Rochester, NY Auto Insurance Rates

Rochester, NY residents can save $400 by comparing multiple quotes & reading reviews & research on Rochester car insurance rates, quotes, agents & coverage.

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$575 $1000 $1265

Latest Auto Insurance Reviews in Rochester, New York


Usaa
I would recommend USAA to whoever can get it. Their website is easy to use, their app even more so and we usually get something back at year's end.
Usaa
The premium has not been an issue since gaining coverage and is priced fair. I have used my auto insurances in the past and I have yet to have a bad experience with USAA.
Erie Insurance
We have found the auto insurance offerings of Erie to be comprehensive and fully to my satisfaction.We are satisfied with the offerings.
Liberty Mutual
Customer service is amazing. my car broke down one day while I had my kid in the car. The wheel feel off. I already called triple a for a tow. I wanted to start the claim.
Progressive
Customer service is very high. I get an immediate answer to my questions. I have never made a claim, but assume that would also be a good experience as far as customer service is involved.
Metlife
They provide good quality customer care.they are ready to help their customers on team . One of the main advantage of the company is that they have a good team to provide good customer service.
Mercury
I beleive the premium and deductible is better than other companies because they only required less than 100 down and I only pay about 63 a month. I dont have the best they offer but I have enough to take care of me, I did notice the higher amount you pay the better quality you get and it seemed worth it to me.
Mercury
I beleive the premium and deductible is better than other companies because they only required less than 100 down and I only pay about 63 a month. I dont have the best they offer but I have enough to take care of me, I did notice the higher amount you pay the better quality you get and it seemed worth it to me.
Geico
Geico is easy to communicate with. They have a mobile app, website, 24/7 phone support. All of the interactions I have had have been positive.
Progressive
I wish i could get the price even cheaper or get some of the money i waste yearly back. Even a tax write off or something would be nice.
Usaa
I truthfully have not paid too much attention to the different premiums out there--since USAA is connected to family, it was an automatic decision to go with that company. I am happy with my service (1).
Usaa
I like a lot of things about USAA - especially the diversity of product selections across insurance, banking and investments - as well as the fact that I can always talk to a well trained and friendly customer service agent.
Travelers
Offer a good premium, especially when paired with home insurance. Offer the same coverage at a lower price than competitors.Easy to use website
Usaa
The premium seems a little high. It would be good to go out and get some quotes. I keep hoping that loyalty to their brand would get me some benefits.
State Farm
I love the fact that i can go to any agent when i have a question since i obtained my insurance online. I can call and talk to any agent at any time.
Allstate
All State is a good insurance company. They are better than other companies because it's cheaper and you get the same coverage. I switches from Farmer's to All State and saved almost $500 a year.
Write Your Review | Rochester, New York Auto Insurance Analysis
Amica Auto Insurance, Rochester, NY
$65/1 month
Car Insurance Policy Holder
  • Single 34 Years old Female licensed 9 years ago with Financed Jeep Grand Cherokee Laredo used for Business with estimated annual mileage of 7,501 - 9,000.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & >3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Rochester Car Insurance Rate Comparisons

Rochester, NY's average car insurance of $1000 differs from Mendon, NY (+$610), Greece, NY (+$830), Perinton, NY (+$860) and New York (+$369)

Rochester Mendon, NY Greece, NY Perinton, NY New York
Median Insurance Rates $1000 +$610 +$830 +$860 +$369

Rochester Car Insurance Savings By Neighborhood & Street Area

Rochester Driver Street Residence & Car Locations Car Details in Rochester Rochester Driver Demographics Rochester Auto Insurance Estimates Recent Rochester Insurance Savings
Uptonville
Seth Green Dr2006 Mazda MAZDA3 i24 year man$1270$622
Carthage St2006 Buick LaCrosse CXS70 year female senior$940$726
Barnard
Long Acre Rd2008 Jeep Liberty Sport19 year teenager$1748$959
Navarre Rd2004 Chevrolet Silverado 2500HD Base18 year female teenager$1883$549
Glen Haven
Densmore St2006 Chrysler 300 C68 year senior$1032$363
Traver Cir2009 Ford Fusion SE18 year male teenager$1974$448
Bay View
Dozier Ln2006 Cadillac DTS 22 year woman$1030$500
Catalina Dr2008 Audi A4 2.0T44 year married woman$1044$638
Otis
Ries St2012 Dodge Journey Crew66 year male senior$1162$655
Walnut St2014 Volkswagen Jetta S40 year married man$1274$620

Rochester Post DUI Car Insurance Rates

Rochester Pittsford Webster Gates New York
Median Post DUI Insurance Rate $1860 +$1023 -$259 +$1599 +$686
Male Teenager Post DUI Insurance Rate $3924 +$2158 -$547 +$3374 +$1447
Female Teenager Post DUI Insurance Rate $3645 +$2005 -$508 +$3134 +$1345

The Post DUI insurance in Rochester, NY's is $1860 compared to Pittsford (+$1023), Webster (-$259), Gates (+$1599) and New York (+$686)

In Rochester, a male teenager with Post DUI pays $279 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Jeep Liberty Sport in Rochester, NY would pay $3362 on auto insurance while a female teenager POST DUI would pay $3122.

