Rochester, NY Auto Insurance Rates

Rochester, NY residents can save $400 by comparing multiple quotes & reading reviews & research on Rochester car insurance rates, quotes, agents & coverage.

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$575 $1000 $1265

Latest Auto Insurance Reviews in Rochester, New York

Customer service is very high. I get an immediate answer to my questions. I have never made a claim, but assume that would also be a good experience as far as customer service is involved.
They provide good quality customer care.they are ready to help their customers on team . One of the main advantage of the company is that they have a good team to provide good customer service.
I beleive the premium and deductible is better than other companies because they only required less than 100 down and I only pay about 63 a month. I dont have the best they offer but I have enough to take care of me, I did notice the higher amount you pay the better quality you get and it seemed worth it to me.
I beleive the premium and deductible is better than other companies because they only required less than 100 down and I only pay about 63 a month. I dont have the best they offer but I have enough to take care of me, I did notice the higher amount you pay the better quality you get and it seemed worth it to me.
Geico is easy to communicate with. They have a mobile app, website, 24/7 phone support. All of the interactions I have had have been positive.
I wish i could get the price even cheaper or get some of the money i waste yearly back. Even a tax write off or something would be nice.
I truthfully have not paid too much attention to the different premiums out there--since USAA is connected to family, it was an automatic decision to go with that company. I am happy with my service (1).
I like a lot of things about USAA - especially the diversity of product selections across insurance, banking and investments - as well as the fact that I can always talk to a well trained and friendly customer service agent.
Offer a good premium, especially when paired with home insurance. Offer the same coverage at a lower price than competitors.Easy to use website
The premium seems a little high. It would be good to go out and get some quotes. I keep hoping that loyalty to their brand would get me some benefits.
State Farm
I love the fact that i can go to any agent when i have a question since i obtained my insurance online. I can call and talk to any agent at any time.
All State is a good insurance company. They are better than other companies because it's cheaper and you get the same coverage. I switches from Farmer's to All State and saved almost $500 a year.
Write Your Review | Rochester, New York Auto Insurance Analysis
Amica Auto Insurance, Rochester, NY
$65/1 month
Car Insurance Policy Holder
  • Single 34 Years old Female licensed 9 years ago with Financed Jeep Grand Cherokee Laredo used for Business with estimated annual mileage of 7,501 - 9,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Rochester Car Insurance Rate Comparisons

Rochester, NY's average car insurance of $1000 differs from Mendon, NY (+$610), Greece, NY (+$830), Perinton, NY (+$860) and New York (+$369)

Rochester Mendon, NY Greece, NY Perinton, NY New York
Median Insurance Rates $1000 +$610 +$830 +$860 +$369

Rochester Car Insurance Savings By Neighborhood & Street Area

Rochester Driver Street Residence & Car Locations Car Details in Rochester Rochester Driver Demographics Rochester Auto Insurance Estimates Recent Rochester Insurance Savings
Seth Green Dr2006 Mazda MAZDA3 i24 year man$1270$622
Carthage St2006 Buick LaCrosse CXS70 year female senior$940$726
Long Acre Rd2008 Jeep Liberty Sport19 year teenager$1748$959
Navarre Rd2004 Chevrolet Silverado 2500HD Base18 year female teenager$1883$549
Glen Haven
Densmore St2006 Chrysler 300 C68 year senior$1032$363
Traver Cir2009 Ford Fusion SE18 year male teenager$1974$448
Bay View
Dozier Ln2006 Cadillac DTS 22 year woman$1030$500
Catalina Dr2008 Audi A4 2.0T44 year married woman$1044$638
Ries St2012 Dodge Journey Crew66 year male senior$1162$655
Walnut St2014 Volkswagen Jetta S40 year married man$1274$620

Rochester Post DUI Car Insurance Rates

Rochester Pittsford Webster Gates New York
Median Post DUI Insurance Rate $1860 +$1023 -$259 +$1599 +$686
Male Teenager Post DUI Insurance Rate $3924 +$2158 -$547 +$3374 +$1447
Female Teenager Post DUI Insurance Rate $3645 +$2005 -$508 +$3134 +$1345

The Post DUI insurance in Rochester, NY's is $1860 compared to Pittsford (+$1023), Webster (-$259), Gates (+$1599) and New York (+$686)

In Rochester, a male teenager with Post DUI pays $279 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Sport in Rochester, NY would pay $3362 on auto insurance while a female teenager POST DUI would pay $3122.

