Round Rock Auto Insurance Rates, Quotes, Agents & Reviews in TX

Round Rock, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Round Rock, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Round Rock, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Round Rock, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Round Rock, TX with that of other cities in and around Round Rock.

Round Rock Jollyville Pflugerville Hutto Brushy Creek Wells Branch
Average Insurance Rates $1,290 $2,111 $1,342 $1,965 $2,087 $2,003

Round Rock, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Round Rock, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Round Rock $1,225 $1,034
Brushy Creek $1,721 $1,454
Windemere $1,937 $1,636
Wells Branch $1,464 $1,236
Pflugerville $2,261 $1,910
Round Rock-Georgetown $3,035 $2,564
Hutto $1,417 $1,197
Jollyville $2,174 $1,837

Round Rock, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Round Rock, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,186
20 Years $1,657
30 Years $1,277
40 Years $1,228
50 Years $1,137
60 Years $1,153
70 Years $1,342

Round Rock, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Round Rock, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,219 $361
3 Vehicles $3,328 $542
4 Vehicles $4,438 $722

Savings on 2 Vehicles bundle:$361

Savings on 3 Vehicles bundle:$542

Savings on 4 Vehicles bundle:$722


Round Rock, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Round Rock, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Round Rock $1,290 $2,008
Brushy Creek $2,087 $3,249
Windemere $1,881 $2,928
Wells Branch $2,003 $3,118
Pflugerville $1,342 $2,089
Round Rock-Georgetown $2,053 $3,196
Hutto $1,965 $3,059
Jollyville $2,111 $3,286

Round Rock, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,107
Excellent (740-799) $1,263
Good (670-739) $1,344
Average (580-669) $1,754
Poor (300-579) $2,104

Round Rock, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
David Schara State Farm 12001 W Parmer Ln, Cedar Park, 78613-7767 512-259-7700
J. Scott Biscoe Allstate 12233 Rr 620 N Ste 202, Austin, 78750 (512) 388-2121
Sotelo Insurance Agency Travelers 12593 RESEARCH BLVD STE 202, AUSTIN, 78759 512-302-9445
Yvonne Carreon Farmers 930 S Bell Blvd Ste 405, Cedar Park, 78613 (512) 298-0210
Erin Hewlett Allstate 7601 S Interstate 35, Georgetown, 78626 (512) 763-3500
American Casualty Insurance Agency Travelers 11442 NORTH IH 35, AUSTIN, 78753 512-836-1395
Lone Star Insurance None 4222 Kingsburg Dr. , Round Rock, 78681 None
Lone Star Insurance None 4222 Kingsburg Dr. , Round Rock, 78681 None
Charlie Stover State Farm 13010 West Parmer Lane, Cedar Park, 78613 512-259-9122
Cassie Fullenwider Liberty Mutual 12515 Research Blvd. Bldg. 8 Ste 200, Austin, 78759 1-512-258-1267

Round Rock, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,347
Driver's Failure In Showing Documents +$125 $1,415
Driving With An Expired Registration +$133 $1,423
Driving At A Considerably Slow Pace +$280 $1,570
Using A Cellphone While Driving +$295 $1,585
Running A Red Light +$301 $1,591
Speeding +$316 $1,606
Driving A Vehicle Without The Required Permission +$401 $1,691
Driving With An Expired/Suspended License +$869 $2,159

Round Rock, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,238
Active Disabling Device $1,238
Tracking Device $1,213
Passive Disabling Device $1,200

Latest Auto Insurance Reviews in Round Rock, TX | Back to Top

Usaa
I recently had a lady run into me. USAA's customer service was excellent. I was able to speak to someone immediately. Follow up was easy and could be done by phone or online.
Usaa
The premium is very low, as is the deductible. Though I was at fault in my accident, our rates barely moved. They told me that this is because I had a good driving record before this.
Geico
GEICO is a great company. They have been fantastic from the start. You have to qualify to be able to use them but if you do I highly recommend it.
State Auto
My experience with my car insurance customer service has been pretty good. When I got in an accident, they were great to work with, very helpful and knowledgable.
Progressive
I would recommend Progressive because of their awesome rates and great customer service. It has not been long, but my short experience with them.
Safeco Insurance
I have my home and auto insurance bundled, I've had the same level of customer service for my auto insurance as my home insurance.
Nationwide
This company is a cheap one, which is why I think it only covers the things that it does. The premium and deductible is okay compared to other car insurance companies. but if I could, I would definitely switch.
Nationwide
This company is a cheap one, which is why I think it only covers the things that it does. The premium and deductible is okay compared to other car insurance companies. but if I could, I would definitely switch.
Usaa
They are pricey comapred to other insurance companies, but other than that I really dont have any complaints at all.
State Farm
The painless claims process is the highlight. You no longer have to actually deal with people unless you have a problem.
Usaa
My company offers amazing customer service and claims service. They offer accident forgiveness and do not raise my rate for windshield claims. They are also one of the few carriers in our state to offer an annual rate so I get less rate increases.
Nationwide
I CURRENTLY DONT HAVE ANY DISLIKES FOR MY CURRENT AUTO INSURANCE CARRIER. I HAVE HAD NOTHING BUT POSITIVE EXPERIENCES DURING MY TIME WITH THE COMPANY
American National Property And Casualty Company
I feel that I am paying a rate that is competitive and fair, they have great online tools and customer service, overall I feel satisfied with the service they provide.
Geico
I like that they are easy to deal with especially if I make a claim. Their online interface is pretty good as well
State Farm
They are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.