Rochester Car Insurance by Segment

Rochester Teenagers Car Insurance Rates Comparison

16310 Rochester Teenagers (7% of total population), 50% Male & 50% Female.

Rochester Rush Scottsville Hilton New York
All Teenagers $2040 +$1815 +$1611 -$219 +$752
Male Teenager $2110 +$1877 +$1666 -$226 +$778
Female Teenager $1960 +$1744 +$1548 -$210 +$723

Rochester teenagers pay $2040 in insurance in contrast with Rush (+$1815), Scottsville (+$1611), Hilton (-$219) and New York (+$752). The difference between Male & Female teenagers in Rochester is $150

Example

  • 2010 Lincoln MKZ Base Male Teenager Insurance Rate $2164
  • 2010 Toyota Prius V Female Teenager Insurance Rate $1760

Rochester Men & Women Car Insurance

210967 Rochester Adults (100% of total population), 48% Men & 52% Women.

Rochester Hilton Penfield Parma New York
All Women $930 -$100 +$725 +$799 +$343
Married Women $900 -$97 +$702 +$774 +$332
All Men $1390 -$149 +$1084 +$1195 +$512
Married Men $1340 -$144 +$1045 +$1152 +$494

The typical insurance rate of $1390 that Rochester Men pay varies from Hilton (-$149), Penfield (+$1084), Parma (+$1195) and New York (+$512). In Rochester, married men pay $440 more than married women.

Example

  • 2013 Nissan Rogue S Married Men Insurance Rate $1287
  • 2014 Kia Sorento LX Married Women Insurance Rate $1222

Rochester Senior Car Insurance

29321 Rochester Seniors (13% of total population), 43% Senior Men & 57% Senior Women.

Rochester Spencerport Webster Penfield New York
All Seniors $1130 +$1005 -$158 +$881 +$416
Senior Men $1200 +$1068 -$167 +$936 +$442
Senior Women $1040 +$925 -$145 +$811 +$383

Rochester seniors pay $1130 in insurance compared to Spencerport (+$1005), Webster (-$158), Penfield (+$881) and New York (+$416). In Rochester, senior men pay $160 more than senior women.

Rochester Car Insurance Discounts for Multiple Vehicles

Rochester Population with 1 Vehicle 37312 (43% of Rochester population), 2 Vehicles 20608 (24% of the Rochester population) and 3 vehicles 4194 (5% of the population)

Rochester Penfield North Gates Gates New York
2 Vehicles $1900 +$1482 +$1501 +$1634 +$702
3 Vehicles $2900 +$2262 +$2291 +$2494 +$1071
4 Vehicles $3900 +$3042 +$3081 +$3354 +$1440

Car Insurance Agents in Rochester, NY

Rank Agent Name Agent Contact
1 AAA Insurance 3160 W Ridge Rd, Rochester, NY 14626
2 A Allwrights Agency 1560 Mount Hope Ave, Rochester, NY 14620
3 Aaron Casey Agency 2040 E Henrietta Rd, Rochester, NY 14623
4 A Christina Breen-Hale 3093 W Ridge Rd, Rochester, NY 14626
5 Advanced Auto Insurance Agency 1664 Dewey Ave, Rochester, NY 14615
6 Advanced Auto Insurance Agency 1363 Long Pond Rd, Rochester, NY 14626
7 Akropolis Agency 1922 Chili Ave, Rochester, NY 14624
8 Alexander Insurance Agency 315 Alexander St, Rochester, NY 14604
9 Alexander Insurance Agency 1040 University Ave, Rochester, NY 14607
10 Amy Elizabeth Rouleau 1425 Jefferson Rd Ste 2, Rochester, NY 14623

Rochester Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, MDX $200 $1010 $1210 $920 $1120 $90
Mazda, Mazda3s Sport $1500 $1070 $1570 $990 $2490 $-920
Infiniti, G37 $700 $1060 $1560 $1000 $1700 $-140
Infiniti, M Series M56 $500 $1050 $1550 $980 $1480 $70
Honda, Pilot Touring $100 $1010 $1110 $940 $1040 $70