Royal Palm Beach, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Royal Palm Beach, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Royal Palm Beach, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Royal Palm Beach, FL Auto Insurance Rates
- Royal Palm Beach, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Royal Palm Beach, FL
- Multi Vehicle Insurance Savings in Royal Palm Beach, FL
- How Credit Score Affects Car Insurance Rates in Royal Palm Beach, FL
- How DUI Affects Auto Insurance Premiums in Royal Palm Beach, FL
- Top Auto Insurance Agents Near Royal Palm Beach, FL
- How Driving Violations Affect Auto Insurance Rates in Royal Palm Beach, FL
- Royal Palm Beach, FL Auto Insurance Discounts on Anti Theft Feature
- Royal Palm Beach, FL Auto Insurance Company Reviews
Royal Palm Beach, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Royal Palm Beach, FL with that of other cities in and around Royal Palm Beach.
| Royal Palm Beach | Lake Belvedere Estates | The Acreage | Loxahatchee Groves | Stacey Street | Plantation Mobile Home Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,972 | $2,150 | $2,261 | $2,309 | $1,922 | $1,953 |
Royal Palm Beach, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Royal Palm Beach, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Royal Palm Beach | $2,170 | $1,833 |
| Loxahatchee Groves | $1,891 | $1,597 |
| Wellington | $1,915 | $1,617 |
| Lake Belvedere Estates | $1,581 | $1,335 |
| Plantation Mobile Home Park | $2,012 | $1,699 |
| The Acreage | $1,430 | $1,208 |
| Stacey Street | $1,980 | $1,672 |
| Royal Palm Estates | $1,434 | $1,211 |
Royal Palm Beach, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Royal Palm Beach, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,399 |
| 20 Years | $2,534 |
| 30 Years | $1,952 |
| 40 Years | $1,878 |
| 50 Years | $1,739 |
| 60 Years | $1,763 |
| 70 Years | $2,052 |
Royal Palm Beach, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Royal Palm Beach, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,471 | $473 |
| 3 Vehicles | $5,206 | $710 |
| 4 Vehicles | $6,941 | $947 |
Savings on 2 Vehicles bundle:$473
Savings on 3 Vehicles bundle:$710
Savings on 4 Vehicles bundle:$947
Royal Palm Beach, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Royal Palm Beach, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Royal Palm Beach | $1,972 | $3,086 |
| Loxahatchee Groves | $2,309 | $3,614 |
| Wellington | $2,100 | $3,287 |
| Lake Belvedere Estates | $2,150 | $3,365 |
| Plantation Mobile Home Park | $1,953 | $3,057 |
| The Acreage | $2,261 | $3,539 |
| Stacey Street | $1,922 | $3,008 |
| Royal Palm Estates | $2,089 | $3,269 |
Royal Palm Beach, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,692 |
| Excellent (740-799) | $1,931 |
| Good (670-739) | $2,055 |
| Average (580-669) | $2,681 |
| Poor (300-579) | $3,217 |
Royal Palm Beach, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Ted Todd | Allstate | 14859 Lyons Rd Ste 126, Delray Beach, 33446 | (561) 483-5989 |
| Evergreen Insurance | Travelers | 583 105TH AVE N STE 2, ROYAL PALM BEACH, 33411 | 561-966-8883 |
| Carmen (Cain) Banner | Allstate | 2250 Palm Bch Lk Blvd Ste 115, West Palm Beach, 33409 | (561) 471-9894 |
| Burrowes Insurance Agency | Travelers | 202 ROYAL PALM BEACH BLVD, ROYAL PALM BEACH, 33411 | 561-798-5064 |
| Ed Slutzky | Allstate | 120 NE 5th Ave, Delray Beach, 33483 | (561) 265-4141 |
| Ac Insurance Services | Travelers | 1274 N MILITARY TR, WEST PALM BEACH, 33409 | 561-684-2886 |
| D & E Insurance Services Agency, Inc. | None | 1800 Forest Hill Blvd, Ste A-7 , West Palm Beach, 33406 | None |
| Gateway Insurance Agency, Lc | None | 4524 Gun Club Rd Ste A-101 , West Palm Beach, 33415 | None |
| Albertz Insurance Agency - Phil | Travelers | 1521 FOREST HILL BLVD STE 3, WEST PALM BEACH, 33406 | 561-721-2700 |
| The Marcus Group | Travelers | 7797 N UNIVERSITY DR STE 204, TAMARAC, 33321 | 954-721-1180 |
| Florida State Insurance Professionals | Travelers | 2714 W ATLANTIC BLVD, POMPANO BEACH, 33069 | 954-970-3857 |
| Brian Draina | Allstate | 2508 N State Road 7, Margate, 33063 | (954) 978-9272 |
| Bogani & Christiano Llc | Liberty Mutual Independent | 9100 BELVEDERE RD STE 207, ROYAL PALM BEACH, 33411 | (561) 433-2215 |
Royal Palm Beach, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$87 | $2,059 |
| Driver's Failure In Showing Documents | +$191 | $2,163 |
| Driving With An Expired Registration | +$203 | $2,175 |
| Driving At A Considerably Slow Pace | +$428 | $2,400 |
| Using A Cellphone While Driving | +$452 | $2,424 |
| Running A Red Light | +$459 | $2,431 |
| Speeding | +$483 | $2,455 |
| Driving A Vehicle Without The Required Permission | +$613 | $2,585 |
| Driving With An Expired/Suspended License | +$1,329 | $3,301 |
Royal Palm Beach, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,893 |
| Active Disabling Device | $1,893 |
| Tracking Device | $1,854 |
| Passive Disabling Device | $1,834 |
Latest Auto Insurance Reviews in Royal Palm Beach, FL | Back to Top
GeicoI have recommended this company to others. Many already have it - I was a government employee and at one time they were designed for government employees-thus the GE as part of their name.
UsaaUSAA is great for everything. Care about you and do it right. They provide great customer service and products, and they respond fast and efficiently. They have the best service for the cost than anyone.
AllstateI have yet to shop for other car insurance. The cost savings of bundling my vehicle insurance to my home owners plan is worth it.
UsaaWhenever I get a flat tire or have any trouble with my car, USAA sends a tow truck for free to help me take my car to a mechanic. I love that perk!
UsaaUSAA has great customer service. We also have our auto insurance and insurance on our valuable possessions with them and have never had any problems.They pay claims promptly and efficiently.
National GeneralNational General offers the same if not more than other insurances companies and at a lower rate. That is one reason why we chose them.
NationwideWe have not needed to use customer support before. We have not had an accident or any thing that would cause us to call in for service