Rock Hill Auto Insurance Rates, Quotes, Agents & Reviews in SC

Rock Hill, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rock Hill, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rock Hill, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rock Hill, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rock Hill, SC with that of other cities in and around Rock Hill.

Rock Hill Tega Cay Lesslie Fort Mill India Hook Catawba
Average Insurance Rates $958 $1,611 $1,471 $926 $1,473 $1,029

Rock Hill, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rock Hill, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rock Hill $1,693 $1,430
Lesslie $1,703 $1,438
Newport $1,146 $968
Riverview $1,240 $1,047
India Hook $2,890 $2,441
Catawba $1,060 $895
Tega Cay $1,517 $1,282
Fort Mill $1,411 $1,192

Rock Hill, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rock Hill, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,109
20 Years $1,231
30 Years $948
40 Years $912
50 Years $845
60 Years $857
70 Years $997

Rock Hill, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rock Hill, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,667 $249
3 Vehicles $2,500 $374
4 Vehicles $3,334 $498

Savings on 2 Vehicles bundle:$249

Savings on 3 Vehicles bundle:$374

Savings on 4 Vehicles bundle:$498

Rock Hill, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rock Hill, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Rock Hill $958 $1,448
Lesslie $1,471 $2,223
Newport $1,494 $2,257
Riverview $1,410 $2,130
India Hook $1,473 $2,226
Catawba $1,029 $1,555
Tega Cay $1,611 $2,434
Fort Mill $926 $1,399

Rock Hill, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $822
Excellent (740-799) $938
Good (670-739) $998
Average (580-669) $1,302
Poor (300-579) $1,563

Rock Hill, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rob Joiner State Farm 1722 Celanese Rd, Rock Hill, 29732-1731 803-328-6788
Blake Crook Allstate 1676 Celanese Rd, Rock Hill, 29732 (803) 329-1600
Carlo Onessi State Farm 1125 Anderson Rd N Ste 102, Rock Hill, 29730-2870 803-323-5555
Peoples First Insurance Travelers 466 HOOD CENTER DR, ROCK HILL, 29730 803-324-5262
Palmetto Insurance Professionals Inc Travelers 418 TOM HALL ST, FORT MILL, 29715 803-548-6871
Palmetto Insurance Professionals Inc Travelers 418 TOM HALL ST, FORT MILL, 29715 803-548-6871
Iii-The Angel Agency Travelers 404 OAKLAND AVE, ROCK HILL, 29730 803-327-6112
Dawn Johnson State Farm 572 John Ross Pkwy Ste 106, Rock Hill, 29730-8975 803-980-1414
Independent Insurance Assoc Travelers 106 CLEBOURNE ST STE 102, FORT MILL, 29715 803-802-3156
Kelley E Moulton Nationwide 1171 Market St Ste 210, Fort Mill, 29708-6503 (803) 802-5022

Rock Hill, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $1,000
Driver's Failure In Showing Documents +$93 $1,051
Driving With An Expired Registration +$99 $1,057
Driving At A Considerably Slow Pace +$208 $1,166
Using A Cellphone While Driving +$219 $1,177
Running A Red Light +$223 $1,181
Speeding +$235 $1,193
Driving A Vehicle Without The Required Permission +$298 $1,256
Driving With An Expired/Suspended License +$646 $1,604

Rock Hill, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $920
Active Disabling Device $920
Tracking Device $901
Passive Disabling Device $891

Latest Auto Insurance Reviews in Rock Hill, SC | Back to Top

State Farm
If you are looking for a reasonable price for better insurance with better customer service, State Farm is the insurance company for you.
State Farm
State farm has always tried to give me the best premium on my cars. They are always keeping me up to date.
I have way more coverage with root while saving my self close to a thousand dollars a year. my deductable is the same as well.
State Farm
I would definitely recommend State Farm for auto insurance. They are a well-known and reputable company, have reasonable prices and excellent customer service.
My payments and deductible are very reasonable and affordable compared to what I was paying a few years ago. They make sure they are giving you the best prices out there.
We have not recommend our company for car insurance to others since no one actually asked us. It is personal choice.
My insurance agent is always available if I have any questions. I have his cell phone number that I can text or call and I know I will get an answer back that day. He emails me periodically about new offers the company is rolling out that would benefit me.
I like all state because I have all of my insurance bundled, house and car. they pick up on the first phone call, they answer emails and they are the cheapest that I have found.
They have great customer service and the best rates that met my needs and coverage
Selective Of S.C
This premium is quiet low compared to other companies. We have a broker who compairs to find us the cheapest rate.
I'm not really sure how my insurance company differs from others, as they are the only one I've ever used. I have heard that cheap companies like Geico don't have good coverage, so I'd say that my company has slightly better than average coverage.
State Farm
The premium cost is much lower compared to other companies. I've spoken with colleagues and family members who pay almost double what I do or significantly more.