Roseville, MN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Roseville, MN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Roseville, MN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Roseville, MN Auto Insurance Rates
- Roseville, MN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Roseville, MN
- Multi Vehicle Insurance Savings in Roseville, MN
- How Credit Score Affects Car Insurance Rates in Roseville, MN
- How DUI Affects Auto Insurance Premiums in Roseville, MN
- Top Auto Insurance Agents Near Roseville, MN
- How Driving Violations Affect Auto Insurance Rates in Roseville, MN
- Roseville, MN Auto Insurance Discounts on Anti Theft Feature
- Roseville, MN Auto Insurance Company Reviews
Roseville, MN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Roseville, MN with that of other cities in and around Roseville.
| Roseville | Arden Hills | Lauderdale | Little Canada | Falcon Heights | New Brighton | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,183 | $1,365 | $1,669 | $1,312 | $1,365 | $1,330 |
Roseville, MN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Roseville, MN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Roseville | $1,537 | $1,298 |
| Falcon Heights | $1,101 | $930 |
| Ramsey County | $1,599 | $1,350 |
| Lauderdale | $1,674 | $1,414 |
| St. Anthony | $1,486 | $1,255 |
| Little Canada | $1,474 | $1,245 |
| Arden Hills | $1,732 | $1,463 |
| New Brighton | $1,774 | $1,498 |
Roseville, MN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Roseville, MN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,839 |
| 20 Years | $1,520 |
| 30 Years | $1,171 |
| 40 Years | $1,126 |
| 50 Years | $1,043 |
| 60 Years | $1,058 |
| 70 Years | $1,231 |
Roseville, MN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Roseville, MN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,011 | $355 |
| 3 Vehicles | $3,017 | $532 |
| 4 Vehicles | $4,022 | $710 |
Savings on 2 Vehicles bundle:$355
Savings on 3 Vehicles bundle:$532
Savings on 4 Vehicles bundle:$710
Roseville, MN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Roseville, MN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Roseville | $1,183 | $2,160 |
| Falcon Heights | $1,365 | $2,492 |
| Ramsey County | $1,316 | $2,403 |
| Lauderdale | $1,669 | $3,047 |
| St. Anthony | $1,335 | $2,437 |
| Little Canada | $1,312 | $2,395 |
| Arden Hills | $1,365 | $2,492 |
| New Brighton | $1,330 | $2,428 |
Roseville, MN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,015 |
| Excellent (740-799) | $1,159 |
| Good (670-739) | $1,233 |
| Average (580-669) | $1,608 |
| Poor (300-579) | $1,930 |
Roseville, MN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| The Insurance Shop | Travelers | 4637 WHITE BEAR PKWY, WHITE BEAR LAKE, 55110 | 651-714-5300 |
| Chad Babcock | State Farm | 2015 Hillcrest Ave, Saint Paul, 55116-2386 | 651-714-AUTO |
| Steve Woog | State Farm | 551 Snelling Ave S, Saint Paul, 55116-1582 | 651-698-0703 |
| John Griep | State Farm | 551 Snelling Ave S, Saint Paul, 55116-1582 | 651-698-0703 |
| Amy Brown | State Farm | 1513 Geneva Avenue N, Oakdale, 55128-4219 | 651-735-4193 |
| Kim Nybo | State Farm | 2724 University Ave SE, Minneapolis, 55414-3210 | 612-767-7775 |
| Jim Phillips | State Farm | 3430 Nicollet Ave, Minneapolis, 55408-4552 | 612-827-3655 |
| Jim Phillips | State Farm | 3430 Nicollet Ave, Minneapolis, 55408-4552 | 612-827-3655 |
| Misgen Ins Agency Inc | Travelers | 1895 E COUNTY RD E STE 208, WHITE BEAR LAKE, 55110 | 651-779-3090 |
| Homeservices Insurance | None | 2402 S 7Th St, Minneapolis, 55454 | None |
| Moores Insurance Management, Inc. | Travelers | 380 SAINT PETER ST STE 720, ST PAUL, 55102 | 651-255-6800 |
| Wells Fargo Insurance Agency | Travelers | 733 MARQUETTE AVE 13TH FL N-9306-133, MINNEAPOLIS, 55402 | 866-878-0775 |
Roseville, MN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$52 | $1,235 |
| Driver's Failure In Showing Documents | +$115 | $1,298 |
| Driving With An Expired Registration | +$122 | $1,305 |
| Driving At A Considerably Slow Pace | +$257 | $1,440 |
| Using A Cellphone While Driving | +$271 | $1,454 |
| Running A Red Light | +$276 | $1,459 |
| Speeding | +$290 | $1,473 |
| Driving A Vehicle Without The Required Permission | +$368 | $1,551 |
| Driving With An Expired/Suspended License | +$797 | $1,980 |
Roseville, MN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,136 |
| Active Disabling Device | $1,136 |
| Tracking Device | $1,112 |
| Passive Disabling Device | $1,100 |
Latest Auto Insurance Reviews in Roseville, MN | Back to Top
State FarmI have very good rates and a reasonable deductible with this company.
Farmer's InsuranceThe premium is the lowest I could find and the deductible is only $500. The prices are great and affordable. I don't see myself switching companies anytime soon.
AmeripriseAmeriprise is fantastic for car insurance! Their rates are reasonable and you get free towing if you're a Costco member. That totally eliminates the need for a separate towing policy such as AAA.
AllstateWe have full coverage from Allstate that covers accidents, natural causes... It is a very similar to other policy providers for a cheaper cost.
AmeripriseInsanely, unreasonably high. Michigan is a no-fault state, which means we pay the highest premiums in the nation. Adding a teen driver to my policy doubled the cost, and they refuse to reduce it even though my teen has been accident free for two years.
AmeripriseInsanely, unreasonably high. Michigan is a no-fault state, which means we pay the highest premiums in the nation. Adding a teen driver to my policy doubled the cost, and they refuse to reduce it even though my teen has been accident free for two years.
State FarmThe only thing I dont like is the amount of mail I get from them. A lot of it is promotional stuff and I have to sort through it all to find the relevant information.
AmeripriseIn the Ameriprise auto insurance company very easy document and clear conversation of insurance officers.Our auto insurance benefits may include windshield repair and stolen-key support, 24/7 claims reporting and online account management.