Roxbury Auto Insurance Rates, Quotes, Agents & Reviews in VT

Roxbury, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Roxbury, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Roxbury, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Roxbury, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Roxbury, VT with that of other cities in and around Roxbury.

Roxbury Braintree Waitsfield Warren Granville Northfield
Average Insurance Rates $1,073 $1,072 $1,164 $1,151 $1,075 $1,086

Roxbury, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Roxbury, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Roxbury $1,452 $1,227
Northfield $957 $808
Braintree $1,621 $1,369
Granville $1,331 $1,124
Brookfield $1,306 $1,103
Warren $1,617 $1,366
Waitsfield $2,206 $1,864
Williamstown $2,222 $1,877

Roxbury, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Roxbury, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,482
20 Years $1,379
30 Years $1,062
40 Years $1,022
50 Years $946
60 Years $959
70 Years $1,117

Roxbury, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Roxbury, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,846 $300
3 Vehicles $2,768 $451
4 Vehicles $3,691 $601

Savings on 2 Vehicles bundle:$300

Savings on 3 Vehicles bundle:$451

Savings on 4 Vehicles bundle:$601

Roxbury, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Roxbury, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Roxbury $1,073 $2,217
Northfield $1,086 $2,244
Braintree $1,072 $2,215
Granville $1,075 $2,221
Brookfield $1,098 $2,269
Warren $1,151 $2,379
Waitsfield $1,164 $2,405
Williamstown $1,074 $2,219

Roxbury, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $921
Excellent (740-799) $1,051
Good (670-739) $1,118
Average (580-669) $1,459
Poor (300-579) $1,750

Roxbury, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mayo Associates Travelers 49 Wall St, Northfield, 5663 None
P & C - Jim Hendershot Travelers PAIGE &amp CAMPBELL INC 5197 MAIN STREET - UNIT 3, WAITSFIELD, 5673 802-496-3118
Jared Jabaut Agency Nationwide 3198 Shelburne Rd, Shelburne, 5482 (802) 985-2400
Michael Coburn Allstate 1134 S Brownell Rd, Williston, 5495 (802) 658-7800
Renee Cross Allstate 1174 North Ave, Burlington, 5408 (802) 862-2322
Stowe Insurance Agency None Po Box 479 , Waterbury, 5676 None
Affiliated Associates None Po Box 8592 Essex, essex junction, 5451 None
Ross Insurance & Company None 455 West St., Rutland, 5702 None

Roxbury, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,120
Driver's Failure In Showing Documents +$104 $1,177
Driving With An Expired Registration +$111 $1,184
Driving At A Considerably Slow Pace +$233 $1,306
Using A Cellphone While Driving +$246 $1,319
Running A Red Light +$250 $1,323
Speeding +$263 $1,336
Driving A Vehicle Without The Required Permission +$334 $1,407
Driving With An Expired/Suspended License +$723 $1,796

Roxbury, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,030
Active Disabling Device $1,030
Tracking Device $1,009
Passive Disabling Device $998