Rose Lodge, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Rose Lodge, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Rose Lodge, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Rose Lodge, OR Auto Insurance Rates
- Rose Lodge, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Rose Lodge, OR
- Multi Vehicle Insurance Savings in Rose Lodge, OR
- How Credit Score Affects Car Insurance Rates in Rose Lodge, OR
- How DUI Affects Auto Insurance Premiums in Rose Lodge, OR
- Top Auto Insurance Agents Near Rose Lodge, OR
- How Driving Violations Affect Auto Insurance Rates in Rose Lodge, OR
- Rose Lodge, OR Auto Insurance Discounts on Anti Theft Feature
Rose Lodge, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Rose Lodge, OR with that of other cities in and around Rose Lodge.
|Rose Lodge||Pacific City||Cloverdale||Neskowin||Depoe Bay||Lincoln Beach|
|Average Insurance Rates||$1,377||$1,440||$1,428||$1,455||$1,467||$1,447|
Rose Lodge, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Rose Lodge, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Rose Lodge, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Rose Lodge, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Rose Lodge, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Rose Lodge, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$386
Savings on 3 Vehicles bundle:$578
Savings on 4 Vehicles bundle:$771
Rose Lodge, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rose Lodge, OR.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Rose Lodge, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Rose Lodge, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Fullhart Insurance Agency||Travelers||680 NW HEMLOCK, WALDPORT, 97394||541-563-3241|
|Aaa - Salem||Travelers||2909 RYAN DR S E, SALEM, 97301||503-222-6748|
|Aahsome 3 Insurance||None||1535 Hawthorne Ave Ne, Salem, 97301||None|
|Richard Hansen||Allstate||5044 Commercial St SE, Salem, 97306||(503) 378-0535|
|Joe Hanson||State Farm||3202 NE Highway 101, Lincoln City, 97367-4952||541-994-8977|
|Charles Lyons||Farmers||4035 12th Street Cutoff Ste 100, Salem, 97302||(503) 362-3931|
|Donald Don Kowalski||Farmers||4035 12th St Cutoff SE Ste 100, Salem, 97302||(503) 566-3004|
|Barb Mylnechuk||State Farm||1697 Monmouth St Ste 1, Independence, 97351-1108||503-606-0066|
|City County Insurance Services||None||1212 Court St. Ne, Salem, 97301||None|
|Premier Nw Insurance||Liberty Mutual Independent||4741 LIBERTY RD S, SALEM, 97302||(503) 371-8115|
Rose Lodge, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$61||$1,438|
|Driver's Failure In Showing Documents||+$134||$1,511|
|Driving With An Expired Registration||+$142||$1,519|
|Driving At A Considerably Slow Pace||+$299||$1,676|
|Using A Cellphone While Driving||+$315||$1,692|
|Running A Red Light||+$321||$1,698|
|Driving A Vehicle Without The Required Permission||+$428||$1,805|
|Driving With An Expired/Suspended License||+$928||$2,305|
Rose Lodge, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,322|
|Passive Disabling Device||$1,281|