Rock Creek Auto Insurance Rates, Quotes, Agents & Reviews in GA

Rock Creek, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rock Creek, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rock Creek, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Rock Creek, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rock Creek, GA with that of other cities in and around Rock Creek.

Rock Creek Avalon Westminster Gumlog Martin Stephens County
Average Insurance Rates $1,580 $2,520 $1,425 $1,625 $1,552 $1,585

Rock Creek, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rock Creek, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rock Creek $2,175 $1,837
Stephens County $1,492 $1,261
Avalon $2,596 $2,192
Martin $1,358 $1,147
Toccoa $1,745 $1,474
Westminster $1,405 $1,187
Martin-Avalon $1,476 $1,247
Gumlog $1,230 $1,039

Rock Creek, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rock Creek, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,127
20 Years $2,030
30 Years $1,564
40 Years $1,504
50 Years $1,393
60 Years $1,413
70 Years $1,644

Rock Creek, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rock Creek, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,781 $379
3 Vehicles $4,171 $569
4 Vehicles $5,562 $758

Savings on 2 Vehicles bundle:$379

Savings on 3 Vehicles bundle:$569

Savings on 4 Vehicles bundle:$758


Rock Creek, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rock Creek, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Rock Creek $1,580 $2,888
Stephens County $1,585 $2,898
Avalon $2,520 $4,607
Martin $1,552 $2,837
Toccoa $1,581 $2,890
Westminster $1,425 $2,153
Martin-Avalon $1,594 $2,914
Gumlog $1,625 $2,971

Rock Creek, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,356
Excellent (740-799) $1,547
Good (670-739) $1,646
Average (580-669) $2,148
Poor (300-579) $2,577

Rock Creek, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jack Bradley Agency Liberty Mutual Independent 138 Market Corners Dr , Cornelia, 30531 None
Affordable Insurance Allstate 837 E Currahee St, Toccoa, 30577 (706) 297-0009
Metro Insurance Travelers 117 FOREACRE ST, TOCCOA, 30577 706-886-1749
Ssi/Toccoa Insurance Liberty Mutual Independent 230 N SAGE ST, TOCCOA, 30577 (706) 886-2105
Franklin Ins Agcy Allstate 219 N Broad St, Toccoa, 30577 (706) 955-2077
Georgia Farm Bureau Brokerage Inc Travelers 3793 GA HWY 17, EASTANOLLE, 30538 706-886-7457
Kenneth Rhodes And Associates Inc. Nationwide 60 Bells Plaza Dr Ste 102, Toccoa, 30577 (706) 886-4062
Bill Martin State Farm 5900 Spout Spgs Rd Ste M, Flowery Br, 30542-6448 770-967-8225
Barnes And Howell Insurance Inc Travelers 526 PEARL NIX PARKWAY SUITE 100, GAINESVILLE, 30501 770-718-0202

Rock Creek, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,650
Driver's Failure In Showing Documents +$153 $1,733
Driving With An Expired Registration +$163 $1,743
Driving At A Considerably Slow Pace +$343 $1,923
Using A Cellphone While Driving +$362 $1,942
Running A Red Light +$368 $1,948
Speeding +$387 $1,967
Driving A Vehicle Without The Required Permission +$491 $2,071
Driving With An Expired/Suspended License +$1,065 $2,645

Rock Creek, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,517
Active Disabling Device $1,517
Tracking Device $1,485
Passive Disabling Device $1,469