Roseville, MI Auto Insurance Rates
Roseville, MI residents can save $920 by comparing multiple quotes & reading reviews & research on Roseville car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1387 | $2295 | $4059 |
Latest Auto Insurance Reviews in Roseville, Michigan
State Farm
The premium and deductibles ended up being much cheaper for me then previous companies I have been with.
The premium and deductibles ended up being much cheaper for me then previous companies I have been with.
Progressive
When I had to use Progressive services, I was able to pick my choice of body shops. I dropped off my car, and a rental car was waiting for me. Couldn't get much easier than that.
When I had to use Progressive services, I was able to pick my choice of body shops. I dropped off my car, and a rental car was waiting for me. Couldn't get much easier than that.
Grange Insurance
I would recommend Grange because they will work with you and give you advice on how to keep your premiums low. They are also super fast to address any claims or questions you might have.
I would recommend Grange because they will work with you and give you advice on how to keep your premiums low. They are also super fast to address any claims or questions you might have.
Progressive
Progressive has some nice comparison feature and I feel little easier to use website, also seems less pushy than Geico
Progressive has some nice comparison feature and I feel little easier to use website, also seems less pushy than Geico
Progressive
My premium is one of the lower ones with a reputable company. I shop around prior to my yearly renewal and I am always pleased that my premium is lower.
My premium is one of the lower ones with a reputable company. I shop around prior to my yearly renewal and I am always pleased that my premium is lower.
Meemic Insurance
Unclear on this as I have only used Meemic. I am sure I could shop around and find better premiums and deductibles, but wouldn't do that because of my satisfaction with Meemic.
Unclear on this as I have only used Meemic. I am sure I could shop around and find better premiums and deductibles, but wouldn't do that because of my satisfaction with Meemic.
Meemic Insurance
Unclear on this as I have only used Meemic. I am sure I could shop around and find better premiums and deductibles, but wouldn't do that because of my satisfaction with Meemic.
Unclear on this as I have only used Meemic. I am sure I could shop around and find better premiums and deductibles, but wouldn't do that because of my satisfaction with Meemic.
Nationwide Insurance, Roseville, MI
$78/1 month
Car Insurance Policy Holder
- Married 48 Years old Male licensed 28 years ago with Own Toyota Camry LE used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Roseville, MI
$164/1 month
Car Insurance Policy Holder
- Married 60 Years old Female licensed 15 years ago with Financed Ford, Fusion SEL, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
- PhD & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $250K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 20 K Property Damage
- 500 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Safeco Insurance, Roseville, MI
$2498/12 months
Car Insurance Policy Holder
- Single 23 Years old Female licensed 4 years ago with Leased Toyota, Camry SE, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
- High School, pursuing Bachelors Degree & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Amica Auto Insurance, Roseville, MI
$1728/12 months
Car Insurance Policy Holder
- Divorced 77 Years old Female licensed 62 years ago with Own Hyundai, Accent SE, 5 Door Hatchback used for Business with estimated annual mileage of 3,001 - 5,000.
- Associate, pursuing Bachelors Degree & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Roseville, MI
$1174/12 months
Car Insurance Policy Holder
- Single 70 Years old Male licensed 42 years ago with Financed GMC, Sierra 2500HD SLT, 4WD 4 Door Ext Cab 158WB Turbo Diesel used for Business with estimated annual mileage of 20,001+.
- Masters & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 25 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Safeco Insurance, Roseville, MI
$3734/12 months
Car Insurance Policy Holder
- Married 74 Years old Male licensed 9 years ago with Own Acura, TSX Tech, 4 Door Sedan used for Business with estimated annual mileage of 7,501 - 9,000.
- Vocational & Retired.
- No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 100 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Liberty Mutual, Roseville, MI
$2869/12 months
Car Insurance Policy Holder
- Married 26 Years old Female licensed 4 years ago with Leased Acura, TL Tech, 4 Door Sedan used for Business with estimated annual mileage of 20,001+.
