Rock Creek Auto Insurance Rates, Quotes, Agents & Reviews in AL

Rock Creek, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rock Creek, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Rock Creek, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Rock Creek, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rock Creek, AL with that of other cities in and around Rock Creek.

Rock Creek Pleasant Grove Maytown-Sylvan Springs Sylvan Springs Concord Hueytown
Average Insurance Rates $1,445 $1,481 $1,458 $1,484 $1,481 $1,438

Rock Creek, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rock Creek, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rock Creek $1,419 $1,199
Concord-Rock Creek $1,473 $1,244
Concord $2,859 $2,415
Sylvan Springs $1,104 $933
Maytown-Sylvan Springs $1,261 $1,065
Hueytown $1,176 $994
Pleasant Grove $1,017 $859
West Jefferson $1,440 $1,216

Rock Creek, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rock Creek, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,689
20 Years $1,857
30 Years $1,430
40 Years $1,376
50 Years $1,274
60 Years $1,292
70 Years $1,504

Rock Creek, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rock Creek, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,543 $347
3 Vehicles $3,815 $520
4 Vehicles $5,086 $694

Savings on 2 Vehicles bundle:$347

Savings on 3 Vehicles bundle:$520

Savings on 4 Vehicles bundle:$694


Rock Creek, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rock Creek, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Rock Creek $1,445 $2,562
Concord-Rock Creek $1,489 $2,640
Concord $1,481 $2,626
Sylvan Springs $1,484 $2,631
Maytown-Sylvan Springs $1,458 $2,585
Hueytown $1,438 $2,550
Pleasant Grove $1,481 $2,626
West Jefferson $1,415 $2,509

Rock Creek, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,240
Excellent (740-799) $1,415
Good (670-739) $1,506
Average (580-669) $1,964
Poor (300-579) $2,357

Rock Creek, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Leanne Dickinson State Farm 200 B Y Williams Sr Dr, Midfield, 35228-2221 205-923-7334
Ken Caldwell Insurance Agency Inc. Nationwide 3926 Lorna Rd, Birmingham, 35244-1004 (205) 733-0444
Robyn Thomas Allstate 47 Park Rd Ste 1, Pleasant Grove, 35127 (205) 744-4160
Julie Bell State Farm 1821 13th Avenue N, Bessemer, 35020-3246 205-424-3400
Nate Cooper State Farm 843 Park Rd, Pleasant Grv, 35127-1622 205-744-5031
Harrison Insurance Agency Llc Travelers 1325 HUEYTOWN ROAD, HUEYTOWN, 35023 205-491-3922
Trammel-Harper-Williams Inc Travelers 2007 HIGH SCHOOL RD, HUEYTOWN, 35023 205-491-3456
Marietta Wicks State Farm Ste 140 3014 Allison Bonnett Mem Dr, Hueytown, 35023 205-497-8729

Rock Creek, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,509
Driver's Failure In Showing Documents +$140 $1,585
Driving With An Expired Registration +$149 $1,594
Driving At A Considerably Slow Pace +$314 $1,759
Using A Cellphone While Driving +$331 $1,776
Running A Red Light +$337 $1,782
Speeding +$354 $1,799
Driving A Vehicle Without The Required Permission +$449 $1,894
Driving With An Expired/Suspended License +$974 $2,419

Rock Creek, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,387
Active Disabling Device $1,387
Tracking Device $1,358
Passive Disabling Device $1,344