Rossville Auto Insurance Rates, Quotes, Agents & Reviews in GA

Rossville, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rossville, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rossville, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rossville, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rossville, GA with that of other cities in and around Rossville.

Rossville Rossville-Beverly Hills Chattanooga Valley Fairview Lookout Mountain Lakeview
Average Insurance Rates $1,558 $1,561 $1,581 $1,587 $1,829 $1,562

Rossville, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rossville, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rossville $1,464 $1,236
Lakeview $1,928 $1,629
Rossville-Beverly Hills $1,341 $1,133
Fairview $1,690 $1,428
Chattanooga Valley $1,597 $1,349
Fort Oglethorpe-Lakeview $2,139 $1,807
Lookout Mountain $1,999 $1,689
East Ridge $1,628 $1,375

Rossville, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rossville, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,055
20 Years $2,002
30 Years $1,542
40 Years $1,484
50 Years $1,374
60 Years $1,393
70 Years $1,621

Rossville, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rossville, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,649 $467
3 Vehicles $3,973 $701
4 Vehicles $5,297 $935

Savings on 2 Vehicles bundle:$467

Savings on 3 Vehicles bundle:$701

Savings on 4 Vehicles bundle:$935

Rossville, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rossville, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Rossville $1,558 $2,848
Lakeview $1,562 $2,856
Rossville-Beverly Hills $1,561 $2,854
Fairview $1,587 $2,901
Chattanooga Valley $1,581 $2,890
Fort Oglethorpe-Lakeview $1,590 $2,907
Lookout Mountain $1,829 $3,277
East Ridge $1,424 $2,551

Rossville, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,337
Excellent (740-799) $1,526
Good (670-739) $1,623
Average (580-669) $2,118
Poor (300-579) $2,541

Rossville, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Laura Geddie State Farm 5636 Battlefield Pkwy, Ringgold, 30736-5152 706-937-4152
Heather Napier Allstate 240 Cove Rd Ste C, Chickamauga, 30707 (706) 956-4242
James D. Gregory Nationwide 3014 Lafayette Rd, Fort Oglethorpe, 30742-3782 (706) 866-9668
Agency Service Group, Inc. Dba Flegal Insurance - Rossville None P O Box 39 , Rossville, 30741 (706) 996-2125
Grover Lunsford State Farm 972 Highway 53 West SW, Calhoun, 30701-7717 706-629-7346
Sharon Love Allstate 607 Sheridan Ave, Dalton, 30721 (706) 278-4558
Lester G Jenkins Nationwide 413 Shorter Ave STE 102, Rome, 30161 (706) 291-0645
Flegal Insurance Inc Liberty Mutual Independent 214 ANDREWS ST, ROSSVILLE, 30741 706-866-9750
David J Hutcherson Agency Travelers 504 RIVERSIDE PKWY STE 603, ROME, 30161 706-287-2853
Greeson Insurance Associatess None 421 S Wall St, Calhoun, 30701 None
Payne Ins Agency Inc Travelers 280 S MAIN ST, ELLIJAY, 30540 706-635-7555

Rossville, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,627
Driver's Failure In Showing Documents +$151 $1,709
Driving With An Expired Registration +$160 $1,718
Driving At A Considerably Slow Pace +$338 $1,896
Using A Cellphone While Driving +$357 $1,915
Running A Red Light +$363 $1,921
Speeding +$382 $1,940
Driving A Vehicle Without The Required Permission +$485 $2,043
Driving With An Expired/Suspended License +$1,050 $2,608

Rossville, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,496
Active Disabling Device $1,496
Tracking Device $1,465
Passive Disabling Device $1,449