Rose Lodge Auto Insurance Rates, Quotes, Agents & Reviews in OR

Rose Lodge, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rose Lodge, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rose Lodge, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Rose Lodge, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rose Lodge, OR with that of other cities in and around Rose Lodge.

Rose Lodge Pacific City Cloverdale Neskowin Depoe Bay Lincoln Beach
Average Insurance Rates $1,377 $1,440 $1,428 $1,455 $1,467 $1,447

Rose Lodge, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rose Lodge, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rose Lodge $1,075 $908
Neskowin $1,489 $1,258
Lincoln Beach $1,186 $1,001
Cloverdale $2,274 $1,921
Depoe Bay $1,560 $1,318
Pacific City $1,372 $1,159
Grand Ronde $1,138 $961

Rose Lodge, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rose Lodge, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,468
20 Years $1,769
30 Years $1,363
40 Years $1,311
50 Years $1,214
60 Years $1,231
70 Years $1,433

Rose Lodge, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rose Lodge, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,368 $386
3 Vehicles $3,553 $578
4 Vehicles $4,737 $771

Savings on 2 Vehicles bundle:$386

Savings on 3 Vehicles bundle:$578

Savings on 4 Vehicles bundle:$771


Rose Lodge, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rose Lodge, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Rose Lodge $1,377 $2,060
Neskowin $1,455 $2,177
Lincoln Beach $1,447 $2,165
Cloverdale $1,428 $2,136
Depoe Bay $1,467 $2,195
Pacific City $1,440 $2,154
Grand Ronde $1,408 $2,106

Rose Lodge, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,181
Excellent (740-799) $1,349
Good (670-739) $1,435
Average (580-669) $1,872
Poor (300-579) $2,246

Rose Lodge, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Fullhart Insurance Agency Travelers 680 NW HEMLOCK, WALDPORT, 97394 541-563-3241
Aaa - Salem Travelers 2909 RYAN DR S E, SALEM, 97301 503-222-6748
Aahsome 3 Insurance None 1535 Hawthorne Ave Ne, Salem, 97301 None
Richard Hansen Allstate 5044 Commercial St SE, Salem, 97306 (503) 378-0535
Joe Hanson State Farm 3202 NE Highway 101, Lincoln City, 97367-4952 541-994-8977
Charles Lyons Farmers 4035 12th Street Cutoff Ste 100, Salem, 97302 (503) 362-3931
Donald Don Kowalski Farmers 4035 12th St Cutoff SE Ste 100, Salem, 97302 (503) 566-3004
Barb Mylnechuk State Farm 1697 Monmouth St Ste 1, Independence, 97351-1108 503-606-0066
City County Insurance Services None 1212 Court St. Ne, Salem, 97301 None
Premier Nw Insurance Liberty Mutual Independent 4741 LIBERTY RD S, SALEM, 97302 (503) 371-8115

Rose Lodge, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,438
Driver's Failure In Showing Documents +$134 $1,511
Driving With An Expired Registration +$142 $1,519
Driving At A Considerably Slow Pace +$299 $1,676
Using A Cellphone While Driving +$315 $1,692
Running A Red Light +$321 $1,698
Speeding +$337 $1,714
Driving A Vehicle Without The Required Permission +$428 $1,805
Driving With An Expired/Suspended License +$928 $2,305

Rose Lodge, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,322
Active Disabling Device $1,322
Tracking Device $1,294
Passive Disabling Device $1,281