Rocky Mount Auto Insurance Rates, Quotes, Agents & Reviews in NC

Rocky Mount, NC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rocky Mount, NC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rocky Mount, NC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Rocky Mount, NC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rocky Mount, NC with that of other cities in and around Rocky Mount.

Rocky Mount South Whitakers Dortches Sharpsburg Oak Level Red Oak
Average Insurance Rates $958 $966 $998 $1,214 $1,071 $1,016

Rocky Mount, NC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rocky Mount, NC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rocky Mount $1,273 $1,075
Stony Creek $1,230 $1,039
Dortches $1,482 $1,252
South Whitakers $1,375 $1,161
Oak Level $1,507 $1,273
Sharpsburg $1,299 $1,097
Red Oak $1,603 $1,354
Nash County $2,802 $2,366

Rocky Mount, NC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rocky Mount, NC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,109
20 Years $1,231
30 Years $948
40 Years $912
50 Years $845
60 Years $857
70 Years $997

Rocky Mount, NC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rocky Mount, NC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,648 $268
3 Vehicles $2,472 $402
4 Vehicles $3,296 $536

Savings on 2 Vehicles bundle:$268

Savings on 3 Vehicles bundle:$402

Savings on 4 Vehicles bundle:$536


Rocky Mount, NC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rocky Mount, NC.

Location Average Insurance Cost Post DUI Insurance Rate
Rocky Mount $958 $3,929
Stony Creek $978 $4,011
Dortches $998 $4,093
South Whitakers $966 $3,962
Oak Level $1,071 $4,393
Sharpsburg $1,214 $4,979
Red Oak $1,016 $4,167
Nash County $969 $3,974

Rocky Mount, NC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $822
Excellent (740-799) $938
Good (670-739) $998
Average (580-669) $1,302
Poor (300-579) $1,563

Rocky Mount, NC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jana Lake State Farm 2421a Airport Blvd NW, Wilson, 27896-9696 252-291-4625
Mayo Simmons & Harris Erie 72 AZIMUTH CT, ROCKY MOUNT, 27804 (252) 446-7188
Bb&T Insurance Services Liberty Mutual Independent 110 ROUNDABOUT CT, ROCKY MOUNT, 27804 252-977-2233
Durfey-Hoover-Bowden Insurance Erie 3741 BENSON DRIVE, RALEIGH, 27609 919-790-6415
Todd Johnson Liberty Mutual 3120 Highwoods Blvd Ste 310, Raleigh, 27604 1-919-872-4700
Anchor Wilson Insurance Agency Inc Travelers 2841 RALEIGH ROAD PARKWAY, WILSON, 27896 252-243-9797
Moore And Johnson Agency, A Dawson Company None 3809 Computer Dr, Raleigh, 27609 None
Mike Sollie State Farm 6531 Creedmoor Rd Ste 103, Raleigh, 27613-3670 919-845-2909
Aacia-Wcg Travelers 905 F MCKNIGHT DR, KNIGHTDALE, 27545 919-266-6533
Brandon Pittman Agency Nationwide 5838 Faringdon Pl, Raleigh, 27609 (919) 878-8028

Rocky Mount, NC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $1,000
Driver's Failure In Showing Documents +$93 $1,051
Driving With An Expired Registration +$99 $1,057
Driving At A Considerably Slow Pace +$208 $1,166
Using A Cellphone While Driving +$219 $1,177
Running A Red Light +$223 $1,181
Speeding +$235 $1,193
Driving A Vehicle Without The Required Permission +$298 $1,256
Driving With An Expired/Suspended License +$646 $1,604

Rocky Mount, NC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $920
Active Disabling Device $920
Tracking Device $901
Passive Disabling Device $891

Latest Auto Insurance Reviews in Rocky Mount, NC | Back to Top

Progressive
my deductible is a little high so maybe i would deduct a few points from that. i just hate when my insurance is about the same as my car payment then to top it off my deductible is $1000.
Allstate
My premium with Allstate is actually cheaper than when I was with Montgomery and Weigle. My policy is the same, if not better.My deductible is also lower.
Aaa
Premium and deductable was comparable with other, up to the current situation where they substantially raised my rates because I cosigned a car loan for my daughter, despite her having her own coverage.
Farm Bureau
I've never had issues with that. It takes more time than visiting a branch but it's more convenient for me. I've sold two cars and changed the service to the new cars and haven't had any issues.
State Farm
Automobile insurance can be expensive however, Statefarm customer service is weak meaning they do not have many people that are knowledgeable about their services.
Progressive
This is a bare bones insurance policy that I have to keep my costs as low as possible. The deductible is high.
Safeco Insurance
We've never had an issue. We have had a claim filed against us that was very easy to process. We have kept them because our rates stay low and has been a great company.
Allstate
We are completely satisfied with our premium. We changed to allstate a few months ago from usaa. We were led to believe usaa was the best and cheapest for veterans. not true.