Riverview, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Riverview, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Car Insurance Companies in Riverview, FL, by Market Share
The average cost of auto insurance in Riverview, FL, is $1,512. Car owners here can save more on car insurance by comparing multiple auto insurance quotes. The cost of insurance is influenced by numerous factors ranging from the age of the driver to the make and model of the car. The cost of auto insurance can also vary from one neighborhood to another, depending on the rate of auto thefts in that area. Below is a list of the top 5 auto insurance companies in Riverview, FL.
GEICO:
GEICO leads the way in Florida, with a market share of 25.23%. It has 5,160,726 direct premiums written, and 5,081,055 direct premiums earned. GEICO continues to bring innovations into the field of insurance, the latest being its virtual assistant, KATE. GEICO has an A.M. Best rating of A++ and a J.D. Power rating of 827/1000 in Florida.
PROGRESSIVE:
Progressive is second on this list with an A.M. Best Rating of A+ and a J.D. Power rating of 809/1000. It has a massive 3,749,329 direct premiums written, and 3,582,160 direct premiums earned. This earns Progressive a market share of 18.33% in Florida.
STATE FARM:
State Farm has a market share of 14.74%. This earns it a J.D. Power rating of 834/1000 in Florida. The company also has an A.M. Best rating of A++. State Farm has 3,014,788 direct premiums written, and 3,047,953 direct premiums earned in Florida. State Farm maintains its quality with an immensely customer-friendly online portal.
ALLSTATE:
Allstate has 1,897,567 direct premiums written and 1,880,647 direct premiums earned. The company has a market share of 9.28% in Florida. Allstate also has an A.M. Best rating of A+ and a J.D. Power rating of 847/1000.
USAA:
USAA completes this list with a market share of 7.07%. It has 1,445,356 direct premiums written, and 1,431,650 direct premiums earned. This has earned USAA an A.M. Best rating of A++ and a J.D. Power Rating of 898/1000. This is the highest rating in Florida.
Factors that can influence the cost of car insurance in Riverview, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Riverview, FL Auto Insurance Rates
- Riverview, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Riverview, FL
- Multi Vehicle Insurance Savings in Riverview, FL
- How Credit Score Affects Car Insurance Rates in Riverview, FL
- How DUI Affects Auto Insurance Premiums in Riverview, FL
- How Driving Violations Affect Auto Insurance Rates in Riverview, FL
- Riverview, FL Auto Insurance Discounts on Anti Theft Feature
- Riverview, FL Auto Insurance Company Reviews
Riverview, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Riverview, FL with that of other cities in and around Riverview.
| Riverview | Progress Village | Gibsonton | Palm River-Gibsonton | Balm | Bloomingdale | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,512 | $2,117 | $2,134 | $2,100 | $2,181 | $2,207 |
Riverview, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Riverview, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Riverview | $1,298 | $1,096 |
| Bloomingdale | $1,453 | $1,228 |
| Gibsonton | $940 | $794 |
| Balm | $1,458 | $1,232 |
| Fish Hawk | $1,433 | $1,210 |
| Progress Village | $1,454 | $1,228 |
| Hillsborough County | $1,536 | $1,297 |
| Palm River-Gibsonton | $998 | $843 |
Riverview, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Riverview, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,906 |
| 20 Years | $1,943 |
| 30 Years | $1,496 |
| 40 Years | $1,440 |
| 50 Years | $1,333 |
| 60 Years | $1,352 |
| 70 Years | $1,574 |
Riverview, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Riverview, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,631 | $393 |
| 3 Vehicles | $3,946 | $590 |
| 4 Vehicles | $5,262 | $786 |
Savings on 2 Vehicles bundle:$393
Savings on 3 Vehicles bundle:$590
Savings on 4 Vehicles bundle:$786
Riverview, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Riverview, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Riverview | $1,512 | $2,366 |
| Bloomingdale | $2,207 | $3,454 |
| Gibsonton | $2,134 | $3,340 |
| Balm | $2,181 | $3,413 |
| Fish Hawk | $2,344 | $3,668 |
| Progress Village | $2,117 | $3,313 |
| Hillsborough County | $1,439 | $2,252 |
| Palm River-Gibsonton | $2,100 | $3,287 |
Riverview, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,297 |
| Excellent (740-799) | $1,481 |
| Good (670-739) | $1,576 |
| Average (580-669) | $2,056 |
| Poor (300-579) | $2,466 |
Riverview, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$67 | $1,579 |
| Driver's Failure In Showing Documents | +$147 | $1,659 |
| Driving With An Expired Registration | +$156 | $1,668 |
| Driving At A Considerably Slow Pace | +$328 | $1,840 |
| Using A Cellphone While Driving | +$346 | $1,858 |
| Running A Red Light | +$352 | $1,864 |
| Speeding | +$370 | $1,882 |
| Driving A Vehicle Without The Required Permission | +$470 | $1,982 |
| Driving With An Expired/Suspended License | +$1,019 | $2,531 |
Riverview, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,452 |
| Active Disabling Device | $1,452 |
| Tracking Device | $1,421 |
| Passive Disabling Device | $1,406 |
Latest Auto Insurance Reviews in Riverview, FL | Back to Top
State FarmExcellent. Never unprofessional with me. Looking to help me with anything they can. Couldn't speak highly enough of the agent that works with me as she is extremely helpful.
NationwideThey too have great customer service. I got into an accident a year ago and they were super helpful and got me my rebates right away and did a tremendous job.
State FarmGood customer service. I have recently had to file a claim. The team that handled the claim was sensitive, efficient and very responsive
AaaThe American Automobile Association is a federation of motor clubs throughout North America. AAA is a privately held national member association, and service business with over 58 million members in the United States and Canada.
AaaThe American Automobile Association is a federation of motor clubs throughout North America. AAA is a privately held national member association, and service business with over 58 million members in the United States and Canada.
UsaaI love how USAA caters to their nations veterans. I also like how much lower their premiums are compared to other insurance companies that are out there. Another plus is their customer support is superb.
ProgressiveIn regards to motorcycle insurance they offered one of the cheaper rates compared to other providers. They also offer accessory coverage for free up to $3000.
State FarmThe customer support at State Farm is great. The agent always has time to talk and answer questions. He is very friendly, jokes a lot, and cares about his customers. He is an outstanding example of what agents should aspire to with their customers.