Rowlett, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Rowlett, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Rowlett, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Rowlett, TX Auto Insurance Rates
- Rowlett, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Rowlett, TX
- Multi Vehicle Insurance Savings in Rowlett, TX
- How Credit Score Affects Car Insurance Rates in Rowlett, TX
- How DUI Affects Auto Insurance Premiums in Rowlett, TX
- Top Auto Insurance Agents Near Rowlett, TX
- How Driving Violations Affect Auto Insurance Rates in Rowlett, TX
- Rowlett, TX Auto Insurance Discounts on Anti Theft Feature
- Rowlett, TX Auto Insurance Company Reviews
Rowlett, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Rowlett, TX with that of other cities in and around Rowlett.
| Rowlett | Murphy | Sachse | Garland | Rockwall | Mobile City | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,479 | $2,167 | $2,005 | $1,495 | $1,443 | $1,836 |
Rowlett, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Rowlett, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Rowlett | $1,452 | $1,227 |
| Sachse | $1,856 | $1,568 |
| Northwest Rockwall | $1,618 | $1,367 |
| Garland | $1,087 | $918 |
| Rockwall | $1,064 | $899 |
| Heath | $1,817 | $1,535 |
| Murphy | $1,028 | $868 |
| Mobile City | $1,891 | $1,597 |
Rowlett, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Rowlett, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,799 |
| 20 Years | $1,900 |
| 30 Years | $1,464 |
| 40 Years | $1,408 |
| 50 Years | $1,304 |
| 60 Years | $1,322 |
| 70 Years | $1,539 |
Rowlett, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Rowlett, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,573 | $385 |
| 3 Vehicles | $3,860 | $577 |
| 4 Vehicles | $5,147 | $769 |
Savings on 2 Vehicles bundle:$385
Savings on 3 Vehicles bundle:$577
Savings on 4 Vehicles bundle:$769
Rowlett, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Rowlett, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Rowlett | $1,479 | $2,302 |
| Sachse | $2,005 | $3,121 |
| Northwest Rockwall | $2,042 | $3,179 |
| Garland | $1,495 | $2,327 |
| Rockwall | $1,443 | $2,246 |
| Heath | $2,293 | $3,570 |
| Murphy | $2,167 | $3,374 |
| Mobile City | $1,836 | $2,858 |
Rowlett, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,269 |
| Excellent (740-799) | $1,448 |
| Good (670-739) | $1,541 |
| Average (580-669) | $2,011 |
| Poor (300-579) | $2,412 |
Rowlett, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Twfg Insurance Services | None | 9401 Lyndon B Johnson Fwy Ste 264 Dallas, Garland, 75243 | None |
| Jagwan Insurance Agency | None | 1505 W Buckingham Rd Ste A, Garland, 75042 | None |
| Eva Vazquez | Farmers | 10875 Plano Rd Ste 120, Dallas, 75238 | (469) 343-8891 |
| Ark Agencies Enterprise Llc | Travelers | 10935 ESTATE LN, DALLAS, 75238 | 972-238-5550 |
| Heritage Risk Advisors | Liberty Mutual Independent | 304 AMHERST AVE, RICHARDSON, 75081 | (228) 383-5946 |
| Bradford Chapman | Allstate | 6330 Broadway Blvd Ste A2, Garland, 75043 | (972) 226-8500 |
| Willis Of Texas, Inc. | None | 15305 Dallas Pkwy 15305 Dallas Pkwy , Addison, 75001 | None |
| Minh Quach | Allstate | 520 N Jupiter Rd Ste B, Garland, 75042 | (972) 272-8462 |
| Roger Ledebur | State Farm | 3046 Lavon Dr Suite 112, Garland, 75040 | 972-675-2121 |
| Comparable Insurance Agency Inc. | Nationwide | 9750 Walnut St STE 106, Dallas, 75243 | (214) 575-2750 |
Rowlett, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$65 | $1,544 |
| Driver's Failure In Showing Documents | +$143 | $1,622 |
| Driving With An Expired Registration | +$152 | $1,631 |
| Driving At A Considerably Slow Pace | +$321 | $1,800 |
| Using A Cellphone While Driving | +$339 | $1,818 |
| Running A Red Light | +$345 | $1,824 |
| Speeding | +$362 | $1,841 |
| Driving A Vehicle Without The Required Permission | +$460 | $1,939 |
| Driving With An Expired/Suspended License | +$997 | $2,476 |
Rowlett, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,420 |
| Active Disabling Device | $1,420 |
| Tracking Device | $1,390 |
| Passive Disabling Device | $1,375 |
Latest Auto Insurance Reviews in Rowlett, TX | Back to Top
ProgressiveThe premium is great. I switched because they said they could save me money...they weren't kidding. By switching my three cars to them, I saved over ninety dollars a month.
State FarmI have been pleasantly surprised by the services provided by State Farm. I truly felt that the agent tailored and "played around" their system in order to make my premiums go lower.
TravelersThe premium is slightly cheaper than other companies. They offer all the same things as other companies but else they lower price therefore there just fine.
UsaaUSAA is a great company who puts their customers first. They understand military life in ways other insurance companies do not.
GeicoI am highly satisfied with the policy offerings of Geico. I took weeks to compare companies when I switched and I chose Geico partly because of it's policy offerings.
Allstateit's a little higher than some companies that only offer internet service. Allstate has brick and mortar offices, which raise the price somewhat.