Rocky Mount, NC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Rocky Mount, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Rocky Mount, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Rocky Mount, NC Auto Insurance Rates
- Rocky Mount, NC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Rocky Mount, NC
- Multi Vehicle Insurance Savings in Rocky Mount, NC
- How Credit Score Affects Car Insurance Rates in Rocky Mount, NC
- How DUI Affects Auto Insurance Premiums in Rocky Mount, NC
- Top Auto Insurance Agents Near Rocky Mount, NC
- How Driving Violations Affect Auto Insurance Rates in Rocky Mount, NC
- Rocky Mount, NC Auto Insurance Discounts on Anti Theft Feature
- Rocky Mount, NC Auto Insurance Company Reviews
Rocky Mount, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Rocky Mount, NC with that of other cities in and around Rocky Mount.
| Rocky Mount | South Whitakers | Dortches | Sharpsburg | Oak Level | Red Oak | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $958 | $966 | $998 | $1,214 | $1,071 | $1,016 |
Rocky Mount, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Rocky Mount, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Rocky Mount | $1,273 | $1,075 |
| Stony Creek | $1,230 | $1,039 |
| Dortches | $1,482 | $1,252 |
| South Whitakers | $1,375 | $1,161 |
| Oak Level | $1,507 | $1,273 |
| Sharpsburg | $1,299 | $1,097 |
| Red Oak | $1,603 | $1,354 |
| Nash County | $2,802 | $2,366 |
Rocky Mount, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Rocky Mount, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,109 |
| 20 Years | $1,231 |
| 30 Years | $948 |
| 40 Years | $912 |
| 50 Years | $845 |
| 60 Years | $857 |
| 70 Years | $997 |
Rocky Mount, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Rocky Mount, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,648 | $268 |
| 3 Vehicles | $2,472 | $402 |
| 4 Vehicles | $3,296 | $536 |
Savings on 2 Vehicles bundle:$268
Savings on 3 Vehicles bundle:$402
Savings on 4 Vehicles bundle:$536
Rocky Mount, NC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rocky Mount, NC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Rocky Mount | $958 | $3,929 |
| Stony Creek | $978 | $4,011 |
| Dortches | $998 | $4,093 |
| South Whitakers | $966 | $3,962 |
| Oak Level | $1,071 | $4,393 |
| Sharpsburg | $1,214 | $4,979 |
| Red Oak | $1,016 | $4,167 |
| Nash County | $969 | $3,974 |
Rocky Mount, NC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $822 |
| Excellent (740-799) | $938 |
| Good (670-739) | $998 |
| Average (580-669) | $1,302 |
| Poor (300-579) | $1,563 |
Rocky Mount, NC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Jana Lake | State Farm | 2421a Airport Blvd NW, Wilson, 27896-9696 | 252-291-4625 |
| Mayo Simmons & Harris | Erie | 72 AZIMUTH CT, ROCKY MOUNT, 27804 | (252) 446-7188 |
| Bb&T Insurance Services | Liberty Mutual Independent | 110 ROUNDABOUT CT, ROCKY MOUNT, 27804 | 252-977-2233 |
| Durfey-Hoover-Bowden Insurance | Erie | 3741 BENSON DRIVE, RALEIGH, 27609 | 919-790-6415 |
| Todd Johnson | Liberty Mutual | 3120 Highwoods Blvd Ste 310, Raleigh, 27604 | 1-919-872-4700 |
| Anchor Wilson Insurance Agency Inc | Travelers | 2841 RALEIGH ROAD PARKWAY, WILSON, 27896 | 252-243-9797 |
| Moore And Johnson Agency, A Dawson Company | None | 3809 Computer Dr, Raleigh, 27609 | None |
| Mike Sollie | State Farm | 6531 Creedmoor Rd Ste 103, Raleigh, 27613-3670 | 919-845-2909 |
| Aacia-Wcg | Travelers | 905 F MCKNIGHT DR, KNIGHTDALE, 27545 | 919-266-6533 |
| Brandon Pittman Agency | Nationwide | 5838 Faringdon Pl, Raleigh, 27609 | (919) 878-8028 |
Rocky Mount, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$42 | $1,000 |
| Driver's Failure In Showing Documents | +$93 | $1,051 |
| Driving With An Expired Registration | +$99 | $1,057 |
| Driving At A Considerably Slow Pace | +$208 | $1,166 |
| Using A Cellphone While Driving | +$219 | $1,177 |
| Running A Red Light | +$223 | $1,181 |
| Speeding | +$235 | $1,193 |
| Driving A Vehicle Without The Required Permission | +$298 | $1,256 |
| Driving With An Expired/Suspended License | +$646 | $1,604 |
Rocky Mount, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $920 |
| Active Disabling Device | $920 |
| Tracking Device | $901 |
| Passive Disabling Device | $891 |
Latest Auto Insurance Reviews in Rocky Mount, NC | Back to Top
Progressivemy deductible is a little high so maybe i would deduct a few points from that. i just hate when my insurance is about the same as my car payment then to top it off my deductible is $1000.
AllstateMy premium with Allstate is actually cheaper than when I was with Montgomery and Weigle. My policy is the same, if not better.My deductible is also lower.
AaaPremium and deductable was comparable with other, up to the current situation where they substantially raised my rates because I cosigned a car loan for my daughter, despite her having her own coverage.
Farm BureauI've never had issues with that. It takes more time than visiting a branch but it's more convenient for me. I've sold two cars and changed the service to the new cars and haven't had any issues.
State FarmAutomobile insurance can be expensive however, Statefarm customer service is weak meaning they do not have many people that are knowledgeable about their services.
ProgressiveThis is a bare bones insurance policy that I have to keep my costs as low as possible. The deductible is high.
Safeco InsuranceWe've never had an issue. We have had a claim filed against us that was very easy to process. We have kept them because our rates stay low and has been a great company.
AllstateWe are completely satisfied with our premium. We changed to allstate a few months ago from usaa. We were led to believe usaa was the best and cheapest for veterans. not true.