Roseville, MI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Roseville, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Roseville, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Roseville, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Roseville, MI with that of other cities in and around Roseville.

	Roseville	Center Line	Warren	St. Clair Shores	Harper Woods	Fraser
Average Insurance Rates	$2,410	$2,600	$2,678	$2,136	$2,609	$2,730

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Roseville, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Roseville, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Roseville	$1,574	$1,329
Fraser	$1,476	$1,247
St. Clair Shores	$2,472	$2,088
Eastpointe	$1,455	$1,229
Warren	$1,637	$1,382
Harper Woods	$2,395	$2,023
Center Line	$1,523	$1,287
Grosse Pointe Woods	$1,454	$1,228

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Roseville, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Roseville, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$7,820
20 Years	$3,097
30 Years	$2,385
40 Years	$2,295
50 Years	$2,125
60 Years	$2,155
70 Years	$2,508

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Roseville, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Roseville, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$4,193	$627
3 Vehicles	$6,290	$940
4 Vehicles	$8,387	$1,253

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Roseville, MI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Roseville, MI.

Location	Average Insurance Cost	Post DUI Insurance Rate
Roseville	$2,410	$6,004
Fraser	$2,730	$6,801
St. Clair Shores	$2,136	$5,321
Eastpointe	$2,586	$6,442
Warren	$2,678	$6,671
Harper Woods	$2,609	$6,500
Center Line	$2,600	$6,477
Grosse Pointe Woods	$2,885	$7,187

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Roseville, MI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$2,068
Excellent (740-799)	$2,360
Good (670-739)	$2,511
Average (580-669)	$3,276
Poor (300-579)	$3,931

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Roseville, MI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Derek Sutcliffe	Farmers	153 E Aurora Rd, Northfield, 44067	(216) 287-1705
Vev Tripp	State Farm	24530 Gratiot Ave, Eastpointe, 48021-3309	586-772-7474
David Wagner	Allstate	5788 E 12 Mile Rd, Warren, 48092	(586) 573-7800
Glenda Mcguire	State Farm	26600 Gratiot Ave, Roseville, 48066-3388	586-771-4050
Stanley Hoover	Allstate	38329 Dodge Park Rd, Sterling Heights, 48312	(586) 939-9050
Kenya Wells	State Farm	20021 Kelly Rd, Detroit, 48225-1921	313-822-5948
Moravian Insurance Agency, Inc.	None	33080 Groesbeck , Fraser, 48026	None
Namita Prasad	State Farm	41050 Hayes Rd, Clinton Twp, 48038-5869	586-412-1400
Chris Provo	State Farm	18645 Canal Rd Ste 6, Clinton Twp, 48038-5822	586-286-9111
Beck Agency Inc	Travelers	8344 Hall Rd 8344 Hall Rd Utica, Sterling Heights, 48317	None

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Roseville, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$106	$2,516
Driver's Failure In Showing Documents	+$234	$2,644
Driving With An Expired Registration	+$248	$2,658
Driving At A Considerably Slow Pace	+$523	$2,933
Using A Cellphone While Driving	+$552	$2,962
Running A Red Light	+$562	$2,972
Speeding	+$590	$3,000
Driving A Vehicle Without The Required Permission	+$750	$3,160
Driving With An Expired/Suspended License	+$1,624	$4,034

Roseville, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,314
Active Disabling Device	$2,314
Tracking Device	$2,265
Passive Disabling Device	$2,241

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Latest Auto Insurance Reviews in Roseville, MI | Back to Top