Roselle, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Roselle, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Car Owners Can Save Up to $391 on Multi-Car Insurance in Roselle, IL
The average cost of car insurance in Roselle, IL is $1,303. This cost is higher than most of the nearby locations like Carol Stream, Bloomingdale, Hanover Park, and Schaumburg but lower than other nearby locations like Itasca. Car owners in Roselle, IL, can reduce the cost of car insurance by comparing various discounts offered by insurance companies based on location, age of the driver, and several other factors. Some of these important factors are explored in detail by Zimlon in the analysis below.
The neighborhood one lives in Roselle, IL can significantly affect the cost of car insurance and discounts available for the residents. Factors like the make and model of the vehicle and rate of auto thefts in the neighborhood also contribute to the cost of car insurance within the city. Zimlon offers the service of finding accurate insurance quotes using one’s accurate zip code.
Age of the Driver:
Car owners in Roselle, IL, can lower the cost of car insurance and get various discounts by comparing multiple age of the driver based policies offered by different insurance companies. According to Zimlon’s analysis, teenagers and young drivers pay more car insurance costs than older drivers as insurance companies consider them as less responsible drivers.
The average cost of car insurance for a teenager in Roselle, IL, is $4,228 whereas, drivers between the ages of 30 to 60 years pay less than $1300. For younger car owners in Roselle, IL, insurance companies provide a considerable discount on completing safe driving courses and various other discounts like college student discounts and good student discounts.
Car owners in Roselle, IL, can obtain discounts if they insure multiple vehicles with the same insurer. Auto insurance companies in Roselle, IL, offer attractive discounts on multi-car insurance policies and bundling. Car owners in Roselle, IL, can save more by purchasing their life, auto, and home insurance from the same insurance company. The average savings one can obtain are as follows:
Cars equipped with safety devices are less prone to thefts, therefore, auto insurance companies in Roselle, IL, provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed. According to Zimlon’s research, car owners in Roselle, IL, can get car insurance for $1,251 by installing safety devices like an audible alarm and active disabling device. Installing additional anti-theft features like tracking devices and passive disabling devices can further reduce the cost of car insurance to $1,225 and $1,212 respectively.
Having an “excellent” or “good” credit score will also help in making car insurance less expensive in Roselle, IL. Several auto insurance companies provide considerable discounts to car owners that have a higher positive credit score and a clean driving history.
Factors that can influence the cost of car insurance in Roselle, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Roselle, IL Auto Insurance Rates
- Roselle, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Roselle, IL
- Multi Vehicle Insurance Savings in Roselle, IL
- How Credit Score Affects Car Insurance Rates in Roselle, IL
- How DUI Affects Auto Insurance Premiums in Roselle, IL
- How Driving Violations Affect Auto Insurance Rates in Roselle, IL
- Roselle, IL Auto Insurance Discounts on Anti Theft Feature
- Roselle, IL Auto Insurance Company Reviews
Roselle, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Roselle, IL with that of other cities in and around Roselle.
|Roselle||Itasca||Carol Stream||Bloomingdale||Hanover Park||Schaumburg|
|Average Insurance Rates||$1,303||$1,352||$981||$1,100||$1,073||$1,118|
Roselle, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Roselle, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Roselle, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Roselle, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Roselle, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Roselle, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$391
Savings on 3 Vehicles bundle:$586
Savings on 4 Vehicles bundle:$782
Roselle, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Roselle, IL.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Roselle, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Roselle, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$57||$1,360|
|Driver's Failure In Showing Documents||+$126||$1,429|
|Driving With An Expired Registration||+$134||$1,437|
|Driving At A Considerably Slow Pace||+$283||$1,586|
|Using A Cellphone While Driving||+$298||$1,601|
|Running A Red Light||+$304||$1,607|
|Driving A Vehicle Without The Required Permission||+$405||$1,708|
|Driving With An Expired/Suspended License||+$878||$2,181|
Roselle, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,251|
|Passive Disabling Device||$1,212|
Latest Auto Insurance Reviews in Roselle, IL | Back to Top
I like that we can bundle our car and house insurance. Again, I appreciate the birthday cards that we get.
Their website is easy to use but has limited functions available to the consumer. I could not make policy changes on it. It was easy to contact them by phone and had minimal wait time.