Riverdale Park Auto Insurance Rates, Quotes, Agents & Reviews in CA

Riverdale Park, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Riverdale Park, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Riverdale Park, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Riverdale Park, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Riverdale Park, CA with that of other cities in and around Riverdale Park.

Riverdale Park West Modesto Shackelford Bystrom Parklawn Bret Harte
Average Insurance Rates $1,794 $1,764 $2,223 $1,765 $1,765 $1,757

Riverdale Park, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Riverdale Park, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Riverdale Park $1,241 $1,048
West Modesto $2,812 $2,375
Bret Harte $1,950 $1,647
Rouse $1,475 $1,246
Shackelford $2,280 $1,926
Parklawn $1,448 $1,223
Bystrom $1,429 $1,207
Stanislaus County $2,125 $1,795

Riverdale Park, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Riverdale Park, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,821
20 Years $2,305
30 Years $1,775
40 Years $1,708
50 Years $1,582
60 Years $1,604
70 Years $1,867

Riverdale Park, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Riverdale Park, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,086 $502
3 Vehicles $4,629 $753
4 Vehicles $6,171 $1,005

Savings on 2 Vehicles bundle:$502

Savings on 3 Vehicles bundle:$753

Savings on 4 Vehicles bundle:$1,005


Riverdale Park, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Riverdale Park, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Riverdale Park $1,794 $4,417
West Modesto $1,764 $4,343
Bret Harte $1,757 $4,326
Rouse $1,778 $4,378
Shackelford $2,223 $5,473
Parklawn $1,765 $4,346
Bystrom $1,765 $4,346
Stanislaus County $1,814 $4,466

Riverdale Park, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,539
Excellent (740-799) $1,757
Good (670-739) $1,869
Average (580-669) $2,439
Poor (300-579) $2,926

Riverdale Park, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$79 $1,873
Driver's Failure In Showing Documents +$174 $1,968
Driving With An Expired Registration +$185 $1,979
Driving At A Considerably Slow Pace +$389 $2,183
Using A Cellphone While Driving +$411 $2,205
Running A Red Light +$418 $2,212
Speeding +$440 $2,234
Driving A Vehicle Without The Required Permission +$558 $2,352
Driving With An Expired/Suspended License +$1,209 $3,003

Riverdale Park, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,722
Active Disabling Device $1,722
Tracking Device $1,686
Passive Disabling Device $1,668