Roseville Auto Insurance Rates, Quotes, Agents & Reviews in MI

Roseville, MI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Roseville, MI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Roseville, MI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Roseville, MI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Roseville, MI with that of other cities in and around Roseville.

Roseville Center Line Warren St. Clair Shores Harper Woods Fraser
Average Insurance Rates $2,410 $2,600 $2,678 $2,136 $2,609 $2,730

Roseville, MI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Roseville, MI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Roseville $1,574 $1,329
Fraser $1,476 $1,247
St. Clair Shores $2,472 $2,088
Eastpointe $1,455 $1,229
Warren $1,637 $1,382
Harper Woods $2,395 $2,023
Center Line $1,523 $1,287
Grosse Pointe Woods $1,454 $1,228

Roseville, MI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Roseville, MI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $7,820
20 Years $3,097
30 Years $2,385
40 Years $2,295
50 Years $2,125
60 Years $2,155
70 Years $2,508

Roseville, MI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Roseville, MI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $4,193 $627
3 Vehicles $6,290 $940
4 Vehicles $8,387 $1,253

Savings on 2 Vehicles bundle:$627

Savings on 3 Vehicles bundle:$940

Savings on 4 Vehicles bundle:$1,253


Roseville, MI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Roseville, MI.

Location Average Insurance Cost Post DUI Insurance Rate
Roseville $2,410 $6,004
Fraser $2,730 $6,801
St. Clair Shores $2,136 $5,321
Eastpointe $2,586 $6,442
Warren $2,678 $6,671
Harper Woods $2,609 $6,500
Center Line $2,600 $6,477
Grosse Pointe Woods $2,885 $7,187

Roseville, MI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $2,068
Excellent (740-799) $2,360
Good (670-739) $2,511
Average (580-669) $3,276
Poor (300-579) $3,931

Roseville, MI Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Derek Sutcliffe Farmers 153 E Aurora Rd, Northfield, 44067 (216) 287-1705
Vev Tripp State Farm 24530 Gratiot Ave, Eastpointe, 48021-3309 586-772-7474
David Wagner Allstate 5788 E 12 Mile Rd, Warren, 48092 (586) 573-7800
Glenda Mcguire State Farm 26600 Gratiot Ave, Roseville, 48066-3388 586-771-4050
Stanley Hoover Allstate 38329 Dodge Park Rd, Sterling Heights, 48312 (586) 939-9050
Kenya Wells State Farm 20021 Kelly Rd, Detroit, 48225-1921 313-822-5948
Moravian Insurance Agency, Inc. None 33080 Groesbeck , Fraser, 48026 None
Namita Prasad State Farm 41050 Hayes Rd, Clinton Twp, 48038-5869 586-412-1400
Chris Provo State Farm 18645 Canal Rd Ste 6, Clinton Twp, 48038-5822 586-286-9111
Beck Agency Inc Travelers 8344 Hall Rd 8344 Hall Rd Utica, Sterling Heights, 48317 None

Roseville, MI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$106 $2,516
Driver's Failure In Showing Documents +$234 $2,644
Driving With An Expired Registration +$248 $2,658
Driving At A Considerably Slow Pace +$523 $2,933
Using A Cellphone While Driving +$552 $2,962
Running A Red Light +$562 $2,972
Speeding +$590 $3,000
Driving A Vehicle Without The Required Permission +$750 $3,160
Driving With An Expired/Suspended License +$1,624 $4,034

Roseville, MI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $2,314
Active Disabling Device $2,314
Tracking Device $2,265
Passive Disabling Device $2,241

Latest Auto Insurance Reviews in Roseville, MI | Back to Top

State Farm
The premium and deductibles ended up being much cheaper for me then previous companies I have been with.
Progressive
When I had to use Progressive services, I was able to pick my choice of body shops. I dropped off my car, and a rental car was waiting for me. Couldn't get much easier than that.
Grange Insurance
I would recommend Grange because they will work with you and give you advice on how to keep your premiums low. They are also super fast to address any claims or questions you might have.
Progressive
Progressive has some nice comparison feature and I feel little easier to use website, also seems less pushy than Geico
Progressive
My premium is one of the lower ones with a reputable company. I shop around prior to my yearly renewal and I am always pleased that my premium is lower.
Meemic Insurance
Unclear on this as I have only used Meemic. I am sure I could shop around and find better premiums and deductibles, but wouldn't do that because of my satisfaction with Meemic.
Meemic Insurance
Unclear on this as I have only used Meemic. I am sure I could shop around and find better premiums and deductibles, but wouldn't do that because of my satisfaction with Meemic.