Roanoke Auto Insurance Rates, Quotes, Agents & Reviews in VA

Roanoke, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Roanoke, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Roanoke, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Roanoke, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Roanoke, VA with that of other cities in and around Roanoke.

Roanoke Salem Cave Spring Laymantown Hollins Cloverdale
Average Insurance Rates $907 $922 $1,201 $1,206 $1,198 $956

Roanoke, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Roanoke, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Roanoke $1,698 $1,435
Hollins $2,252 $1,902
Cave Spring $1,382 $1,168
Vinton $946 $799
Salem $1,486 $1,255
Cloverdale $1,156 $976
Laymantown $2,081 $1,757
Glenvar $1,076 $909

Roanoke, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Roanoke, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $2,943
20 Years $1,165
30 Years $898
40 Years $864
50 Years $800
60 Years $811
70 Years $944

Roanoke, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Roanoke, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,542 $272
3 Vehicles $2,313 $408
4 Vehicles $3,084 $544

Savings on 2 Vehicles bundle:$272

Savings on 3 Vehicles bundle:$408

Savings on 4 Vehicles bundle:$544


Roanoke, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Roanoke, VA.

Location Average Insurance Cost Post DUI Insurance Rate
Roanoke $907 $1,480
Hollins $1,198 $1,955
Cave Spring $1,201 $1,960
Vinton $918 $1,498
Salem $922 $1,505
Cloverdale $956 $1,560
Laymantown $1,206 $1,969
Glenvar $918 $1,498

Roanoke, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $778
Excellent (740-799) $888
Good (670-739) $945
Average (580-669) $1,233
Poor (300-579) $1,479

Roanoke, VA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chance Miller State Farm 3555 Electric Rd Ste J, Roanoke, 24018-4437 540-774-1004
Marsh & Mclennan Agency Llc Liberty Mutual Independent 1 S JEFFERSON ST, ROANOKE, 24011 540-982-3511
Brogan Insurance Erie 3224 Peters Creek Road, Roanoke, 24019 None
Keith Hallacher Allstate 2302 Colonial Ave SW Ste C, Roanoke, 24015 (540) 266-3060
Burgess Demarco & Flick Ins And Financial Erie 730 APPERSON DRIVE, SALEM, 24153 540-375-3231
Scott Vaught Liberty Mutual 2965 Colonnade Dr. Ste 305, Roanoke, 24018 1-540-989-6179
Patrick Mcdonald State Farm 3321 Brambleton Ave SW, Roanoke, 24018-6524 540-772-0900
Insurance Agency Services Llc Travelers 3035 A PETERS CREEK RD, ROANOKE, 24019 540-562-3710
James A Scott & Son Inc Travelers 10 FRANKLIN RD SE STE 550, ROANOKE, 24011 540-343-8071
Darrell Holland Clu, Flmi State Farm 320 Wildwood Rd, Salem, 24153-2320 540-389-1220

Roanoke, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$40 $947
Driver's Failure In Showing Documents +$88 $995
Driving With An Expired Registration +$93 $1,000
Driving At A Considerably Slow Pace +$197 $1,104
Using A Cellphone While Driving +$208 $1,115
Running A Red Light +$211 $1,118
Speeding +$222 $1,129
Driving A Vehicle Without The Required Permission +$282 $1,189
Driving With An Expired/Suspended License +$611 $1,518

Roanoke, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $871
Active Disabling Device $871
Tracking Device $853
Passive Disabling Device $844

Latest Auto Insurance Reviews in Roanoke, VA | Back to Top

Usaa
I mostly find the customer service acceptable however when I had an incident to report with them they were not extremely understanding or helpful.
Geico
Our premiums and deductible are very affordable when compared to other providers so that is something the sets my provider apart.
Progressive
Customer friendly and focused. Willing to go the extra mile for me when I need them. Always easy to reach and their when I need them,.
Progressive
Progressive offers reasonable rates on car insurance and aren't terribly slow in getting back to us on claims. We haven't had any real claims so far, so I can't really tell how they are about that. I'm hoping we never find out.
Progressive
MY AUTO COMPANY WAS ABLE TO PROVIDE ME WITH A GREAT BUNDLE PRICE TO COMBINE AUTO AND RENTERS INSURANCE. A DEAL I COULD NOT PASS BECAUSE OF THE GREAT DISCOUNT SINCE I HAD BEEN A LONG TIME POLICY HOLDER. I AM VERY SATISFIED WITH THEIR SERVICES. OTHER INSURANCE COMPANIES SUCH AS STATE FARM AND ALL STATE WERE TOO EXPENSIVE FOR MY BUDGET.
Geico
This policy was slightly cheaper than other quotes; I had also heard of this company and was somewhat familiar with it.
Usaa
They are a good company they offer many other services that other companies make you pay for like towing for free.
State Farm
I think with the age of my car, my perfect driving record, the idea that I live in a very rural area that my premiums should be lower.