Rio Rancho, NM Auto Insurance Rates

Rio Rancho, NM residents can save $480 by comparing multiple quotes & reading reviews & research on Rio Rancho car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$955 $1194 $1740

Latest Auto Insurance Reviews in Rio Rancho, New Mexico

State Farm
We love that we can really customize our policy to make it fit our budget. I also love that we can choose any deductible we see fit and that helps keep it affordable.
State Farm
They offering a good range of policy Like Liberty, Access keeps premiums low through generous discount opportunities. They offer wide range of variety policy offerings in affordable price ranges
State Farm
I checked all providers and statefarm gave the lowest quote as I am an existing customer from NH. I am happy.
Customer service is lacking but pricing is fair and easy to handle. In the end you just want car insurance so you can be on the road. The provider matters little.
the premium is great but it raises a tad high for minor problems that i wish was not the case
National General
the only thing that i disliked about the company is that they are quick to terminate your policy if you do not pay on the exact date that your premium is due, there are not exceptions, but im sure all companies do the same
State Farm
State Farm has always been good to me. They have been my insurance company since I was 15 so I do not know any different. Their rates are affordable and the agents are always pleasant.
The Hartford
I guess maybe the premium for accident free years should go down a little.
State Farm
State Farm is fine. I'm not an insurance expert, but I know what I like and I like the personal touch we get and the assurance that when we need our insurance it will be there. I like reliability.
I like everything about Allstate, overall. I have no complaints. We have been with them for a long time. The rates are very competitive with other companies and they bundle home insurance and off discounts which we love.
I have comparison shopped other insurance companies and Geico consistently gives me a lower quote for coverage. They provide consistent, reliable service and are responsive when needing to file a claim.
Write Your Review | Rio Rancho, New Mexico Auto Insurance Analysis
Amica Auto Insurance, Rio Rancho, NM
$143/1 month
Car Insurance Policy Holder
  • Single 29 Years old Male licensed 10 years ago with Financed BMW Z4 35is sDRIVE used for Business with estimated annual mileage of 15,001 - 20,000.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Rio Rancho Car Insurance Rate Comparisons

Rio Rancho, NM's average car insurance of $1194 differs from Sandia Knolls, NM (-$54), Zia Pueblo, NM (+$726), San Felipe Pueblo, NM (+$716) and New Mexico (+$237)

Rio Rancho Sandia Knolls, NM Zia Pueblo, NM San Felipe Pueblo, NM New Mexico
Median Insurance Rates $1194 -$54 +$726 +$716 +$237

Rio Rancho Car Insurance Savings By Neighborhood & Street Area

Rio Rancho Driver Street Residence & Car Locations Car Details in Rio Rancho Rio Rancho Driver Demographics Rio Rancho Auto Insurance Estimates Recent Rio Rancho Insurance Savings
El Llanito
Clle del Norte2005 Buick Rendezvous CX63 year male senior$1118$431
N Cam del Pueblo2007 Acura TSX Base66 year senior$1389$601
Rio Rancho Estates
Raspberry Dr NE2008 Mazda MAZDA3 s Sport42 year man$1384$675
Mark Rd NE2008 Ford Fusion I4 SE35 year married man$1245$600
Las Colonias
Ave Encanto2006 Jeep Commander Base16 year female teenager$2444$555
Arrowhead2007 GMC Sierra 1500 Classic Work Truck40 year woman$1043$370
Diamond Tail Ranch
Arroyo Vega Tanos Rd2006 Chrysler 300 Touring18 year teenager$2963$346
Cam del Carbon2007 Cadillac DTS Luxury I39 year married woman$1218$787
Other Area
Desert Zinnia Rd NE2013 Hyundai Sonata GLS70 year female senior$1314$699
Galway Rd NE2014 Volkswagen Jetta S17 year male teenager$3531$335

Rio Rancho Post DUI Car Insurance Rates

Rio Rancho Los Ranchos de Albuquerque San Felipe Pueblo Cedar Crest New Mexico
Median Post DUI Insurance Rate $2220 +$1258 +$1332 -$342 +$441
Male Teenager Post DUI Insurance Rate $7261 +$4111 +$4354 -$1120 +$1441
Female Teenager Post DUI Insurance Rate $5418 +$3067 +$3249 -$835 +$1075

