Rogue River Auto Insurance Rates, Quotes, Agents & Reviews in OR

Rogue River, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rogue River, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Rogue River, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Rogue River, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rogue River, OR with that of other cities in and around Rogue River.

Rogue River Gold Hill New Hope Sams Valley Northwest Jackson Wimer
Average Insurance Rates $1,402 $1,398 $1,478 $1,439 $1,448 $1,441

Rogue River, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rogue River, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rogue River $1,130 $954
Foots Creek $1,613 $1,362
Gold Hill $1,470 $1,241
Fruitdale $1,590 $1,343
Wimer $1,139 $962
New Hope $2,387 $2,016
Northwest Jackson $3,059 $2,584
Sams Valley $1,175 $993

Rogue River, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rogue River, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,549
20 Years $1,801
30 Years $1,388
40 Years $1,335
50 Years $1,236
60 Years $1,253
70 Years $1,459

Rogue River, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rogue River, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,383 $421
3 Vehicles $3,575 $631
4 Vehicles $4,767 $841

Savings on 2 Vehicles bundle:$421

Savings on 3 Vehicles bundle:$631

Savings on 4 Vehicles bundle:$841


Rogue River, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rogue River, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Rogue River $1,402 $2,097
Foots Creek $1,488 $2,226
Gold Hill $1,398 $2,091
Fruitdale $1,544 $2,310
Wimer $1,441 $2,156
New Hope $1,478 $2,211
Northwest Jackson $1,448 $2,166
Sams Valley $1,439 $2,153

Rogue River, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,203
Excellent (740-799) $1,373
Good (670-739) $1,461
Average (580-669) $1,906
Poor (300-579) $2,287

Rogue River, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Terry Spitz Farmers 1690 Williams Hwy, Grants Pass, 97527 (541) 479-7312
Bill Thorp State Farm 323 NE 7th Street, Grants Pass, 97526 541-479-3339
Jason Lewis Allstate 1023 NE 7th St, Grants Pass, 97526 (541) 476-8851
Debi Ashley State Farm 1622 Williams Hwy, Grants Pass, 97527-5660 541-474-4900
Aaa-Grants Pass Travelers 1563 NE &quot F&quot ST, GRANTS PASS, 97526 503-222-6748
Consolidated Ins Group Travelers 205 FRUITDALE DR, GRANTS PASS, 97527 541-787-4035
Dean Stirm State Farm 99 Pine St, Rogue River, 97537-9428 541-582-1234
David Wise State Farm 598 NE E St, Grants Pass, 97526-2350 541-474-9473

Rogue River, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,464
Driver's Failure In Showing Documents +$136 $1,538
Driving With An Expired Registration +$144 $1,546
Driving At A Considerably Slow Pace +$304 $1,706
Using A Cellphone While Driving +$321 $1,723
Running A Red Light +$327 $1,729
Speeding +$343 $1,745
Driving A Vehicle Without The Required Permission +$436 $1,838
Driving With An Expired/Suspended License +$945 $2,347

Rogue River, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,346
Active Disabling Device $1,346
Tracking Device $1,318
Passive Disabling Device $1,304