Robbins Crossroads Auto Insurance Rates, Quotes, Agents & Reviews in AL

Robbins Crossroads, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Robbins Crossroads, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Robbins Crossroads, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Robbins Crossroads, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Robbins Crossroads, AL with that of other cities in and around Robbins Crossroads.

Robbins Crossroads Graysville Cardiff Brookside Graysville-Adamsville Mount Olive
Average Insurance Rates $1,441 $1,405 $1,367 $1,469 $1,422 $1,487

Robbins Crossroads, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Robbins Crossroads, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Robbins Crossroads $2,154 $1,819
Sumiton $1,053 $889
Graysville $1,520 $1,284
Brookside $1,715 $1,449
Dora $1,311 $1,108
Cardiff $1,436 $1,213
Graysville-Adamsville $1,420 $1,200
Mount Olive $2,010 $1,697

Robbins Crossroads, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Robbins Crossroads, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,676
20 Years $1,852
30 Years $1,426
40 Years $1,372
50 Years $1,271
60 Years $1,288
70 Years $1,500

Robbins Crossroads, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Robbins Crossroads, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,507 $375
3 Vehicles $3,761 $562
4 Vehicles $5,015 $749

Savings on 2 Vehicles bundle:$375

Savings on 3 Vehicles bundle:$562

Savings on 4 Vehicles bundle:$749


Robbins Crossroads, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Robbins Crossroads, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Robbins Crossroads $1,441 $2,555
Sumiton $1,460 $2,589
Graysville $1,405 $2,491
Brookside $1,469 $2,605
Dora $1,414 $2,507
Cardiff $1,367 $2,424
Graysville-Adamsville $1,422 $2,521
Mount Olive $1,487 $2,636

Robbins Crossroads, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,236
Excellent (740-799) $1,411
Good (670-739) $1,502
Average (580-669) $1,959
Poor (300-579) $2,350

Robbins Crossroads, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Chafin Insurance Agency Travelers 165 S MAIN ST, GRAYSVILLE, 35073 205-674-7851
Denton Scott Allstate 1300 Center Point Pkwy, Birmingham, 35215 (205) 451-1052
Sean Mcquin State Farm 3929 Veterans Memorial Dr, Adamsville, 35005-2261 205-674-5366
Edgewood Partners Insurance Center Liberty Mutual Independent 420 20TH ST N STE 2200, BIRMINGHAM, 35203 (205) 379-1071
Mcgriff Seibels & Williams Inc Allstate 2211 7TH AVE S, BIRMINGHAM, 35233 205-252-9871
Edwards Agency Allstate PO Box 190, Sumiton, 35148 (205) 648-2830
Alasure Insurance, Inc. None 413 8Th Avenue North, Birmingham, 35204 None
J H Berry Insurance Agency None 720 32Nd Steet S, Birmingham, 35209 None

Robbins Crossroads, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,504
Driver's Failure In Showing Documents +$140 $1,581
Driving With An Expired Registration +$148 $1,589
Driving At A Considerably Slow Pace +$313 $1,754
Using A Cellphone While Driving +$330 $1,771
Running A Red Light +$336 $1,777
Speeding +$353 $1,794
Driving A Vehicle Without The Required Permission +$448 $1,889
Driving With An Expired/Suspended License +$971 $2,412

Robbins Crossroads, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,383
Active Disabling Device $1,383
Tracking Device $1,355
Passive Disabling Device $1,340