The Post DUI insurance in Rio Rancho, NM's is $2220 compared to Los Ranchos de Albuquerque (+$1258), San Felipe Pueblo (+$1332), Cedar Crest (-$342) and New Mexico (+$441)

In Rio Rancho, a male teenager with Post DUI pays $1843 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 s Sport in Rio Rancho, NM would pay $5806 on auto insurance while a female teenager POST DUI would pay $4333.

Rio Rancho Car Insurance by Segment

Rio Rancho Teenagers Car Insurance Rates Comparison

8121 Rio Rancho Teenagers (7% of total population), 51% Male & 49% Female.

Rio Rancho Santa Ana Pueblo Bernalillo Sandia Knolls New Mexico
All Teenagers $3462 +$2106 +$29 -$156 +$687
Male Teenager $3904 +$2374 +$33 -$177 +$775
Female Teenager $2913 +$1771 +$24 -$132 +$578

Rio Rancho teenagers pay $3462 in insurance in contrast with Santa Ana Pueblo (+$2106), Bernalillo (+$29), Sandia Knolls (-$156) and New Mexico (+$687). The difference between Male & Female teenagers in Rio Rancho is $991


  • 2013 Nissan Rogue S Male Teenager Insurance Rate $3462
  • 2012 Lincoln MKZ Base Female Teenager Insurance Rate $2815

Rio Rancho Men & Women Car Insurance

114339 Rio Rancho Adults (100% of total population), 49% Men & 51% Women.

Rio Rancho Albuquerque Cedar Crest Sandia Knolls New Mexico
All Women $1074 +$87 -$165 -$48 +$213
Married Women $943 +$76 -$146 -$43 +$187
All Men $1731 +$140 -$267 -$78 +$343
Married Men $1385 +$112 -$214 -$63 +$274

The typical insurance rate of $1731 that Rio Rancho Men pay varies from Albuquerque (+$140), Cedar Crest (-$267), Sandia Knolls (-$78) and New Mexico (+$343). In Rio Rancho, married men pay $442 more than married women.


  • 2013 Toyota Prius Two Married Men Insurance Rate $1367
  • 2014 Kia Sorento LX Married Women Insurance Rate $1194

Rio Rancho Senior Car Insurance

21040 Rio Rancho Seniors (18% of total population), 46% Senior Men & 54% Senior Women.

Rio Rancho San Felipe Pueblo North Valley Tijeras New Mexico
All Seniors $1396 +$838 -$74 -$379 +$278
Senior Men $1361 +$816 -$73 -$370 +$270
Senior Women $1468 +$881 -$79 -$398 +$292

Rio Rancho seniors pay $1396 in insurance compared to San Felipe Pueblo (+$838), North Valley (-$74), Tijeras (-$379) and New Mexico (+$278). In Rio Rancho, senior men pay $107 less than senior women.

Rio Rancho Car Insurance Discounts for Multiple Vehicles

Rio Rancho Population with 1 Vehicle 11389 (27% of Rio Rancho population), 2 Vehicles 17426 (42% of the Rio Rancho population) and 3 vehicles 8073 (19% of the population)

Rio Rancho Algodones Zia Pueblo Cedar Crest New Mexico
2 Vehicles $2269 +$1455 +$1379 -$350 +$450
3 Vehicles $3463 +$2221 +$2105 -$534 +$687
4 Vehicles $4657 +$2987 +$2831 -$718 +$924

Rio Rancho Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Corolla LE $100 $1200 $1300 $1150 $1250 $50
Ford, Explorer Limited AWD $1000 $1210 $1710 $1120 $2120 $-410
Nissan, Titan S King Cab SWB $700 $1210 $1710 $1130 $1830 $-120
Ford, Explorer XLT $200 $1230 $1430 $1140 $1340 $90
Ford, Expedition Limited EL $300 $1190 $1490 $1120 $1420 $70