Rochester, MN Auto Insurance Rates

Rochester, MN residents can save $390 by comparing multiple quotes & reading reviews & research on Rochester car insurance rates, quotes, agents & coverage.

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$706 $986 $1299

Latest Auto Insurance Reviews in Rochester, Minnesota

State Farm
My deductible is low but i'm not happy with the premium wish it was lower.
Their customer service was excellent after I filed a claim, with always someone available to talk to.
I can only recommend this company based on value - since I have never had a claim I cannot attest to there ability to aid when an issue occurs.,
The customer service was always very polite and eager to help. Even though our car situation was very frustrating, the customer service followed through to get the paperwork we needed.
Encompass Insurance
We were able to get better coverage with Encompass at a significantly lower rate than with our previous provider (State Farm).
I definitely recommend this company; however, the thing is that they are very hard to get with. You have to have almost a perfect driving record.
I would recommend Progressive for auto insurance because of their pricing and the way they work with consumers to pay for insurance, by offering discounts or the Name Your Price tool.
Easy to work with, contact, through email and online. Multiple options and packages to pick from.
Safeco Insurance
The original sales man after i purchased the policy would not return my calls anymore, which was upsetting. Since then I have called a couple of times and have been happy with the customer service.
Safeco Insurance
The original sales man after i purchased the policy would not return my calls anymore, which was upsetting. Since then I have called a couple of times and have been happy with the customer service.
State Farm
I suppose the premium is my only dislike, but again, it was still cheaper than the other quotes I received from other companies. Overall, I really can't complain.
all state company policy is great compared to the one i use to use because there policy have more of a secure coverage that is very affordable
The General Auto Insurance
Our premium with Allstate is still rather high due to having our daughter on our plan. The premium every year fluctuates every year and has reduced over the years with no accidents and her getting older.
I love the ease of finding the information I need and getting updated information. I love how thorough they are when I have a question AND I love that they take care of things in the background so I do not have to be concerned about it.
They are available 24/7 by telephone or by online chat, which is great, and there are also about 4 offices within 15 miles of my house, which is great. I can get a hold of them pretty much anytime I need to.
I dislike the fact that it's mostly an automated telephone line and it was hard to get to a representative
Write Your Review | Rochester, Minnesota Auto Insurance Analysis
Progressive Insurance, Rochester, MN
$86/1 month
Car Insurance Policy Holder
  • Single 26 Years old Male licensed 3 years ago with Financed Nissan Murano SL used for Business with estimated annual mileage of 9,001 - 12,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $30K (Per Person Bodily Injury) / $60K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Rochester Car Insurance Rate Comparisons

Rochester, MN's average car insurance of $986 differs from Mantorville, MN (+$914), Rock Dell, MN (+$174), Kalmar, MN (+$904) and Minnesota (+$446)

Rochester Mantorville, MN Rock Dell, MN Kalmar, MN Minnesota
Median Insurance Rates $986 +$914 +$174 +$904 +$446

Rochester Car Insurance Savings By Neighborhood & Street Area

Rochester Driver Street Residence & Car Locations Car Details in Rochester Rochester Driver Demographics Rochester Auto Insurance Estimates Recent Rochester Insurance Savings
Rocky Creek Estates
Char Ln NE2000 Buick Regal GS66 year male senior$1014$315
22nd St NE2007 Ford Fusion SE17 year female teenager$2093$961
Hallmark Terrace
Brighton Dr NW2008 Mazda 3 I32 year woman$869$864
Glouster Ln NW2014 Volkswagen Jetta S46 year married woman$797$430
Oronoco Estates
57th St NW2009 Jeep Liberty Limited16 year male teenager$2302$428
Ibm Svc Rd2013 Honda Civic LX65 year female senior$987$784
Willow Ridge Mobile Home Park
Nova Ln SW2010 Toyota Prius \N54 year man$1445$524
Weatherhill Ln SW2008 Cadillac DTS Base80 year senior$1354$961
29 St SE2009 Chrysler 300C 19 year teenager$2646$910
Beaumont Ct SE2014 Hyundai Sonata GLS50 year married man$1290$842