- PhD & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Roseville Car Insurance Rate Comparisons
Roseville, MI's average car insurance of $2295 differs from Harrison charter, MI (-$345), Hamtramck, MI (+$1728), Grosse Pointe Park, MI (+$1005) and Michigan (+$225)
| Roseville | Harrison charter, MI | Hamtramck, MI | Grosse Pointe Park, MI | Michigan | |
| Median Insurance Rates | $2295 | -$345 | +$1728 | +$1005 | +$225 |
Roseville Car Insurance Savings By Neighborhood & Street Area
| Roseville Driver Street Residence & Car Locations | Car Details in Roseville | Roseville Driver Demographics | Roseville Auto Insurance Estimates | Recent Roseville Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Melvin Ave | 2007 Buick Rendezvous CX | 51 year married woman | $1800 | $994 |
| Jahns Dr | 2004 Acura TSX Base w/Navi | 53 year married man | $2803 | $693 |
| Massachusetts St | 2007 Chevrolet Silverado 2500HD Classic Work Truck | 68 year senior | $2433 | $592 |
| O'Neil St | 2008 Ford Fusion V6 SEL | 70 year male senior | $2346 | $817 |
| Schram | 2011 Hyundai Sonata GLS | 67 year female senior | $2525 | $517 |
| Florence St | 2008 Jeep Grand Cherokee Limited | 36 year woman | $1756 | $712 |
| Victor St | 2012 Honda Civic LX | 17 year teenager | $3805 | $477 |
| Victor Ave | 2011 Kia Sorento LX | 41 year man | $2575 | $723 |
| Kaufman | 2010 Mazda Mazda3 s Sport | 18 year male teenager | $3980 | $306 |
| Pierce Ct | 2010 Toyota Prius \N | 17 year female teenager | $3942 | $820 |
Roseville Post DUI Car Insurance Rates
| Roseville | Warren | Harper Woods | Hazel Park | Michigan | |
| Median Post DUI Insurance Rate | $4268 | +$742 | +$1436 | +$354 | +$419 |
| Male Teenager Post DUI Insurance Rate | $7640 | +$1328 | +$2569 | +$633 | +$748 |
| Female Teenager Post DUI Insurance Rate | $7598 | +$1320 | +$2555 | +$628 | +$744 |
The Post DUI insurance in Roseville, MI's is $4268 compared to Warren (+$742), Harper Woods (+$1436), Hazel Park (+$354) and Michigan (+$419)
In Roseville, a male teenager with Post DUI pays $42 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Chevrolet Silverado 2500HD Classic Work Truck in Roseville, MI would pay $7296 on auto insurance while a female teenager POST DUI would pay $7255.
Roseville Car Insurance by Segment
Roseville Teenagers Car Insurance Rates Comparison
2833 Roseville Teenagers (5% of total population), 61% Male & 39% Female.
| Roseville | Utica | Harper Woods | Hazel Park | Michigan | |
| All Teenagers | $4085 | +$400 | +$1374 | +$338 | +$400 |
| Male Teenager | $4108 | +$402 | +$1381 | +$340 | +$402 |
| Female Teenager | $4085 | +$400 | +$1374 | +$338 | +$400 |
Roseville teenagers pay $4085 in insurance in contrast with Utica (+$400), Harper Woods (+$1374), Hazel Park (+$338) and Michigan (+$400). The difference between Male & Female teenagers in Roseville is $23
Example
- 2013 Nissan Rogue S Male Teenager Insurance Rate $3916
- 2013 Dodge Journey SXT Female Teenager Insurance Rate $3823
Roseville Men & Women Car Insurance
47427 Roseville Adults (100% of total population), 49% Men & 51% Women.
| Roseville | Grosse Pointe Farms | Center Line | Grosse Pointe | Michigan | |
| All Women | $2111 | +$1090 | +$175 | +$230 | +$207 |
| Married Women | $1836 | +$948 | +$152 | +$200 | +$180 |
| All Men | $2845 | +$1470 | +$236 | +$310 | +$279 |
| Married Men | $2708 | +$1398 | +$224 | +$295 | +$265 |
The typical insurance rate of $2845 that Roseville Men pay varies from Grosse Pointe Farms (+$1470), Center Line (+$236), Grosse Pointe (+$310) and Michigan (+$279). In Roseville, married men pay $872 more than married women.
Example
- 2011 Cadillac DTS Premium Collection Married Men Insurance Rate $2813
- 2008 Audi A5 quattro Married Women Insurance Rate $3131
Roseville Senior Car Insurance
8536 Roseville Seniors (17% of total population), 40% Senior Men & 60% Senior Women.
| Roseville | Grosse Pointe Woods | Grosse Pointe Farms | Highland Park | Michigan | |
| All Seniors | $2547 | +$120 | +$1315 | +$2130 | +$250 |
| Senior Men | $2547 | +$120 | +$1315 | +$2130 | +$250 |
| Senior Women | $2570 | +$121 | +$1327 | +$2149 | +$252 |
Roseville seniors pay $2547 in insurance compared to Grosse Pointe Woods (+$120), Grosse Pointe Farms (+$1315), Highland Park (+$2130) and Michigan (+$250). In Roseville, senior men pay $23 less than senior women.
Roseville Car Insurance Discounts for Multiple Vehicles
Roseville Population with 1 Vehicle 8200 (41% of Roseville population), 2 Vehicles 7130 (36% of the Roseville population) and 3 vehicles 2200 (11% of the population)
| Roseville | Hamtramck | Clinton charter | Highland Park | Michigan | |
| 2 Vehicles | $4361 | +$3283 | +$275 | +$3646 | +$427 |
| 3 Vehicles | $6656 | +$5011 | +$420 | +$5565 | +$652 |
| 4 Vehicles | $8951 | +$6739 | +$565 | +$7484 | +$877 |
Roseville Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Silverado 1500 LTZ | $300 | $2340 | $2640 | $2160 | $2460 | $180 |
| Ford, Taurus SEL | $500 | $2330 | $2830 | $2200 | $2700 | $130 |
| Ford, Explorer Limited AWD | $1000 | $2540 | $3040 | $2350 | $3350 | $-310 |
| Lexus, LS 460 | $700 | $2460 | $2960 | $2300 | $3000 | $-40 |
| GMC, Sierra 1500 Work Truck | $1500 | $2320 | $2820 | $2220 | $3720 | $-900 |