Royalton Auto Insurance Rates, Quotes, Agents & Reviews in VT

Royalton, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Royalton, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Royalton, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Royalton, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Royalton, VT with that of other cities in and around Royalton.

Royalton Bethel Tunbridge Pomfret Randolph Sharon
Average Insurance Rates $1,080 $1,080 $1,094 $1,175 $1,084 $1,105

Royalton, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Royalton, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Royalton $1,439 $1,215
South Royalton $1,609 $1,359
Tunbridge $1,113 $940
Sharon $1,335 $1,128
Bethel $1,142 $965
Randolph $1,746 $1,475
Barnard $2,485 $2,099
Pomfret $2,172 $1,835

Royalton, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Royalton, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,504
20 Years $1,388
30 Years $1,069
40 Years $1,028
50 Years $952
60 Years $966
70 Years $1,124

Royalton, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Royalton, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,879 $281
3 Vehicles $2,819 $421
4 Vehicles $3,758 $562

Savings on 2 Vehicles bundle:$281

Savings on 3 Vehicles bundle:$421

Savings on 4 Vehicles bundle:$562

Royalton, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Royalton, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Royalton $1,080 $2,232
South Royalton $1,053 $2,176
Tunbridge $1,094 $2,261
Sharon $1,105 $2,283
Bethel $1,080 $2,232
Randolph $1,084 $2,240
Barnard $1,179 $2,436
Pomfret $1,175 $2,428

Royalton, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $927
Excellent (740-799) $1,058
Good (670-739) $1,125
Average (580-669) $1,468
Poor (300-579) $1,762

Royalton, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kinney Pike Insurance Inc Allstate 42 Meadow Ln, Randolph, 5060 (802) 728-4434
Hull Maynard Hersey Ins Inc Travelers 410 WOODSTOCK ROAD EAST, WOODSTOCK, 5091 802-457-4143
Kinney Pike Insurance Inc Travelers 42 MEADOW LANE, RANDOLPH, 5068 802-763-7300
Nfp Property & Casualty Services Liberty Mutual Independent 2472 VT RTE 107, BETHEL, 5032 (802) 234-9744

Royalton, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,128
Driver's Failure In Showing Documents +$105 $1,185
Driving With An Expired Registration +$111 $1,191
Driving At A Considerably Slow Pace +$234 $1,314
Using A Cellphone While Driving +$247 $1,327
Running A Red Light +$252 $1,332
Speeding +$265 $1,345
Driving A Vehicle Without The Required Permission +$336 $1,416
Driving With An Expired/Suspended License +$728 $1,808

Royalton, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,037
Active Disabling Device $1,037
Tracking Device $1,015
Passive Disabling Device $1,004