Rochester Car Insurance by Segment

Rochester Teenagers Car Insurance Rates Comparison

16310 Rochester Teenagers (7% of total population), 50% Male & 50% Female.

Rochester Rush Scottsville Hilton New York
All Teenagers $2040 +$1815 +$1611 -$219 +$752
Male Teenager $2110 +$1877 +$1666 -$226 +$778
Female Teenager $1960 +$1744 +$1548 -$210 +$723

Rochester teenagers pay $2040 in insurance in contrast with Rush (+$1815), Scottsville (+$1611), Hilton (-$219) and New York (+$752). The difference between Male & Female teenagers in Rochester is $150


  • 2010 Lincoln MKZ Base Male Teenager Insurance Rate $2164
  • 2010 Toyota Prius V Female Teenager Insurance Rate $1760

Rochester Men & Women Car Insurance

210967 Rochester Adults (100% of total population), 48% Men & 52% Women.

Rochester Hilton Penfield Parma New York
All Women $930 -$100 +$725 +$799 +$343
Married Women $900 -$97 +$702 +$774 +$332
All Men $1390 -$149 +$1084 +$1195 +$512
Married Men $1340 -$144 +$1045 +$1152 +$494

The typical insurance rate of $1390 that Rochester Men pay varies from Hilton (-$149), Penfield (+$1084), Parma (+$1195) and New York (+$512). In Rochester, married men pay $440 more than married women.


  • 2013 Nissan Rogue S Married Men Insurance Rate $1287
  • 2014 Kia Sorento LX Married Women Insurance Rate $1222

Rochester Senior Car Insurance

29321 Rochester Seniors (13% of total population), 43% Senior Men & 57% Senior Women.

Rochester Spencerport Webster Penfield New York
All Seniors $1130 +$1005 -$158 +$881 +$416
Senior Men $1200 +$1068 -$167 +$936 +$442
Senior Women $1040 +$925 -$145 +$811 +$383

Rochester seniors pay $1130 in insurance compared to Spencerport (+$1005), Webster (-$158), Penfield (+$881) and New York (+$416). In Rochester, senior men pay $160 more than senior women.

Rochester Car Insurance Discounts for Multiple Vehicles

Rochester Population with 1 Vehicle 37312 (43% of Rochester population), 2 Vehicles 20608 (24% of the Rochester population) and 3 vehicles 4194 (5% of the population)

Rochester Penfield North Gates Gates New York
2 Vehicles $1900 +$1482 +$1501 +$1634 +$702
3 Vehicles $2900 +$2262 +$2291 +$2494 +$1071
4 Vehicles $3900 +$3042 +$3081 +$3354 +$1440

Car Insurance Agents in Rochester, NY

Rank Agent Name Agent Contact
1 AAA Insurance 3160 W Ridge Rd, Rochester, NY 14626
2 A Allwrights Agency 1560 Mount Hope Ave, Rochester, NY 14620
3 Aaron Casey Agency 2040 E Henrietta Rd, Rochester, NY 14623
4 A Christina Breen-Hale 3093 W Ridge Rd, Rochester, NY 14626
5 Advanced Auto Insurance Agency 1664 Dewey Ave, Rochester, NY 14615
6 Advanced Auto Insurance Agency 1363 Long Pond Rd, Rochester, NY 14626
7 Akropolis Agency 1922 Chili Ave, Rochester, NY 14624
8 Alexander Insurance Agency 315 Alexander St, Rochester, NY 14604
9 Alexander Insurance Agency 1040 University Ave, Rochester, NY 14607
10 Amy Elizabeth Rouleau 1425 Jefferson Rd Ste 2, Rochester, NY 14623

Rochester Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, MDX $200 $1010 $1210 $920 $1120 $90
Mazda, Mazda3s Sport $1500 $1070 $1570 $990 $2490 $-920
Infiniti, G37 $700 $1060 $1560 $1000 $1700 $-140
Infiniti, M Series M56 $500 $1050 $1550 $980 $1480 $70
Honda, Pilot Touring $100 $1010 $1110 $940 $1040 $70