Roseville, MI Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Roseville, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Roseville, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Roseville, MI Auto Insurance Rates
- Roseville, MI Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Roseville, MI
- Multi Vehicle Insurance Savings in Roseville, MI
- How Credit Score Affects Car Insurance Rates in Roseville, MI
- How DUI Affects Auto Insurance Premiums in Roseville, MI
- Top Auto Insurance Agents Near Roseville, MI
- How Driving Violations Affect Auto Insurance Rates in Roseville, MI
- Roseville, MI Auto Insurance Discounts on Anti Theft Feature
- Roseville, MI Auto Insurance Company Reviews
Roseville, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Roseville, MI with that of other cities in and around Roseville.
Roseville | Center Line | Warren | St. Clair Shores | Harper Woods | Fraser | |
---|---|---|---|---|---|---|
Average Insurance Rates | $2,410 | $2,600 | $2,678 | $2,136 | $2,609 | $2,730 |
Roseville, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Roseville, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
Location | Low Deductible ($500) | High Deductible ($1000) |
---|---|---|
Roseville | $1,574 | $1,329 |
Fraser | $1,476 | $1,247 |
St. Clair Shores | $2,472 | $2,088 |
Eastpointe | $1,455 | $1,229 |
Warren | $1,637 | $1,382 |
Harper Woods | $2,395 | $2,023 |
Center Line | $1,523 | $1,287 |
Grosse Pointe Woods | $1,454 | $1,228 |
Roseville, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Roseville, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
Age of Driver | Insurance Cost |
---|---|
Teens | $7,820 |
20 Years | $3,097 |
30 Years | $2,385 |
40 Years | $2,295 |
50 Years | $2,125 |
60 Years | $2,155 |
70 Years | $2,508 |
Roseville, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Roseville, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
Number of Cars | Auto Insurance Cost | Total Savings |
---|---|---|
2 Vehicles | $4,193 | $627 |
3 Vehicles | $6,290 | $940 |
4 Vehicles | $8,387 | $1,253 |

Savings on 2 Vehicles bundle:$627

Savings on 3 Vehicles bundle:$940

Savings on 4 Vehicles bundle:$1,253
Roseville, MI Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Roseville, MI.
Location | Average Insurance Cost | Post DUI Insurance Rate |
---|---|---|
Roseville | $2,410 | $6,004 |
Fraser | $2,730 | $6,801 |
St. Clair Shores | $2,136 | $5,321 |
Eastpointe | $2,586 | $6,442 |
Warren | $2,678 | $6,671 |
Harper Woods | $2,609 | $6,500 |
Center Line | $2,600 | $6,477 |
Grosse Pointe Woods | $2,885 | $7,187 |
Roseville, MI Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
Credit Score | Insurance Cost |
---|---|
Exceptional (800-850) | $2,068 |
Excellent (740-799) | $2,360 |
Good (670-739) | $2,511 |
Average (580-669) | $3,276 |
Poor (300-579) | $3,931 |
Roseville, MI Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
Agent Name | Company | Agent Address | Contact Details |
---|---|---|---|
Derek Sutcliffe | Farmers | 153 E Aurora Rd, Northfield, 44067 | (216) 287-1705 |
Vev Tripp | State Farm | 24530 Gratiot Ave, Eastpointe, 48021-3309 | 586-772-7474 |
David Wagner | Allstate | 5788 E 12 Mile Rd, Warren, 48092 | (586) 573-7800 |
Glenda Mcguire | State Farm | 26600 Gratiot Ave, Roseville, 48066-3388 | 586-771-4050 |
Stanley Hoover | Allstate | 38329 Dodge Park Rd, Sterling Heights, 48312 | (586) 939-9050 |
Kenya Wells | State Farm | 20021 Kelly Rd, Detroit, 48225-1921 | 313-822-5948 |
Moravian Insurance Agency, Inc. | None | 33080 Groesbeck , Fraser, 48026 | None |
Namita Prasad | State Farm | 41050 Hayes Rd, Clinton Twp, 48038-5869 | 586-412-1400 |
Chris Provo | State Farm | 18645 Canal Rd Ste 6, Clinton Twp, 48038-5822 | 586-286-9111 |
Beck Agency Inc | Travelers | 8344 Hall Rd 8344 Hall Rd Utica, Sterling Heights, 48317 | None |
Roseville, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
Driving Violation | Cost Increase | Total Insurance Cost |
---|---|---|
Driving Without Headlights | +$106 | $2,516 |
Driver's Failure In Showing Documents | +$234 | $2,644 |
Driving With An Expired Registration | +$248 | $2,658 |
Driving At A Considerably Slow Pace | +$523 | $2,933 |
Using A Cellphone While Driving | +$552 | $2,962 |
Running A Red Light | +$562 | $2,972 |
Speeding | +$590 | $3,000 |
Driving A Vehicle Without The Required Permission | +$750 | $3,160 |
Driving With An Expired/Suspended License | +$1,624 | $4,034 |
Roseville, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
Anti Theft Feature | Insurance Cost |
---|---|
Audible Alarm | $2,314 |
Active Disabling Device | $2,314 |
Tracking Device | $2,265 |
Passive Disabling Device | $2,241 |
Latest Auto Insurance Reviews in Roseville, MI | Back to Top

The premium and deductibles ended up being much cheaper for me then previous companies I have been with.

When I had to use Progressive services, I was able to pick my choice of body shops. I dropped off my car, and a rental car was waiting for me. Couldn't get much easier than that.

I would recommend Grange because they will work with you and give you advice on how to keep your premiums low. They are also super fast to address any claims or questions you might have.

Progressive has some nice comparison feature and I feel little easier to use website, also seems less pushy than Geico

My premium is one of the lower ones with a reputable company. I shop around prior to my yearly renewal and I am always pleased that my premium is lower.

Unclear on this as I have only used Meemic. I am sure I could shop around and find better premiums and deductibles, but wouldn't do that because of my satisfaction with Meemic.

Unclear on this as I have only used Meemic. I am sure I could shop around and find better premiums and deductibles, but wouldn't do that because of my satisfaction with Meemic.