Riva Auto Insurance Rates, Quotes, Agents & Reviews in MD

Riva, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Riva, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Riva, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Riva, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Riva, MD with that of other cities in and around Riva.

Riva Annapolis Annapolis Neck Mayo Anne Arundel County Parole
Average Insurance Rates $1,477 $1,201 $1,507 $1,457 $1,365 $1,448

Riva, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Riva, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Riva $1,977 $1,670
Edgewater $2,263 $1,911
Parole $1,949 $1,646
Anne Arundel County $1,913 $1,616
Annapolis $1,481 $1,251
Annapolis Neck $1,880 $1,588
Mayo $2,567 $2,168
Crownsville $2,299 $1,942

Riva, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Riva, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,793
20 Years $1,898
30 Years $1,462
40 Years $1,406
50 Years $1,302
60 Years $1,321
70 Years $1,537

Riva, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Riva, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,570 $384
3 Vehicles $3,855 $576
4 Vehicles $5,140 $768

Savings on 2 Vehicles bundle:$384

Savings on 3 Vehicles bundle:$576

Savings on 4 Vehicles bundle:$768

Riva, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Riva, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Riva $1,477 $2,355
Edgewater $1,411 $2,250
Parole $1,448 $2,309
Anne Arundel County $1,365 $2,176
Annapolis $1,201 $1,915
Annapolis Neck $1,507 $2,403
Mayo $1,457 $2,323
Crownsville $1,424 $2,270

Riva, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,267
Excellent (740-799) $1,447
Good (670-739) $1,539
Average (580-669) $2,008
Poor (300-579) $2,409

Riva, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dovie Metzger State Farm 1410 Forest Dr Ste 8, Annapolis, 21403-1442 410-268-9216
Shelley Driscoll Allstate 140b Mayo Rd, Edgewater, 21037 (410) 956-5700
Sheila Batey Allstate 1540 Pointer Ridge Pl Ste B, Bowie, 20716 (301) 476-1085
Ramseys Insurance Inc Travelers 2049 WEST ST STE 202, ANNAPOLIS, 21401 410-266-9363
Catherine B. Sorrell Allstate 795 Aquahart Rd Ste 228, Glen Burnie, 21061 (410) 768-4446
Kurek Insurance Associates Inc Travelers 1997 ANNAPOLIS EXCHANGE PKWY STE 300, ANNAPOLIS, 21401 301-855-5027
Sean Garvey State Farm 529 Benfield Rd Ste 200, Severna Park, 21146-2526 410-647-7770
John Thibodeau State Farm 1214 West Street, Annapolis, 21401-3610 410-268-3101
Kelly Risk Management, Llc None 810 E. College Parkway , Annapolis, 21409 None
Vertisol Yacht Insurers Inc Travelers 182 DUKE OF GLOUCESTER ST, ANNAPOLIS, 21401 410-268-2437
Elaine Gossage State Farm 7568 Main St Ste A, Sykesville, 21784-7308 410-795-4090
Kathy Fowler State Farm 510 4th Street, Laurel, 20707-4273 301-369-0507
Iii-Moshe Spero Travelers 1866 E REISTERSTOWN RD, BALTIMORE, 21208 410-602-7723

Riva, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,542
Driver's Failure In Showing Documents +$143 $1,620
Driving With An Expired Registration +$152 $1,629
Driving At A Considerably Slow Pace +$321 $1,798
Using A Cellphone While Driving +$338 $1,815
Running A Red Light +$344 $1,821
Speeding +$362 $1,839
Driving A Vehicle Without The Required Permission +$459 $1,936
Driving With An Expired/Suspended License +$995 $2,472

Riva, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,418
Active Disabling Device $1,418
Tracking Device $1,388
Passive Disabling Device $1,374