Roselle Auto Insurance Rates, Quotes, Agents & Reviews in IL

Roselle, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Roselle, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Roselle, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Roselle, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Roselle, IL with that of other cities in and around Roselle.

Roselle Itasca Carol Stream Bloomingdale Hanover Park Schaumburg
Average Insurance Rates $1,303 $1,352 $981 $1,100 $1,073 $1,118

Roselle, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Roselle, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Roselle $1,403 $1,185
Bloomingdale $2,105 $1,778
Hanover Park $949 $801
Schaumburg $1,256 $1,061
Itasca $1,437 $1,214
Glendale Heights $2,034 $1,718
Carol Stream $971 $820
Wood Dale $1,158 $978

Roselle, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Roselle, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,228
20 Years $1,674
30 Years $1,290
40 Years $1,241
50 Years $1,149
60 Years $1,165
70 Years $1,356

Roselle, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Roselle, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,215 $391
3 Vehicles $3,323 $586
4 Vehicles $4,430 $782

Savings on 2 Vehicles bundle:$391

Savings on 3 Vehicles bundle:$586

Savings on 4 Vehicles bundle:$782


Roselle, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Roselle, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Roselle $1,303 $2,115
Bloomingdale $1,100 $1,786
Hanover Park $1,073 $1,742
Schaumburg $1,118 $1,815
Itasca $1,352 $2,195
Glendale Heights $1,116 $1,812
Carol Stream $981 $1,593
Wood Dale $1,289 $2,093

Roselle, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,118
Excellent (740-799) $1,276
Good (670-739) $1,358
Average (580-669) $1,771
Poor (300-579) $2,125

Roselle, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,360
Driver's Failure In Showing Documents +$126 $1,429
Driving With An Expired Registration +$134 $1,437
Driving At A Considerably Slow Pace +$283 $1,586
Using A Cellphone While Driving +$298 $1,601
Running A Red Light +$304 $1,607
Speeding +$319 $1,622
Driving A Vehicle Without The Required Permission +$405 $1,708
Driving With An Expired/Suspended License +$878 $2,181

Roselle, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,251
Active Disabling Device $1,251
Tracking Device $1,225
Passive Disabling Device $1,212

Latest Auto Insurance Reviews in Roselle, IL | Back to Top

Metlife
I like that we can bundle our car and house insurance. Again, I appreciate the birthday cards that we get.
Metlife
Their website is easy to use but has limited functions available to the consumer. I could not make policy changes on it. It was easy to contact them by phone and had minimal wait time.