Disabling Device $1,572
Tracking Device $1,540
Passive Disabling Device $1,523