Rowlett Auto Insurance Rates, Quotes, Agents & Reviews in TX

Rowlett, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Rowlett, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Rowlett, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Rowlett, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Rowlett, TX with that of other cities in and around Rowlett.

Rowlett Murphy Sachse Garland Rockwall Mobile City
Average Insurance Rates $1,479 $2,167 $2,005 $1,495 $1,443 $1,836

Rowlett, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Rowlett, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Rowlett $1,452 $1,227
Sachse $1,856 $1,568
Northwest Rockwall $1,618 $1,367
Garland $1,087 $918
Rockwall $1,064 $899
Heath $1,817 $1,535
Murphy $1,028 $868
Mobile City $1,891 $1,597

Rowlett, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Rowlett, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,799
20 Years $1,900
30 Years $1,464
40 Years $1,408
50 Years $1,304
60 Years $1,322
70 Years $1,539

Rowlett, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Rowlett, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,573 $385
3 Vehicles $3,860 $577
4 Vehicles $5,147 $769

Savings on 2 Vehicles bundle:$385

Savings on 3 Vehicles bundle:$577

Savings on 4 Vehicles bundle:$769

Rowlett, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rowlett, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Rowlett $1,479 $2,302
Sachse $2,005 $3,121
Northwest Rockwall $2,042 $3,179
Garland $1,495 $2,327
Rockwall $1,443 $2,246
Heath $2,293 $3,570
Murphy $2,167 $3,374
Mobile City $1,836 $2,858

Rowlett, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,269
Excellent (740-799) $1,448
Good (670-739) $1,541
Average (580-669) $2,011
Poor (300-579) $2,412

Rowlett, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Twfg Insurance Services None 9401 Lyndon B Johnson Fwy Ste 264 Dallas, Garland, 75243 None
Jagwan Insurance Agency None 1505 W Buckingham Rd Ste A, Garland, 75042 None
Eva Vazquez Farmers 10875 Plano Rd Ste 120, Dallas, 75238 (469) 343-8891
Ark Agencies Enterprise Llc Travelers 10935 ESTATE LN, DALLAS, 75238 972-238-5550
Heritage Risk Advisors Liberty Mutual Independent 304 AMHERST AVE, RICHARDSON, 75081 (228) 383-5946
Bradford Chapman Allstate 6330 Broadway Blvd Ste A2, Garland, 75043 (972) 226-8500
Willis Of Texas, Inc. None 15305 Dallas Pkwy 15305 Dallas Pkwy , Addison, 75001 None
Minh Quach Allstate 520 N Jupiter Rd Ste B, Garland, 75042 (972) 272-8462
Roger Ledebur State Farm 3046 Lavon Dr Suite 112, Garland, 75040 972-675-2121
Comparable Insurance Agency Inc. Nationwide 9750 Walnut St STE 106, Dallas, 75243 (214) 575-2750

Rowlett, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,544
Driver's Failure In Showing Documents +$143 $1,622
Driving With An Expired Registration +$152 $1,631
Driving At A Considerably Slow Pace +$321 $1,800
Using A Cellphone While Driving +$339 $1,818
Running A Red Light +$345 $1,824
Speeding +$362 $1,841
Driving A Vehicle Without The Required Permission +$460 $1,939
Driving With An Expired/Suspended License +$997 $2,476

Rowlett, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,420
Active Disabling Device $1,420
Tracking Device $1,390
Passive Disabling Device $1,375

Latest Auto Insurance Reviews in Rowlett, TX | Back to Top

The premium is great. I switched because they said they could save me money...they weren't kidding. By switching my three cars to them, I saved over ninety dollars a month.
State Farm
I have been pleasantly surprised by the services provided by State Farm. I truly felt that the agent tailored and "played around" their system in order to make my premiums go lower.
The premium is slightly cheaper than other companies. They offer all the same things as other companies but else they lower price therefore there just fine.
USAA is a great company who puts their customers first. They understand military life in ways other insurance companies do not.
I am highly satisfied with the policy offerings of Geico. I took weeks to compare companies when I switched and I chose Geico partly because of it's policy offerings.
it's a little higher than some companies that only offer internet service. Allstate has brick and mortar offices, which raise the price somewhat.