Rivesville Auto Insurance Rates, Quotes, Agents & Reviews in WV

Rivesville, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rivesville, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rivesville, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rivesville, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rivesville, WV with that of other cities in and around Rivesville.

Rivesville Fairmont Barrackville Western Middletown Palatine
Average Insurance Rates $1,415 $1,422 $1,454 $1,463 $1,427 $1,450

Rivesville, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rivesville, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rivesville $2,761 $2,332
Barrackville $2,825 $2,386
Middletown $2,782 $2,350
Fairmont $1,258 $1,062
Palatine $2,014 $1,701
Pleasant Valley $1,458 $1,232
Western $2,517 $2,126
Marion County $1,617 $1,366

Rivesville, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rivesville, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,591
20 Years $1,818
30 Years $1,400
40 Years $1,347
50 Years $1,248
60 Years $1,265
70 Years $1,473

Rivesville, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rivesville, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,462 $368
3 Vehicles $3,693 $552
4 Vehicles $4,924 $736

Savings on 2 Vehicles bundle:$368

Savings on 3 Vehicles bundle:$552

Savings on 4 Vehicles bundle:$736

Rivesville, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rivesville, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Rivesville $1,415 $2,263
Barrackville $1,454 $2,325
Middletown $1,427 $2,282
Fairmont $1,422 $2,274
Palatine $1,450 $2,319
Pleasant Valley $1,464 $2,341
Western $1,463 $2,339
Marion County $1,423 $2,275

Rivesville, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,214
Excellent (740-799) $1,386
Good (670-739) $1,474
Average (580-669) $1,924
Poor (300-579) $2,308

Rivesville, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stan Cameon State Farm 420 Marion Sq, Fairmont, 26554-1369 304-368-0800
Randy A. Parks Allstate 503 Morgantown Ave Ste 225, Fairmont, 26554 (304) 366-4437
Greg Kelly State Farm 1315 Fairmont Ave, Fairmont, 26554-3525 304-366-9616
Bond Insurance Agency Inc Erie 104 Adams St, Fairmont, 26554 None
Richard L Moore Nationwide 613 Fairmont Ave, Fairmont, 26554-4116 (304) 363-5400
Adam Reeves Insurance Agency Llc Erie 4 Local Drive, Fairmont, 26554 None
Smith-Carpenter Agency, Inc. None 428 Avenue , Fairmont, 26554 None

Rivesville, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,477
Driver's Failure In Showing Documents +$137 $1,552
Driving With An Expired Registration +$146 $1,561
Driving At A Considerably Slow Pace +$307 $1,722
Using A Cellphone While Driving +$324 $1,739
Running A Red Light +$330 $1,745
Speeding +$347 $1,762
Driving A Vehicle Without The Required Permission +$440 $1,855
Driving With An Expired/Suspended License +$954 $2,369

Rivesville, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,358
Active Disabling Device $1,358
Tracking Device $1,330
Passive Disabling Device $1,316