Rochester Post DUI Car Insurance Rates

Rochester Haverhill Pine Island Rock Dell Minnesota
Median Post DUI Insurance Rate $1833 +$1849 +$1031 +$324 +$830
Male Teenager Post DUI Insurance Rate $5226 +$5269 +$2937 +$923 +$2364
Female Teenager Post DUI Insurance Rate $4382 +$4419 +$2462 +$773 +$1982

The Post DUI insurance in Rochester, MN's is $1833 compared to Haverhill (+$1849), Pine Island (+$1031), Rock Dell (+$324) and Minnesota (+$830)

In Rochester, a male teenager with Post DUI pays $844 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda 3 I in Rochester, MN would pay $5008 on auto insurance while a female teenager POST DUI would pay $4199.

Rochester Car Insurance by Segment

Rochester Teenagers Car Insurance Rates Comparison

6205 Rochester Teenagers (5% of total population), 48% Male & 52% Female.

Rochester Mantorville Oronoco Rock Dell Minnesota
All Teenagers $2622 +$2432 +$2565 +$463 +$1187
Male Teenager $2810 +$2605 +$2747 +$496 +$1271
Female Teenager $2356 +$2185 +$2304 +$416 +$1066

Rochester teenagers pay $2622 in insurance in contrast with Mantorville (+$2432), Oronoco (+$2565), Rock Dell (+$463) and Minnesota (+$1187). The difference between Male & Female teenagers in Rochester is $454


  • 2011 Lincoln MKZ Base Male Teenager Insurance Rate $2869
  • 2014 Kia Sorento LX Female Teenager Insurance Rate $1966

Rochester Men & Women Car Insurance

106903 Rochester Adults (100% of total population), 49% Men & 51% Women.

Rochester Oronoco Haverhill Stewartville Minnesota
All Women $907 +$887 +$914 +$28 +$410
Married Women $818 +$800 +$825 +$26 +$370
All Men $1488 +$1456 +$1501 +$47 +$674
Married Men $1380 +$1350 +$1392 +$43 +$624

The typical insurance rate of $1488 that Rochester Men pay varies from Oronoco (+$1456), Haverhill (+$1501), Stewartville (+$47) and Minnesota (+$674). In Rochester, married men pay $562 more than married women.


  • 2013 Nissan Rogue S Married Men Insurance Rate $1236
  • 2013 BMW 3 Series 328i Married Women Insurance Rate $1796

Rochester Senior Car Insurance

18522 Rochester Seniors (17% of total population), 43% Senior Men & 57% Senior Women.

Rochester Rock Dell Orion Salem Minnesota
All Seniors $1114 +$196 -$97 +$16 +$504
Senior Men $1114 +$196 -$97 +$16 +$504
Senior Women $1104 +$195 -$96 +$16 +$499

Rochester seniors pay $1114 in insurance compared to Rock Dell (+$196), Orion (-$97), Salem (+$16) and Minnesota (+$504). In Rochester, senior men pay $10 more than senior women.

Rochester Car Insurance Discounts for Multiple Vehicles

Rochester Population with 1 Vehicle 14931 (35% of Rochester population), 2 Vehicles 18148 (42% of the Rochester population) and 3 vehicles 5119 (12% of the population)

Rochester Rock Dell Viola Kasson Minnesota
2 Vehicles $1874 +$330 +$197 +$63 +$847
3 Vehicles $2860 +$504 +$301 +$96 +$1293
4 Vehicles $3846 +$678 +$405 +$129 +$1739

Rochester Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Mustang $700 $1010 $1510 $950 $1650 $-140
Buick, Lacrosse Leather $300 $970 $1270 $900 $1200 $70
Suzuki, SX4 SportBack $100 $940 $1040 $890 $990 $50
Jeep, Patriot Sport $200 $940 $1140 $870 $1070 $70
Infiniti, G37 X $400 $990 $1390 $920 $1320 $70