Round Rock, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Round Rock, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Round Rock, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Round Rock, TX Auto Insurance Rates
- Round Rock, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Round Rock, TX
- Multi Vehicle Insurance Savings in Round Rock, TX
- How Credit Score Affects Car Insurance Rates in Round Rock, TX
- How DUI Affects Auto Insurance Premiums in Round Rock, TX
- Top Auto Insurance Agents Near Round Rock, TX
- How Driving Violations Affect Auto Insurance Rates in Round Rock, TX
- Round Rock, TX Auto Insurance Discounts on Anti Theft Feature
- Round Rock, TX Auto Insurance Company Reviews
Round Rock, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Round Rock, TX with that of other cities in and around Round Rock.
| Round Rock | Jollyville | Pflugerville | Hutto | Brushy Creek | Wells Branch | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,290 | $2,111 | $1,342 | $1,965 | $2,087 | $2,003 |
Round Rock, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Round Rock, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Round Rock | $1,225 | $1,034 |
| Brushy Creek | $1,721 | $1,454 |
| Windemere | $1,937 | $1,636 |
| Wells Branch | $1,464 | $1,236 |
| Pflugerville | $2,261 | $1,910 |
| Round Rock-Georgetown | $3,035 | $2,564 |
| Hutto | $1,417 | $1,197 |
| Jollyville | $2,174 | $1,837 |
Round Rock, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Round Rock, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,186 |
| 20 Years | $1,657 |
| 30 Years | $1,277 |
| 40 Years | $1,228 |
| 50 Years | $1,137 |
| 60 Years | $1,153 |
| 70 Years | $1,342 |
Round Rock, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Round Rock, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,219 | $361 |
| 3 Vehicles | $3,328 | $542 |
| 4 Vehicles | $4,438 | $722 |
Savings on 2 Vehicles bundle:$361
Savings on 3 Vehicles bundle:$542
Savings on 4 Vehicles bundle:$722
Round Rock, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Round Rock, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Round Rock | $1,290 | $2,008 |
| Brushy Creek | $2,087 | $3,249 |
| Windemere | $1,881 | $2,928 |
| Wells Branch | $2,003 | $3,118 |
| Pflugerville | $1,342 | $2,089 |
| Round Rock-Georgetown | $2,053 | $3,196 |
| Hutto | $1,965 | $3,059 |
| Jollyville | $2,111 | $3,286 |
Round Rock, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,107 |
| Excellent (740-799) | $1,263 |
| Good (670-739) | $1,344 |
| Average (580-669) | $1,754 |
| Poor (300-579) | $2,104 |
Round Rock, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| David Schara | State Farm | 12001 W Parmer Ln, Cedar Park, 78613-7767 | 512-259-7700 |
| J. Scott Biscoe | Allstate | 12233 Rr 620 N Ste 202, Austin, 78750 | (512) 388-2121 |
| Sotelo Insurance Agency | Travelers | 12593 RESEARCH BLVD STE 202, AUSTIN, 78759 | 512-302-9445 |
| Yvonne Carreon | Farmers | 930 S Bell Blvd Ste 405, Cedar Park, 78613 | (512) 298-0210 |
| Erin Hewlett | Allstate | 7601 S Interstate 35, Georgetown, 78626 | (512) 763-3500 |
| American Casualty Insurance Agency | Travelers | 11442 NORTH IH 35, AUSTIN, 78753 | 512-836-1395 |
| Lone Star Insurance | None | 4222 Kingsburg Dr. , Round Rock, 78681 | None |
| Lone Star Insurance | None | 4222 Kingsburg Dr. , Round Rock, 78681 | None |
| Charlie Stover | State Farm | 13010 West Parmer Lane, Cedar Park, 78613 | 512-259-9122 |
| Cassie Fullenwider | Liberty Mutual | 12515 Research Blvd. Bldg. 8 Ste 200, Austin, 78759 | 1-512-258-1267 |
Round Rock, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,347 |
| Driver's Failure In Showing Documents | +$125 | $1,415 |
| Driving With An Expired Registration | +$133 | $1,423 |
| Driving At A Considerably Slow Pace | +$280 | $1,570 |
| Using A Cellphone While Driving | +$295 | $1,585 |
| Running A Red Light | +$301 | $1,591 |
| Speeding | +$316 | $1,606 |
| Driving A Vehicle Without The Required Permission | +$401 | $1,691 |
| Driving With An Expired/Suspended License | +$869 | $2,159 |
Round Rock, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,238 |
| Active Disabling Device | $1,238 |
| Tracking Device | $1,213 |
| Passive Disabling Device | $1,200 |
Latest Auto Insurance Reviews in Round Rock, TX | Back to Top
UsaaI recently had a lady run into me. USAA's customer service was excellent. I was able to speak to someone immediately. Follow up was easy and could be done by phone or online.
UsaaThe premium is very low, as is the deductible. Though I was at fault in my accident, our rates barely moved. They told me that this is because I had a good driving record before this.
GeicoGEICO is a great company. They have been fantastic from the start. You have to qualify to be able to use them but if you do I highly recommend it.
State AutoMy experience with my car insurance customer service has been pretty good. When I got in an accident, they were great to work with, very helpful and knowledgable.
ProgressiveI would recommend Progressive because of their awesome rates and great customer service. It has not been long, but my short experience with them.
Safeco InsuranceI have my home and auto insurance bundled, I've had the same level of customer service for my auto insurance as my home insurance.
NationwideThis company is a cheap one, which is why I think it only covers the things that it does. The premium and deductible is okay compared to other car insurance companies. but if I could, I would definitely switch.
NationwideThis company is a cheap one, which is why I think it only covers the things that it does. The premium and deductible is okay compared to other car insurance companies. but if I could, I would definitely switch.
UsaaThey are pricey comapred to other insurance companies, but other than that I really dont have any complaints at all.
State FarmThe painless claims process is the highlight. You no longer have to actually deal with people unless you have a problem.
UsaaMy company offers amazing customer service and claims service. They offer accident forgiveness and do not raise my rate for windshield claims. They are also one of the few carriers in our state to offer an annual rate so I get less rate increases.
NationwideI CURRENTLY DONT HAVE ANY DISLIKES FOR MY CURRENT AUTO INSURANCE CARRIER. I HAVE HAD NOTHING BUT POSITIVE EXPERIENCES DURING MY TIME WITH THE COMPANY
American National Property And Casualty CompanyI feel that I am paying a rate that is competitive and fair, they have great online tools and customer service, overall I feel satisfied with the service they provide.
GeicoI like that they are easy to deal with especially if I make a claim. Their online interface is pretty good as well
State FarmThey are a small office and very personal. I had been with the same provider since I started driving at 16. I'm now 50 and this year he just retired. The office was taken over by a new person and I am happy with his service so far.